The New Top Easy Access Savings Discussion Area

Middle_of_the_Road

https://forums.moneysavingexpert.com/discussion/comment/82051602#Comment_82051602

Yes, you'll get 4.3% again when the balance goes to £5k

NebulaNova

Any recommendations for an easy access savings account above 4.3% long term please?

mon3ysav3r

https://forums.moneysavingexpert.com/discussion/comment/82051657#Comment_82051657

I am afraid that if you want good rates and easy access that they tend to be accounts with a 6 month or 12 month bonus, which means you need to switch to another account when the bonus ends - rather than stay the long term. Accounts such as Ulster Bank Limited Edition Saver Account - Issue 3 - 4.30% variable with 12 month bonus, or Oxbury 5.01 with 6 month bonus.

Some without bonus:

HTB Hampshire Trust Bank Easy Access Online Saver (Issue 36) - 4.18% variable

cahoot Simple Saver (Issue 16) - 4.17% variable

There are some with better rates that limit the number of withdraws before the rate drops.

Malchester

https://forums.moneysavingexpert.com/discussion/comment/82051604#Comment_82051604

Yes and you don't seem to be able to search for monthly interest accounts. I contacted them about it on Friday and wait to hear

janusd

https://forums.moneysavingexpert.com/discussion/comment/82051668#Comment_82051668

there is a "Monthly Interest" table, though it includes both EA and fixed accounts.

Best Monthly Interest Savings Rates | Updated Hourly

Malchester

https://forums.moneysavingexpert.com/discussion/comment/82051678#Comment_82051678

Thanks. I can access the table from your link but not from their website. HAVE JUST FOUND IT!!!!

ToastLady

https://forums.moneysavingexpert.com/discussion/comment/82051844#Comment_82051844

The ability to check for flexible ISA's only is also gone, unless I'm doing something wrong.

taxman1234

https://forums.moneysavingexpert.com/discussion/comment/82049020#Comment_82049020

Just an update on Oxbury withdrawal times....they seem to "action" them around 3pm mark....I experimented 15 minutes before the 1pm cut off time....money in my nominated account at 3:15pm....not too bad...2 and a half hour access.

thedude1234

Just opened an account with Oxbury, have funded but noticed the interest rate in the app is showing as 0.00% variable. The account name still says 5.01% though.

I've added more than £1K so hope it's just a delay in the app showing the correct rate.

crumpet_man

https://forums.moneysavingexpert.com/discussion/comment/82051965#Comment_82051965

But that's likely to be the quickest possible. Whereas a withdrawal at 13:10 on a Friday could be about 75 hours.