The New Top Easy Access Savings Discussion Area

happybagger

Bridlington1 said:

Not quite top but many'll hold these:

YBS RAINY DAY ACCOUNT ISSUE 2 and ONLINE RAINY DAY ACCOUNT ISSUE 2 are reducing from 4% to 3.75% on balances under £10k from 5/2/26

Balances above £10k reduce from 2.7% to 2.6%

And for anyone with the Easy Access Saver Reward (I mention this as Regular Savers default into this on maturity), it goes from 3.95 to 3.70%

Bridlington1

@soulsaver

Kent Reliance Easy Access Savings Account - Issue 11 4.12%

In addition the following pay the same rate as Chetwood, not sure if you want to include these or relegate Chetwood.

Shawbrook Bank Bonus Easy Access Savings Account - Issue 4 4.04% (includes 2.34% bonus for 12 months)
Ford Money Flexible Saver 4.04%

friolento

Bridlington1 said:

@soulsaver

Kent Reliance Easy Access Savings Account - Issue 11 4.12%

In addition the following pay the same rate as Chetwood, not sure if you want to include these or relegate Chetwood.

Shawbrook Bank Bonus Easy Access Savings Account - Issue 4 4.04% (includes 2.34% bonus for 12 months)
Ford Money Flexible Saver 4.04%

Chetwood is going down to 3.78% from 21 January 2026. Email received this morning .

oz0707

I've still got Cynergy showing as 4.15% on issue number 90. There is fast track apply for 3.7% account. I've not had a message that they are dropping the EA90 rate yet. Anybody else?

oz0707

Is anyone else having trouble logging into charter? Im getting 'this connection is not private' message
Edit - managed to log in on phone. This account is also showing 4.1% rate can't remember seeing a message about it dropping

flaneurs_lobster

oz0707 said:

Is anyone else having trouble logging into charter? Im getting 'this connection is not private' message
Edit - managed to log in on phone. This account is also showing 4.1% rate can't remember seeing a message about it dropping

Got a VPN running? Some banks don't like them.

oz0707

flaneurs_lobster said:

oz0707 said:

Is anyone else having trouble logging into charter? Im getting 'this connection is not private' message
Edit - managed to log in on phone. This account is also showing 4.1% rate can't remember seeing a message about it dropping

Got a VPN running? Some banks don't like them.

No accessing through a 4g sim with 3 and i've had trouble with Skipton in the past. I have to hotspot off someones phone running a different network.

paul235

Bridlington1 said:

@soulsaver

Kent Reliance Easy Access Savings Account - Issue 11 4.12%

In addition the following pay the same rate as Chetwood, not sure if you want to include these or relegate Chetwood.

Shawbrook Bank Bonus Easy Access Savings Account - Issue 4 4.04% (includes 2.34% bonus for 12 months)
Ford Money Flexible Saver 4.04%

Shawbrook for new customers only.

AndyTh_2

oz0707 said:

I've still got Cynergy showing as 4.15% on issue number 90. There is fast track apply for 3.7% account. I've not had a message that they are dropping the EA90 rate yet. Anybody else?

for issue 90, 4.15% was the rate drop, so you wouldn't expect another

from https://www.cynergybank.co.uk/support/rates -> Historic Rates -> Download (pdf)

oz0707

AndyTh_2 said:

oz0707 said:

I've still got Cynergy showing as 4.15% on issue number 90. There is fast track apply for 3.7% account. I've not had a message that they are dropping the EA90 rate yet. Anybody else?

for issue 90, 4.15% was the rate drop, so you wouldn't expect another

from https://www.cynergybank.co.uk/support/rates -> Historic Rates -> Download (pdf)

Good, Conventry have dropped their 4 access to 3.5% which is rubbish