The New Top Easy Access Savings Discussion Area

MrDeadpool

anyone any experience with ‘thisbank’ or ‘investec’ pls as they have best 1yr fixed savings at mo but not heard of them b4? Thank you :£

happybagger

no problems with thisbank, the new name for jnbank

Freedommm

Does Monument send you paper letters with logins or codes etc or is their account opening entirely online and handled via emails etc?

EthicsGradient

https://forums.moneysavingexpert.com/discussion/comment/82137843#Comment_82137843

Investec is a South-African-related financial services group, that has just re-entered the FTSE 100 after 15 years outside it. I had a savings account with them several years ago; it worked fine.

MarkFromCornwall

https://forums.moneysavingexpert.com/discussion/comment/82137843#Comment_82137843

I’ve had good experiences with savings accounts with Investec and Thisbank.

Barkin

https://forums.moneysavingexpert.com/discussion/comment/82137843#Comment_82137843

Nothing with them currently, but I've used Investec before and they were fine.

No mobile app, but the website is 'phone friendly'

janusd

@soulsaver - Post Office Money Online Saver Issue 89 now NLA replaced by Issue 90 - 4.40% (incl fixed bonus of 3.50% gross for 12 months); £1 min; Monthly or Annual Interest.

4justice2

First Active website now open again for applications, but the account has reduced to 4.05% AER / 3.98% PCM for new applications....(so they've got the funds they wanted, and aren't pushing for any more.....)

Edit: I notice the Saga EA account (basically the same as First Active except for a different appearance) is paying 4.25% AER / 4.17% PCM for NEW applications, so it's beating First Active in that area......

castle96

I havent funded F A yet (opened a few days ago). Would I still get 4.55 or 4.05

4justice2

The reduced rate is for new accounts. As there's not been the required 14 day notice of reduction for existing accounts, I'd assume you would get the higher rate. Certainly my account is still showing 4.55%.