The New Top Easy Access Savings Discussion Area

InvesterJones

https://forums.moneysavingexpert.com/discussion/comment/82135516#Comment_82135516

Already mentioned back in august and in the charts for the smaller balance list.

Hattie627

Chip and Tandem (App Only) Easy Access

I seem to have opened both these accounts in 2023 but I haven't used either of them for keeping funds since the second half of 2023.

Is anyone still using these accounts?

Today I received an email from Chip saying that my account will be closed on 13/11/26 unless I deposit funds before then.

Thinking of just letting it disappear but wondered if it is worth keeping?

CuparLad

@soulsaver The Monument Welcome Saver appears to have ticked up a wee bit to 4.56%

https://www.monument.co/savings/welcome-saver

winkowinko

https://forums.moneysavingexpert.com/discussion/comment/82136094#Comment_82136094

I'd ask Chip to close your account now in the hope that you can rejoin at a later date as a new customer.

allegro120

https://forums.moneysavingexpert.com/discussion/comment/82136094#Comment_82136094

I have Tandem since 7th February 2023 and Chip 9th December 2022. Both have £0 balance for few years. I can't recall receiving any closure warnings.

I don't know if these are worth keeping, but I keep them. I have to say I have a large number of dormant accounts😀 I think the main benefit is the avoidance of signing up again. Yesterday I opened ISA with Tandem, it was so easy because I already have the app and all my details are already there - just as an exampe.

Freedommm

I sent Cahoot paper form to update my address and they received it on Thursday. Have heard nothing from them. How long do they take to update and do they notify you of the update at all?

Meantime, I also apppied for a Tesco account about 2.5 weeks ago and heard absolutely nothing! How long do they take?

janusd

@soulsaver - Tesco Internet Saver 4.40% now NLA, replaced by a 4.24% issue (incl fixed bonus of 3.19% for 12 months).

refluxer

https://forums.moneysavingexpert.com/discussion/comment/82136851#Comment_82136851

It's been a good few years since I last had a Tesco Internet Saver account but, at the time at least, they did seem to rely on the post for certain things. 1st class mail where I live takes currently between 1 and 2 weeks to be delivered, which can lead to delays when online banking passwords or welcome packs are sent through the post.

Were you not able to update your home address with Cahoot online ?

What contact details do I need to provide?

At a minimum you must supply your current email address and telephone number. If you change your contact details, or your name or address, you must let us know. You can do this online by going to the 'My Details & Settings' tab and selecting 'Change personal details'.

janusd

@soulsaver - Zopa Limited Access pot 4.41% £1-£50000 (includes 0.91% bonus for 12 months); 3.50% £50k-£250k; 3 penalty-free withdrawals (drops to 2% after); Monthly Interest.

Am I eligible for the 4.41% AER rate?

You're eligible if you opened a Zopa savings account on or after 16 June 2026. You're also eligible if you opened an account before 16 June 2026 but haven't added any money yet. Not eligible? You'll still earn a great rate of 3.50% AER* (3.44% gross**) variable.

Moneyfacts is stating the rate of 4.43%, but I am going by the Zopa site itself.

as an aside, if I open up Zopa, I can see this account, but it excludes the bonus (e.g 3.5%) - though I can see the option to add a standard 4.45% pot (I already have one but that ends next month).

cc123mm456

@soulsaver

First Active Instant Access 4.55% is now NLA