The New Top Easy Access Savings Discussion Area

trickydicky14

surreysaver said:

exel1966 said:

Catplan said:

castle96 said:

Santander - confirmed with them. OneEdge Saver (6% for a yr) for each current account (1 single and 2 for joint). Only downside is the £3 mthly fee for each current account, but if you have some SOs in there it compensates

It is well documented that you can avoid the fee, by not setting up DD’s. It’s now possible to have three, the two you suggest plus an Edge Explorer account allows one as well.

Anything to do with RS? Perhaps you posted this in the wrong thread.

The Edge Saver is like a regular saver, only it allows you to put all your money in in one go at the beginning 

How is it like a RS? surely it's a easy access savings account that has a limit on how much you can put in and get interest.

Hattie627

castle96 said:

passim ?? pl explain

1. (of allusions or references in a published work) to be found at various places throughout the text.

s71hj

surreysaver said:

exel1966 said:

Catplan said:

castle96 said:

Santander - confirmed with them. OneEdge Saver (6% for a yr) for each current account (1 single and 2 for joint). Only downside is the £3 mthly fee for each current account, but if you have some SOs in there it compensates

It is well documented that you can avoid the fee, by not setting up DD’s. It’s now possible to have three, the two you suggest plus an Edge Explorer account allows one as well.

Anything to do with RS? Perhaps you posted this in the wrong thread.

The Edge Saver is like a regular saver, only it allows you to put all your money in in one go at the beginning 

It's also a useful feeder account if you need to quickly top up a santander current account for the periodic regular saver standing orders when you're somewhat disorganised! 

s71hj

clairec666 said:

surreysaver said:

exel1966 said:

Catplan said:

castle96 said:

Santander - confirmed with them. OneEdge Saver (6% for a yr) for each current account (1 single and 2 for joint). Only downside is the £3 mthly fee for each current account, but if you have some SOs in there it compensates

It is well documented that you can avoid the fee, by not setting up DD’s. It’s now possible to have three, the two you suggest plus an Edge Explorer account allows one as well.

Anything to do with RS? Perhaps you posted this in the wrong thread.

The Edge Saver is like a regular saver, only it allows you to put all your money in in one go at the beginning 

Similarities: high interest rate, matures (well, rate drops) after a year
Differences: initial lump sum deposit rather than smaller monthly payments

I guess it doesn't officially belong in the regular saver thread, but no harm in discussing it here.

There are various not strictly  regular saver related things that I find incredibly useful in my regular saver endeavours thanks to people straying a tad off thread on here to mention them . At the end of the day it only takes seconds to scroll past. 

surreysaver

trickydicky14 said:

surreysaver said:

exel1966 said:

Catplan said:

castle96 said:

Santander - confirmed with them. OneEdge Saver (6% for a yr) for each current account (1 single and 2 for joint). Only downside is the £3 mthly fee for each current account, but if you have some SOs in there it compensates

It is well documented that you can avoid the fee, by not setting up DD’s. It’s now possible to have three, the two you suggest plus an Edge Explorer account allows one as well.

Anything to do with RS? Perhaps you posted this in the wrong thread.

The Edge Saver is like a regular saver, only it allows you to put all your money in in one go at the beginning 

How is it like a RS? surely it's a easy access savings account that has a limit on how much you can put in and get interest.

Like I said, it has all the characteristics of a regular saver (higher interest rate, maximum balance, maturity date when the interest rate drops) except for the fact you can put your money in at the beginning. And take it out (a similarity with other regular savers). It has the additional benefit of being able to replace funds withdrawn 

liamcov

So how many of these 6% easy-access/'regular saver' accounts can one person have?

francoghezzi

surreysaver said:

trickydicky14 said:

surreysaver said:

exel1966 said:

Catplan said:

castle96 said:

Santander - confirmed with them. OneEdge Saver (6% for a yr) for each current account (1 single and 2 for joint). Only downside is the £3 mthly fee for each current account, but if you have some SOs in there it compensates

It is well documented that you can avoid the fee, by not setting up DD’s. It’s now possible to have three, the two you suggest plus an Edge Explorer account allows one as well.

Anything to do with RS? Perhaps you posted this in the wrong thread.

The Edge Saver is like a regular saver, only it allows you to put all your money in in one go at the beginning 

How is it like a RS? surely it's a easy access savings account that has a limit on how much you can put in and get interest.

Like I said, it has all the characteristics of a regular saver (higher interest rate, maximum balance, maturity date when the interest rate drops) except for the fact you can put your money in at the beginning. And take it out (a similarity with other regular savers). It has the additional benefit of being able to replace funds withdrawn 

...but the fact that "you put the money all in the beginning" is exactly why this is not a regular saver. Happy to read about it, but no one can convince me that we're talking about a regular saver

clairec666

If it's not a regular saver, then nobody can claim it pays half the advertised interest rate

* ducks and runs for cover *

francoghezzi

clairec666 said:

If it's not a regular saver, then nobody can claim it pays half the advertised interest rate

* ducks and runs for cover *

So true ... 

surreysaver

francoghezzi said:

surreysaver said:

trickydicky14 said:

surreysaver said:

exel1966 said:

Catplan said:

castle96 said:

Santander - confirmed with them. OneEdge Saver (6% for a yr) for each current account (1 single and 2 for joint). Only downside is the £3 mthly fee for each current account, but if you have some SOs in there it compensates

It is well documented that you can avoid the fee, by not setting up DD’s. It’s now possible to have three, the two you suggest plus an Edge Explorer account allows one as well.

Anything to do with RS? Perhaps you posted this in the wrong thread.

The Edge Saver is like a regular saver, only it allows you to put all your money in in one go at the beginning 

How is it like a RS? surely it's a easy access savings account that has a limit on how much you can put in and get interest.

Like I said, it has all the characteristics of a regular saver (higher interest rate, maximum balance, maturity date when the interest rate drops) except for the fact you can put your money in at the beginning. And take it out (a similarity with other regular savers). It has the additional benefit of being able to replace funds withdrawn 

...but the fact that "you put the money all in the beginning" is exactly why this is not a regular saver. Happy to read about it, but no one can convince me that we're talking about a regular saver

I realise that. I'm merely responding to another poster about why this account is mentioned in this thread