The New Top Easy Access Savings Discussion Area

ColdIron

wiseonesomeofthetime said:

ColdIron said:

intalex said:

Skipton rate cuts take effect 26 Jan:
https://www.skipton.co.uk/content/dam/sbs-sites/skipton-co-uk/documents/help-and-support/extra-support/base-rate/variable-account-changes.pdf

0.35% cut for the recent popular (NLA) ones....

Blimey, that's not an easy read

Highlights for me and perhaps others:

Member Bonus Saver Issue 2 - 4.40% (from 4.75%) 

Bonus Saver Issue 12 - 3.90% (from 4.25%)

Makes the Member Bonus Saver pointless for me now then as I have Cahoot Simple at 4.40% with a ceiling considerably higher than my entire savings, and instant access.

Yes. My Zopa at 4.45% is your Cahoot. The 0.05% difference (five one hundredths of one percent) is £2.50 over a year so I'm in no rush and will avail myself of the 4.75 for the next 3 weeks but I'll be paying my tax bill and others from it at the end of January

Kim_13

Skipton Rate Reductions, 26/1/26: https://www.skipton.co.uk/content/dam/sbs-sites/skipton-co-uk/documents/help-and-support/extra-support/base-rate/variable-account-changes.pdf

Of note Member Bonus Saver 2 is going down by 0.30% to 4.4% while the currently available Bonus Saver seems to have escaped.

Bridlington1

@soulsaver

LHV Bank EA 4.25% (£1 min, £100k max across all EA accounts) ~~~ Reduces to 4% from 5/1/26

In addition if I'm not mistaken Charter Easy Access Issue 70 at 4.06% should be in the top 10 (the rankings appear to miss number 9 out).