The New Top Easy Access Savings Discussion Area

Bridlington1

Just a reminder the AA EA Members Saver and AA Easy Access Savings reduce from 4.3% and 4.2% respectively to 4.05% and 3.95% respectively tomorrow.

soulsaver

'ToTP' - Top, available Easy Access accounts ranked by rate - updated...

Thanks for all the input during the year - much appreciated.

I wish you all a happy, healthy & successful 2026  

1 Chase boost trkr4.50% inc.newbie-only 1yr bonus (29/12)see ToTP trail. AO

   Cahoot Simple Saver Iss13 4.40% £1 min (10/10) ***NLA 05/01*** Iss14 4.05% (see below #8)

2 Manchester BS Rainy Day Saver (single access) 4.25% £1min (22/09) ->4.15% wef 20/01

R AA Easy Access Savings 4.20%  Incl. 1st year bonus (19/11) ->3.95% wef 06/01

3 Vida Savings Defined Access Issue 3 4.11% £10 min `quad' (19/12)

4 Spring Easy Saver 4.11% £10 min (19/12) AO

5 Vanquis Triple Access Saver (Issue 4) (`tri') £1k min 4.08% (19/12)

6 Charter Easy Access Issue 70 4.06% (02/01)

7 AA EA Members Saver  4.30% Incl. 1st year bonus (19/11) -> 4.05% wef 06/01 

8 Cahoot Simple Saver Iss14 4.05 % £1 min (05/01)

9 Tesco Internet Svr  4.05% £1min  (05/01)

10 Chetwood EA 4.04% (05/01)

More useful info included here:

Top Easy Access acs Ranked: Top of The Pots - **No Chat** — MoneySavingExpert Forum

mebu60

Bridlington1 said:

@soulsaver

Manchester BS Rainy Day Saver (single access) 4.25% £1min reducing to 4.15% from 21/1/26.

Thanks B1.

Only opened it yesterday and shoved a load in there today. At least it's not as dramatic a fall like some others. 

soulsaver

DF Capital Easy Access Account (Issue 6) now 4.1% £1k min

I saw this on my update prep - but it says in the link 'There are currently no products available, please check back later...' ?

DRS1

Kissington said:

Ulster Limited Edition Saver account holders…

Rate is reducing as posts above, but not until 6th March. See separate Ulster thread.

I have a link, but as a newbie I am not allowed to post them yet. 

Ulster have obviously been reading this forum and have reissued their email with the date included now.  Still 6 March.

Bridlington1

soulsaver said:

Bridlington1 said:

@soulsaver

Sorry, I'm at it again:

DF Capital Easy Access Account (Issue 6) now 4.1% £1k min

I saw this on my update prep - but it says in the link 'There are currently no products available, please check back later...' ?

You are quite correct, it seems all their accounts are NLA to new customers at least. I don't know if existing customers can apply, I haven't an account with them to check.

refluxer

Bridlington1 said:

soulsaver said:

Bridlington1 said:

@soulsaver

Sorry, I'm at it again:

DF Capital Easy Access Account (Issue 6) now 4.1% £1k min

I saw this on my update prep - but it says in the link 'There are currently no products available, please check back later...' ?

You are quite correct, it seems all their accounts are NLA to new customers at least. I don't know if existing customers can apply, I haven't an account with them to check.

I just logged in to online banking and can confirm that DF Capital don't currently have any savings accounts available to existing customers either. 

mebu60

Bridlington1 said:

soulsaver said:

Bridlington1 said:

@soulsaver

Sorry, I'm at it again:

DF Capital Easy Access Account (Issue 6) now 4.1% £1k min

I saw this on my update prep - but it says in the link 'There are currently no products available, please check back later...' ?

You are quite correct, it seems all their accounts are NLA to new customers at least. I don't know if existing customers can apply, I haven't an account with them to check.

Just checked. Same message for existing customers under 'Apply' while logged on:

Apply for a new online product

Our online savings accounts offer an easy and secure way for you to manage your money online.

Unfortunately we don’t have any products available at this time, please look back in future.

SH88SH88

Is the 4.2% Tesco Internet Saver rate being reduced, please ?

ColdIron

SH88SH88 said:

Is the 4.2% Tesco Internet Saver rate being reduced, please ?

The 4.20% was only available 16 September - 8 December. The current one is 4.05% (3.00% fixed bonus plus the 1.05% standard rate)

If you already have the 4.20% one it can only be reduced if Tesco reduce their standard rate because of the fixed bonus. I've not heard of any reduction but of course they could whenever they want. Tesco tend to be slow to reduce their rates, they usually just announce a new saver with a lower bonus