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Joyful July's No-Spend Days Challenge!

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Comments

  • beanielou
    beanielou Posts: 96,652 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Kicking off with no 1. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • KajiKita
    KajiKita Posts: 8,422 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    It’s going to be a challenging month to keep my spends down due to a small holiday and home improvements, but starting with Day 1 today 😊

    KK
    As at 15.10.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 59books of target 52 in 2025, as @ 18th October 
    Produce tracker: £426 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • cathybird
    cathybird Posts: 15,840 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 2 July 2024 at 10:09PM
    July NSD challenge


    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image

    Target reached = image

    Target beaten = image

    July targets


    AuntieL 1/15   image
    beanielou 1/19  image

    Caeraugirl 12
    cathybird 1/15  image
    Crazycatlady2 2/18  image

    Daywon 15

    Farmers-wife 2

    Geriatricmum
    HotDog2020 1/15  image
    ilovetea 1/20   image
    KajiKita 1/18  image

    keggie

    laconic

    laura lau

    laurenh 20
    leftatthetrafficlights 1/24  image

    LittleMissDetermined 15

    Makingabobor2 15

    Mrs Cautious 26
    Rupacomp 1/15  image

    Saver-upper

    SecondStar
    short bird 1/18   image

    Tiangfeng2022

    Worlds Worst Superhero 20




    🌞 🌞  Newcomers welcome! 🌞 🌞

  • cathybird
    cathybird Posts: 15,840 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    July results updated here :):)
  • HotDog2020
    HotDog2020 Posts: 593 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Thanks @cathybird for everything you do...please could I start the month day one no spend 1/15. Thank you🤩❤️🤩
  • ilovetea
    ilovetea Posts: 1,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Happy July everyone.  
     First NSD today.

      ilovetea  xx
    Make £2024 in 2024 £1161.08
    Declutter 2024 things in 2024 1522/2024.
    NSD's in August 11/20
  • cathybird
    cathybird Posts: 15,840 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 1 July 2024 at 11:27PM
    Well done short bird, leftatthetrafficlights, beanielou, KajiKita, HotDog2020 and ilovetea
  • AuntieL
    AuntieL Posts: 418 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic
    NSD #1 yesterday 😁 Happy to start the month on a NSD
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    October 2025 NSD Challenge 10/18

    MFW 2025 #45
    Jan 2016 Mortgage = £149,895
    Current outstanding = £94,306.78
    2024 Overpayment = £675.66
    2025 Overpayment = £645/£700
  • Rupacomp
    Rupacomp Posts: 307 Forumite
    Fourth Anniversary 100 Posts Name Dropper Photogenic
    Hi - I totally lost track in June! So starting afresh in July - can I go for a target of 15 , and can already report one NSD for yesterday! 
    Savings goal by 31/12/24: £22000
    Dec 23: £6945.23
  • Crazycatlady2
    Crazycatlady2 Posts: 1,077 Forumite
    Fifth Anniversary 1,000 Posts Photogenic Name Dropper
    NSD Monday and hopefully Tuesday too 😀
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