The New Top Easy Access Savings Discussion Area

Bridlington1

@soulsaver
Chip Instant Access Account slips from 4.80% to 4.07% for new customers, thus crashing out of the top 10.

SeriousHoax

Bridlington1 said:

@soulsaver
Chip Instant Access Account slips from 4.80% to 4.07% for new customers, thus crashing out of the top 10.

Once our friend, but my chippy account has been sitting with £1 in it for a while now.

janusd

@soulsaver

Atom Instant Saver Reward dropping from 4.00% to 3.75% on Thursday 23rd October for existing accounts - withdrawal rate remains at 2%... new accounts are available at the reduced rate from today.

jimexbox

How are people finding Ulster? Same day withdrawals? My account is open, but I've not funded it yet. 

janusd

jimexbox said:

How are people finding Ulster? Same day withdrawals? My account is open, but I've not funded it yet. 

from past experience with their Loyalty Saver, withdrawals should be instant (to my Cahoot current account).

Rheumatoid

jimexbox said:

How are people finding Ulster? Same day withdrawals? My account is open, but I've not funded it yet. 

Instant between it and my NW current

Bob2000

So, lve just recently  opened a cahoot simple saver 4.2%  with the magnificent  amount of £1 in it.
Am I right in thinking you can upgrade the account to a sunny day saver at 5%?


I also have an SD saver for a few months.
Thanks.

Malchester

jimexbox said:

How are people finding Ulster? Same day withdrawals? My account is open, but I've not funded it yet. 

Perfect. Good rate of interest, instant deposits and withdrawals. Could not be better

janusd

Bob2000 said:

So, lve just recently  opened a cahoot simple saver 4.2%  with the magnificent  amount of £1 in it.
Am I right in thinking you can upgrade the account to a sunny day saver at 5%?

yes - the interest cycle will remain the same; the interest payment date might change and there may be an interim interest payment before the new regular cycles begins - though with £1 in the account, that last part shouldn't apply to you.

CuparLad

Malchester said:

jimexbox said:

How are people finding Ulster? Same day withdrawals? My account is open, but I've not funded it yet. 

Perfect. Good rate of interest, instant deposits and withdrawals. Could not be better

Unless you need to contact customer support. Took almost five minutes to get past all the menus, listen to various "stop bugging us and go to the website" messages before getting into the queue. Once through to a human being, the promised call back within 24 hours is now 48 hours old and I still can't make a withdrawal. Online Banking doesn't think I have a card and card reader, when they're sitting in front of me, and Customer Service confirm they can see it on their systems too, so there shouldn't be a problem. 

That said, Faster Payments in and out are instant and the 6.30pm "End of Day" cutover is helpful if you need to move a bigger chunk of money on one calendar day, but you need a card reader (or hand over your biometric data) to do that.