The New Top Easy Access Savings Discussion Area

mon3ysav3r

SH88SH88 said:

Ford Money

How speedy are payments (in and out) for Ford Money , please ?.

When sending money in (in the morning) they send a txt later that day to confirm that they have received the deposit, and the money appears in the account same day. I haven't taken any money out yet.

CuparLad

SH88SH88 said:

Ford Money

How speedy are payments (in and out) for Ford Money , please ?.

https://www.fordmoney.co.uk/help/faqs#managing-your-account

Malchester

In my experience they are not the fastest by any means. In fact I found them quite slow compared to other banks who use a clearing bank. A lot of others are quicker

Alicon88

Hi,
Is cahoot staying at 4.4% following the most recent interest rate cut?
Need to move some money from chip which went down to 3.8% for me

thank you for your help

janusd

Alicon88 said:

Hi,
Is cahoot staying at 4.4% following the most recent interest rate cut?
Need to move some money from chip which went down to 3.8% for me

yes - there has been no notification of any Cahoot rate changes, so it will at 4.4% for the next 2 months at least.

Bridlington1

@soulsaver

Barclays Rainy Day Saver reducing from 4.21% AER (4.13% gross) to 3.96% AER (3.89% gross) for balances below £5k from 11/3/26.

DRS1

I had an email today from Ulster Bank saying the interest rate on the Limited Edition Saver Iss 1 is going down (4.5% to 4.25%) but it doesn't say when.

masha

DRS1 said:

I had an email today from Ulster Bank saying the interest rate on the Limited Edition Saver Iss 1 is going down (4.5% to 4.25%) but it doesn't say when.

The Ulster rate drops on 6 March 2026. 

DRS1

masha said:

DRS1 said:

I had an email today from Ulster Bank saying the interest rate on the Limited Edition Saver Iss 1 is going down (4.5% to 4.25%) but it doesn't say when.

The Ulster rate drops on 6 March 2026. 

Thanks.

The email did suggest it had an effective date in it but I couldn't see it.

BreakingGlass

DRS1 said:

masha said:

DRS1 said:

I had an email today from Ulster Bank saying the interest rate on the Limited Edition Saver Iss 1 is going down (4.5% to 4.25%) but it doesn't say when.

The Ulster rate drops on 6 March 2026. 

Thanks.

The email did suggest it had an effective date in it but I couldn't see it.

Same for me, but this link was posted by someone (EDIT:  it was janusd) earlier in the thread, and has the dates:  https://www.ulsterbank.co.uk/savings/manage-your-savings/savings-interest-rates-changes.html