The New Top Easy Access Savings Discussion Area

GOTfan

FYI, First Active website

janusd

https://forums.moneysavingexpert.com/discussion/comment/82132142#Comment_82132142

@soulsaver @Bridlington1 - as above, First Active 4.55% has gone, perhaps temporarily, NLA.

The Stafford BS Access-One Saver - 4.60% - £5k min.

cadguy77

https://forums.moneysavingexpert.com/discussion/comment/82132167#Comment_82132167

FYI - Unless I'm reading it wrong

• This account allows a maximum of one withdrawal per society year (1st November – 31st October).

janusd

https://forums.moneysavingexpert.com/discussion/comment/82132191#Comment_82132191

true - I just assumed that would be gathered from the account name, though I should probably have mentioned the withdrawal limits.

1spiral

https://forums.moneysavingexpert.com/discussion/comment/82132208#Comment_82132208

It's also worth noting that their FP withdrawal limit is 75K so anyone with more than 75K would need to pay a chaps fee or pay the penalty for a second withdrawal. The minimum balance too is 5K so for me it means a 75K max deposit and closure as soon as uncompetitive so not one for me.

happybagger

https://forums.moneysavingexpert.com/discussion/comment/82132221#Comment_82132221

I was reading the terms for this and can't see any option to make a second withdrawal on payment of a penalty. It simply states only one withdrawal is allowed. So CHAPS would be the only way.

SeriousHoax

The Stafford Building Society.

4.60% AER/Gross* Variable

Access-One Saver

Grow your savings with the Access-one Saver. Earn interest and with the flexibility to make one penalty-free withdrawal per year. Interest paid annually on 31st of October.

https://srbs.co.uk/savings-product/access-one-saver/

happybagger

https://forums.moneysavingexpert.com/discussion/comment/82132385#Comment_82132385

From the t&C's:

"This account allows a maximum of one withdrawal per society year (1st November – 31st October)."

soulsaver

Hi All

Just back from being locked out of the UK by the NATS 'glitch'- what a pain.

Many thanks to @Bridlington1 for holding the fort … much appreciated 👍️.

The ToTP is updated to reflect reported changes… note the link below, if you've not noticed it before.

Thanks for those reports, and @janusd et al for keeping us informed … 👍️

apf666

the only way is up!......apparently, after todays economic news. full 1% increase expected incrementally over the next 12 months..let's see hey