The New Top Easy Access Savings Discussion Area

gt94sss2

porcorosso said:

I havent been with chase for 8 months. If I start up a new account with them do I class as a new customer? So that I can get the 4.5% 

Chase don't allow those who have previously closed all their accounts to rejoin them.

ircE

True EA entries are easy access savings accounts which can be opened, and pay the headline interest rate, with a minimum balance of no more than £10. These accounts allow unlimited withdrawals. The table includes accounts with time-limited bonus rates and accounts restricted to new customers - but excludes fee-charging accounts, accounts limited to smaller balances, and accounts only available via savings marketplaces. Instant True EA entries are those True EA accounts which advertise immediate deposit and withdrawals 24/7. Highlighted entries show changes since last time: blue for new entries, red for rate reductions, green for rate increases to the respective table.

dcs34

ircE said:

True EA entries are easy access savings accounts which can be opened, and pay the headline interest rate, with a minimum balance of no more than £10. These accounts allow unlimited withdrawals. The table includes accounts with time-limited bonus rates and accounts restricted to new customers - but excludes fee-charging accounts, accounts limited to smaller balances, and accounts only available via savings marketplaces. Instant True EA entries are those True EA accounts which advertise immediate deposit and withdrawals 24/7. Highlighted entries show changes since last time: blue for new entries, red for rate reductions, green for rate increases to the respective table.

Should the Ulster Limited Edition Saver now be on here? 4.5% var including a 2.75% fixed 1-year bonus on balances over £5k, available to all, immediate deposits and withdrawals. I assume the £5k threshold might be the issue.

Perhaps worth an 'honourable mention' listing under the table since for anyone with more than £5k it's probably the top choice unless they've not had a Chip account before.

wiseonesomeofthetime

Starling Easy Save dropping from 3.75 to 3.00 on 20 October.

Not leading rate atm anyway, I know. Mines empty.

HHUK

Ulster Limited Edition Saver

Email received today: Great news - your new LIMITED EDITION SAVER account is now set up and ready to use. Also a welcome message by text containing the account details.

Tried to send a test payment from FlexDirect current account. COP confirms sort code and account number recognised. However, when I attempt to complete the transaction (using card reader since new payee involved) it is rejected on the grounds the destination sort code/account number are unknown. Your account has been re-credited.

Anybody else experienced similar?

UKX69

HHUK said:

Ulster Limited Edition Saver

Email received today: Great news - your new LIMITED EDITION SAVER account is now set up and ready to use. Also a welcome message by text containing the account details.

Tried to send a test payment from FlexDirect current account. COP confirms sort code and account number recognised. However, when I attempt to complete the transaction (using card reader since new payee involved) it is rejected on the grounds the destination sort code/account number are unknown. Your account has been re-credited.

Anybody else experienced similar?

Had a similar experience with other institutions. Although COP was confirmed, I waited 24 hours and tried again successfully. Can’t remember what bank/ society it was….

janusd

HHUK said:

Ulster Limited Edition Saver

Email received today: Great news - your new LIMITED EDITION SAVER account is now set up and ready to use. Also a welcome message by text containing the account details.

Tried to send a test payment from FlexDirect current account. COP confirms sort code and account number recognised. However, when I attempt to complete the transaction (using card reader since new payee involved) it is rejected on the grounds the destination sort code/account number are unknown. Your account has been re-credited.

Anybody else experienced similar?

yes - as posted a few pages back, just try again once the account is active in the app/showing online.

also, it looks like the current account requirement has been removed from the application process for the account now - both online and in the app.... ironically, I received email confirmation of my complaint today.

jaypers

Opened my Ulster Bank on Thursday 2nd and account STILL not showing. Doesn’t bode well and think I’ll not bother with them. 

HHUK

janusd said:

also, it looks like the current account requirement has been removed from the application process for the account now - both online and in the app.... ironically, I received email confirmation of my complaint today.

(Re: Ulster Limited Edition Saver)

Yep, can confirm I closed my Ulster current account some time ago

janusd

jaypers said:

Opened my Ulster Bank on Thursday 2nd and account STILL not showing. Doesn’t bode well and think I’ll not bother with them. 

assuming you've already had the 2 emails for the account (1. get ready to start saving and 2. welcome), then it should be showing within 2 business days - so likely sometime today or tomorrow - once it shows, then you're good to fund and use.
if it helps, for me there were 7 hours between receiving the first (Wed 1st night) and second (Thursday 2nd morning) above emails - was able to fund on Friday 3rd.