The New Top Easy Access Savings Discussion Area

soulsaver

Bridlington1 said:

JamesRobinson48 said:

Principality O/L Tri Access Iss8 4.25% variable: NLA, 20/12

No sign of any direct replacement yet. 

@soulsaver

@soulsaver

If I'm not mistaken this pulls the following into the top 10:

Vida Savings Defined Access Issue 3 4.11% £10 min `quad'
Spring Easy Saver 4.11% £10 min

It's been quite a busy few days really hasn't it?

It has ... as you can see by the time. I may just record/report the changes and 'let the dust settle' for a bit.

M4rtyman

Just had an email from Starling. The Easy Saver is dropping by 0.5%.

Taking the mick

AndyTh_2

bit misleading Zopa app saying "Lock in your 4.75% bonus" when it's only going to be for one day that in January (although technically this for me is saying locking it in for 22nd Jan, so even less correct)

friolento

AndyTh_2 said:

bit misleading Zopa app saying "Lock in your 4.75% bonus" when it's only going to be for one day that in January (although technically this for me is saying locking it in for 22nd Jan, so even less correct)

All interest rates are quoted as AER, to allow for simple comparison of rates. Not misleading. 

Angelica123

friolento said:

AndyTh_2 said:

bit misleading Zopa app saying "Lock in your 4.75% bonus" when it's only going to be for one day that in January (although technically this for me is saying locking it in for 22nd Jan, so even less correct)

All interest rates are quoted as AER, to allow for simple comparison of rates. Not misleading. 

I think the poster was referring to the fact that the rates for that bonus saver are reducing so 4.45% on 2nd Jan so technically you won't be locking in 4.75% for the whole of January (if you make the eligible payments now in Dec). 

friolento

Angelica123 said:

friolento said:

AndyTh_2 said:

bit misleading Zopa app saying "Lock in your 4.75% bonus" when it's only going to be for one day that in January (although technically this for me is saying locking it in for 22nd Jan, so even less correct)

All interest rates are quoted as AER, to allow for simple comparison of rates. Not misleading. 

I think the poster was referring to the fact that the rates for that bonus saver are reducing so 4.45% on 2nd Jan so technically you won't be locking in 4.75% for the whole of January (if you make the eligible payments now in Dec). 

It’s normal practice.,too, to quite the currently applicable rate

flaneurs_lobster

friolento said:

Angelica123 said:

friolento said:

AndyTh_2 said:

bit misleading Zopa app saying "Lock in your 4.75% bonus" when it's only going to be for one day that in January (although technically this for me is saying locking it in for 22nd Jan, so even less correct)

All interest rates are quoted as AER, to allow for simple comparison of rates. Not misleading. 

I think the poster was referring to the fact that the rates for that bonus saver are reducing so 4.45% on 2nd Jan so technically you won't be locking in 4.75% for the whole of January (if you make the eligible payments now in Dec). 

It’s normal practice.,too, to quite the currently applicable rate

...but if a rate change has been announced shouldn't the revised rate also be given some prominence?

friolento

flaneurs_lobster said:

friolento said:

Angelica123 said:

friolento said:

AndyTh_2 said:

bit misleading Zopa app saying "Lock in your 4.75% bonus" when it's only going to be for one day that in January (although technically this for me is saying locking it in for 22nd Jan, so even less correct)

All interest rates are quoted as AER, to allow for simple comparison of rates. Not misleading. 

I think the poster was referring to the fact that the rates for that bonus saver are reducing so 4.45% on 2nd Jan so technically you won't be locking in 4.75% for the whole of January (if you make the eligible payments now in Dec). 

It’s normal practice.,too, to quite the currently applicable rate

...but if a rate change has been announced shouldn't the revised rate also be given some prominence?

May be it should but very few are doing this

janusd

@soulsaver - already relegated from the top 10, but Hodge Bank Easy Access Issue 1 is dropping from 4.04% to 3.79% AER for existing accounts on 6th January - it is already at the new rate for new accounts.

SH88SH88

Ford Money

How speedy are payments (in and out) for Ford Money , please ?.