The New Top Easy Access Savings Discussion Area

SFCooper

linz said:

SFCooper said:

Opened my Cahoot sunny day saver last Sunday and haven’t received any paperwork to access my account online.

I know post doesn’t arrive today, but should I be worried for not hearing anything?

IIRC mine took about a week. It'll probably come early next week I would imagine

Thank you.

RosieRooBear

chris_the_bee said:

RosieRooBear said:

allegro120 said:

RosieRooBear said:

Cahoot Simple Saver
I opened a joint simple saver this morning and have been able to transfer a couple of pound in. When I went to try to transfer out it won’t allow me too, either on the Santander app or online. Have tried on both mine and hubby’s account. It gives me a message to say something’s gone wrong and to call them. The thing is I don’t want to call them as they’ll then see that myself and hubby have 12 Sunny Day Savers between us 😂 and they might want to close some down. Has anyone else had this problem? Our other joint accounts are working as they should.

I've never tried to make a withdrawal on the days of opening Simple Savers, but I recall making internal transfers which worked.  

Something slightly different.  I have issues 10, 11 and 13.  I wanted to upgrade 11 to Sunny Day, but the system wouldn't let me.  I can upgrade 10, but 11 and 13 are not on the list.  Previously I could upgrade all SSs and SDs of previous issues, I wonder if it is a glitch or I'm missing something.  I don't want to call Cahoot for the same reason, don't want to jeopardise my arsenal

Cahoot Simple Saver
It was an internal transfer I tried but it won’t let me do that, can pay in just not transfer out to another Cahoot account 🤷🏼‍♀️. Might just have to leave it alone, it’s only got £2 in anyway.

Cahoot Simple Saver
I seem to remember that 24 working hours is needed before you can withdraw or transfer from a newly opened account. This may mean you cannot withdraw or transfer until Monday or Tuesday. It happened to me and meant I could not access some £800. I complained and received compensation as I maintained I should have been made aware of that rule before allowing me to pay in to a new account. So I would leave it and try next week.

Good news, for me anyway, our joint account is working today 👏. Weird that the sole accounts opened for me and hubby the same day as the joint account worked immediately yet the joint account took two days, but at least all sorted now.

porcorosso

Moved 50k into my new Ulster Bank limited edition saver yesterday morning, It still says my interest rate it 1.05% gross, Shouldnt it be 4.5% ????

flaneurs_lobster

porcorosso said:

Moved 50k into my new Ulster Bank limited edition saver yesterday morning, It still says my interest rate it 1.05% gross, Shouldnt it be 4.5% ????

Doesn't change on non-working days, should be OK tomorrow (or maybe Tuesday?).

porcorosso

flaneurs_lobster said:

porcorosso said:

Moved 50k into my new Ulster Bank limited edition saver yesterday morning, It still says my interest rate it 1.05% gross, Shouldnt it be 4.5% ????

Doesn't change on non-working days, should be OK tomorrow (or maybe Tuesday?).

Hope so. I did put £1 in at first just to test it. I hope that dont mean im not going to get the 4.5% now.

KevinG

SFCooper said:

Opened my Cahoot sunny day saver last Sunday and haven’t received any paperwork to access my account online.

I know post doesn’t arrive today, but should I be worried for not hearing anything?

We're lucky if we get post once a week here so I'm glad I don't have to rely on it for anything important.

BACKTOBACK

Sorry for the silly question but i cant see the answer. With the Ulster Limited Saver for example you deposit £6000, would you get 4.5% on the whole £6000, or 1.06% on the first £5000 and then 4.5% on the additional £1000?

  

flaneurs_lobster

BACKTOBACK said:

Sorry for the silly question but i cant see the answer. With the Ulster Limited Saver for example you deposit £6000, would you get 4.5% on the whole £6000, or 1.06% on the first £5000 and then 4.5% on the additional £1000?

  

4.5% on the whole balance as long as the balance is over £5k. 

allegro120

BACKTOBACK said:

Sorry for the silly question but i cant see the answer. With the Ulster Limited Saver for example you deposit £6000, would you get 4.5% on the whole £6000, or 1.06% on the first £5000 and then 4.5% on the additional £1000?

  

As long as your balance is £5000 or above you will get 4.5% on your full balance.  

porcorosso

Checked my Ulster Limited Saver account it still hasnt changed to 4.5%, Anyone else having that issue?