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Joyful July's No-Spend Days Challenge!

Comments

beanielou Posts: 95,033 Ambassador

1 July 2024 at 3:39PM

Kicking off with no 1.

I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.
1
KajiKita Posts: 7,180 Forumite

1 July 2024 at 8:49PM

It’s going to be a challenging month to keep my spends down due to a small holiday and home improvements, but starting with Day 1 today 😊

KK

As at 15.05.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £235,841
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030

Read 28 books of target 52 in 2025, as @ 12th June
Produce tracker: £152 of £300 in 2025

Watch your thoughts, they become your words.
Watch your words, they become your actions.
Watch your actions, they become your reality.
1
cathybird Posts: 15,496 Forumite

1 July 2024 at 8:56PM edited 2 July 2024 at 10:09PM

July NSD challenge

Off to a start =

5 days =

10 days =

15 days =

20 days =

Target reached =

Target beaten =

July targets

AuntieL 1/15
beanielou 1/19

Caeraugirl 12
cathybird 1/15
Crazycatlady2 2/18

Daywon 15

Farmers-wife 2

Geriatricmum
HotDog2020 1/15
ilovetea 1/20
KajiKita 1/18

keggie

laconic

laura lau

laurenh 20
leftatthetrafficlights 1/24

LittleMissDetermined 15

Makingabobor2 15

Mrs Cautious 26
Rupacomp 1/15

Saver-upper

SecondStar
short bird 1/18

Tiangfeng2022

Worlds Worst Superhero 20

🌞 🌞 Newcomers welcome! 🌞 🌞

0
cathybird Posts: 15,496 Forumite

1 July 2024 at 8:57PM

July results updated here

0
HotDog2020 Posts: 593 Forumite

1 July 2024 at 9:03PM

Thanks @cathybird for everything you do...please could I start the month day one no spend 1/15. Thank you🤩❤️🤩

1
ilovetea Posts: 1,272 Forumite

1 July 2024 at 10:03PM

Happy July everyone.
First NSD today.

ilovetea xx

Make £2024 in 2024 £1161.08
Declutter 2024 things in 2024 1522/2024.
NSD's in August 11/20
1
cathybird Posts: 15,496 Forumite

1 July 2024 at 11:27PM edited 1 July 2024 at 11:27PM

Well done short bird, leftatthetrafficlights, beanielou, KajiKita, HotDog2020 and ilovetea

0
AuntieL Posts: 358 Forumite

2 July 2024 at 8:48AM

NSD #1 yesterday 😁 Happy to start the month on a NSD

Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
June 2025 NSD Challenge 1/18

MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £529/£700
1
Rupacomp Posts: 305 Forumite

2 July 2024 at 11:33AM

Hi - I totally lost track in June! So starting afresh in July - can I go for a target of 15 , and can already report one NSD for yesterday!

Savings goal by 31/12/24: £22000
Dec 23: £6945.23
1
Crazycatlady2 Posts: 1,071 Forumite

2 July 2024 at 1:24PM

NSD Monday and hopefully Tuesday too 😀

1

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