The New Top Easy Access Savings Discussion Area

hoppy2

Skipton Members bonus saver 2 reduces from 4.75 to 4.4 and bonus saver 4.25 down to 3.90 on 26th Jan.

Alicon88

Hope it's not a stupid question 
Just got access to my Cahoot Saving account (opened when the interest offered was 4.4%) - is it normal that the interest showed in the account is 4.31%? I assume they show the gross interest?

slinger2

Alicon88 said:

Hope it's not a stupid question 
Just got access to my Cahoot Saving account (opened when the interest offered was 4.4%) - is it normal that the interest showed in the account is 4.31%? I assume they show the gross interest?

Yes, that's normal if you choose the monthly option.

allegro120

Alicon88 said:

Hope it's not a stupid question 
Just got access to my Cahoot Saving account (opened when the interest offered was 4.4%) - is it normal that the interest showed in the account is 4.31%? I assume they show the gross interest?

Yes, If you went for annual interest it would have shown 4.4%.  Most providers will display gross if the interest is paid monthly.

shirley999

@soulsaver

Tesco Internet Saver now showing 3.95%

SnowMan

shirley999 said:

@soulsaver

Tesco Internet Saver now showing 3.95%

Thanks. They've done this by reducing the bonus interest rate on accounts opened from 8th January by 0.1%. The standard variable rate hasn't changed yet following the December base rate cut.

I've got an account opened between 16th September and 8th December 2025 with a minimal balance which has a 3.15% bonus making the total AER on that account 4.2% AER. 

mebu60

hoppy2 said:

Skipton Members bonus saver 2 reduces from 4.75 to 4.4 and bonus saver 4.25 down to 3.90 on 26th Jan.

The Bonus Saver Issue 15 at 4.0% is NLA. Issue 16 is 3.9%. But like the Issue 15 has a £100k max instead of the £50k applicable to current Bonus Savers.

oz0707

DRS1 said:

allegro120 said:

mebu60 said:

Good, Conventry have dropped their 4 access to 3.5% which is rubbish

Have they? I have Coventry 4 Access Saver - 1 Year dropping from 4.3% to 4.15% wef 20:01:26. 

I have two older 4 Access Savers, they are both dropping from 4.2% to 3.75% wef 20:01:26.

Could be worse: you could have the Five Access Saver which is dropping to 3.5%.

I suspect the 1 year version did not get such a big cut because it only lasts a year.

This must be the one I have if going to 3.5%

EDIT
No I think I must have the 4 access which is dipping to 4.15% I had 2 emails from Coventry, must've got confused

DRS1

oz0707 said:

DRS1 said:

allegro120 said:

mebu60 said:

Good, Conventry have dropped their 4 access to 3.5% which is rubbish

Have they? I have Coventry 4 Access Saver - 1 Year dropping from 4.3% to 4.15% wef 20:01:26. 

I have two older 4 Access Savers, they are both dropping from 4.2% to 3.75% wef 20:01:26.

Could be worse: you could have the Five Access Saver which is dropping to 3.5%.

I suspect the 1 year version did not get such a big cut because it only lasts a year.

This must be the one I have if going to 3.5%

EDIT
No I think I must have the 4 access which is dipping to 4.15% I had 2 emails from Coventry, must've got confused

They send you an email for each account you have so maybe you have both?

poppystar

oz0707 said:

Is anyone else having trouble logging into charter? Im getting 'this connection is not private' message
Edit - managed to log in on phone. This account is also showing 4.1% rate can't remember seeing a message about it dropping

I always get a message to say login unsuccessful and then it logs me in??