The New Top Easy Access Savings Discussion Area

flobbalobbalob

https://forums.moneysavingexpert.com/discussion/comment/82133486#Comment_82133486

Cahoot instant access are paying 4.52% , have been consistently competitive over the last year I've been with them and give 2 months notice of a rate drop.

gwapenut

https://forums.moneysavingexpert.com/discussion/comment/82133707#Comment_82133707

I'd also say they are consistently competitive - I remember that low you referred to, however nobody in the higher paying accounts were forced onto that low rate and unless someone chose to jump in at that very point, customers before and after the 3.55% rate will have continued to be able to enjoy savings rates at or close to the leading edge, for the best part of a year, without interruption.

SnowMan

https://forums.moneysavingexpert.com/discussion/comment/82133851#Comment_82133851

https://forums.moneysavingexpert.com/discussion/comment/82133707#Comment_82133707

I've had a significant amount in a Cahoot Simple saver for well over a year. The trick is as mentioned above to open a new simple saver each time they offer a higher rate than older versions or stick with an earlier version when the new customer rate is lower which it has been at times. If you have done that you will have got a competitive rate throughout the year. This is the Cahoot Simple Saver interest rate I've achieved over the past year

ThePirates

Just upgrade all of your Simple Savers and get 5%...

ThePirates

https://forums.moneysavingexpert.com/discussion/comment/82133933#Comment_82133933

Yes but you can upgrade ALL of your Simples to Sunny Days at the click of a button.

friolento

https://forums.moneysavingexpert.com/discussion/comment/82134025#Comment_82134025

whilst certain upgrades are indeed possible, it requires more than just a click of a button ……….

ThePirates

https://forums.moneysavingexpert.com/discussion/comment/82134047#Comment_82134047

Ok, a click to get it started!

Steve_xx

https://forums.moneysavingexpert.com/discussion/comment/82134059#Comment_82134059

Too much publicity will kill the goose that's laying the golden egg.

NebulaNova

It's a shame Cahoot don't have an app otherwise I would use them.

Growingold

Not forgetting SPRING Accelerate Saver. APP based, instant withdrawals and deposits, 5% on balances up to £5,000. Interest paid monthly.