The New Top Easy Access Savings Discussion Area

janusd

jaypers said:

Cahoot…..I already have 2 joint and 1 sole Sunny Day Savers. I have 2 other accounts that I’ve not upgraded yet. Would that be taking the Michael?

absolutely not - Cahoot put the upgrade option in place for their customers to upgrade their lower interest rate paying accounts into higher rate paying account... i've upgraded earlier issues SDS, simple savers and fixed-rate bonds to SDS - so far I have seven.

allegro120

jaypers said:

Cahoot…..I already have 2 joint and 1 sole Sunny Day Savers. I have 2 other accounts that I’ve not upgraded yet. Would that be taking the Michael?

Don't worry about Michael, just click on upgrade button, select Sunny Day Saver and you will see what accounts (if any) you are allowed upgrade.  Last time I did it, the system allowed me to upgrade issue 10, but not 11 and 13. All my previous upgrades went well, it was the first time I wasn't able to do it.

hoppy2

I've got 9 sunny day savers (all upgrades) paying 5%, just run out of accounts!!!

Bob2000

I know this is a daft question  but.....

Just spent 20 minutes upgrading  my cahoot simple saver to a sunny day saver, then opening another simple and converted into a sunny straightaway.  Total now three sunny day savers.

But l can't seem to find a way to create a payee for when l want to transfer my funds out.
I've only ever used  the same account  to fund cahoot but haven't needed  to withdraw  yet.
One account  is maxed out the other Just under.

allegro120

Bob2000 said:

I know this is a daft question  but.....

Just spent 20 minutes upgrading  my cahoot simple saver to a sunny day saver, then opening another simple and converted into a sunny straightaway.  Total now three sunny day savers.

But l can't seem to find a way to create a payee for when l want to transfer my funds out.
I've only ever used  the same account  to fund cahoot but haven't needed  to withdraw  yet.
One account  is maxed out the other Just under.

There is 'go to' drop down menu next to each account.  Select 'set up a new payment', fill out the details, you'll receive a code as a text message, confirm and proceed with the payment. 

Bob2000

allegro120 said:

Bob2000 said:

I know this is a daft question  but.....

Just spent 20 minutes upgrading  my cahoot simple saver to a sunny day saver, then opening another simple and converted into a sunny straightaway.  Total now three sunny day savers.

But l can't seem to find a way to create a payee for when l want to transfer my funds out.
I've only ever used  the same account  to fund cahoot but haven't needed  to withdraw  yet.
One account  is maxed out the other Just under.

There is 'go to' drop down menu next to each account.  Select 'set up a new payment', fill out the details, you'll receive a code as a text message, confirm and proceed with the payment. 

What a palaver!
I finally managed to get a payee set up for my external  account.
Took a few attempts, maybe because l tried doing it all from the phone?
Never tried so hard to move £1.77 before.
Fair play, the cash was already there before l opened the app.

Thank you for answering my daft question.

jungleboy123

i know ulster bank is offering the top wack for some of us who already bank with chase, but i've tried to make an account and found the whole process very very time consuming. Even depositing money was not great as it still showing 1% and the money doesnt go in right away. Then if i want to withdraw i need biometrics. There's about a dozen passwords i had to remember plus that weird customer id with date of birth thrown in....

If anyone has a better suggestion of app only savers that would be good. Sadly most of them have dropped rates recently.

Malchester

I have this account. App is fine, easy to use with biometrics or passcode in app or use anytime banking online. Exactly the same as NatWest as Ulster are a trading name of NatWest. Withdrawals and deposits are instant. Not sure why you have these issues

flaneurs_lobster

jungleboy123 said:

 There's about a dozen passwords i had to remember plus that weird customer id with date of birth thrown in....

Passwords / Customer Ids / Passcodes / PINs / Mother's (made up) maiden name are not for remembering.

They are for putting into a Password Manager and forgetting.

the_seer

Zopa 4.75% AER.
Smart Saver Access pots qualify for 1.5% bonus for 12 months for Zopa current account holders who deposit £500 per month.