The New Top Easy Access Savings Discussion Area

Bridlington1

@soulsaver

Hodge Bank Easy Access Issue 1 £1 min 4.21% 

flaneurs_lobster

Futuristic said:

I've started closing down a lot of accounts elsewhere like Chip etc as they only offer better rates for new customers and don't see many competing for top spot anymore and rates sideways or down from here. 

Comments elsewhere on the site are mentioning that rates are (sporadically) starting to edge higher, might just be a few outliers jostling for market share.

Bridlington1

s71hj said:

Slinky said:

daz378 said:

Santander  have warned me may lose my 4% edge saver...unless I upgrade to edge saver explorer current account cost of 18 pound monthly you do get benefits dont think it worth it though

Oooerr! Do you have anything like the 123 account as well as your Edge accounts?

Isn't the edge saver 6%?

It is, but this includes a bonus for 12 months. The underlying rate once the bonus has expired could be 4% depending which issue he/she has.

daz378

Yes I didn't realise I could close it and restart it....they warned in my banking app messages...by not upgrading to edge explorer...it could revert to an every day saver...at some point

nomorekids

whilst Santander edge is being discussed, can someone remind me whether or not the edge current account has to have £500 deposited each month inorder to trigger the 6% to be paid on the Edge saver?

Bridlington1

nomorekids said:

whilst Santander edge is being discussed, can someone remind me whether or not the edge current account has to have £500 deposited each month in order to trigger the 6% to be paid on the Edge saver?

You don't need to deposit £500/mth.

surreysaver

daz378 said:

Yes I didn't realise I could close it and restart it....they warned in my banking app messages...by not upgrading to edge explorer...it could revert to an every day saver...at some point

Maybe you misunderstood what the message told you?
It probably told you you could open an Edge Saver with an Explorer Account, which would revert to 4% after a year or something.

Catted_Wonder

daz378 said:

Yes I didn't realise I could close it and restart it....they warned in my banking app messages...by not upgrading to edge explorer...it could revert to an every day saver...at some point

That's not exactly what it says. They're basically just advertising that you can apply for an edge saver with the new explorer account and reminding people of the other terms to meet to keep their saver open.

SeriousHoax

dosh37 said:

Tried opening an Ulster Bank account again this morning. Same problem as yesterday.

Allowing tracking cookies and disabling Ublock Origin in Firefox made no difference.

Tried MS Edge. Same problem.

Trustpilot review:-

Most reviewers were let down by their experience overall. Customers express significant dissatisfaction with various aspects of the company. Many consumers report issues with customer service, describing it as unhelpful and difficult to navigate. People also highlight problems related to the location, particularly the limited availability of branches. Reviewers frequently mention negative experiences with payments, indicating potential issues with transactions and account management. The contact methods, including phone and online support, are also a source of frustration for many. Furthermore, several consumers have expressed concerns about the functionality and user-friendliness of the app.

I don't think I will bother with any further attempts.

Have you tried chrome browser.

SaveTheEuro

Santander's Edge Saver, paying 6% on up to £4,000, is facing changes as they encourage people to sign up to a current account with a monthly £17 fee:

With the launch of our new Santander Edge Explorer current account, we’ve changed the eligibility criteria of our Santander Edge saver. This means that Santander Edge Explorer current account holders can open a Santander Edge saver.

 

This also means that if you choose to upgrade to a Santander Edge Explorer current account, you can keep your Santander Edge saver.

 

We need to tell you about the changes to eligibility for the Santander Edge saver, because if you don’t meet them we might switch your Santander Edge saver to an Everyday Saver.