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  • soulsaver
    soulsaver Posts: 6,826 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 1 October 2025 at 3:36PM
    janusd said:
    soulsaver said:
    Ulster Bank  Limited Edition Saver Account
    4.50% /4.41% interest paid monthly, no withdrawal restrictions.
    Ulster Bank  Limited Edition Saver Account 4.50%; £5k Min For Rate; (01/10)
    including a 2.75% fixed bonus for a year.

    @soulsaver - I had a long online chat with the Applications manager at Ulster and they confirmed that it is a requirement to have a current account with Ulster in order to open this savings account - as it was originally for their Loyalty Saver too.
    Our processing team has confirmed that it is mandatory to have a current account in order to apply for the Limited Edition Saver Account.

    they said they will be updating the website to reflect this - I mentioned it being listed on Moneyfacts and that they may be getting a lot of enquiries about this account!

    Ulster Bank  Limited Edition Saver Account 4.50%; £5k Min For Rate; (01/10)

    Noted, thanks @janusd What prompted the chat, the application process wouldn't let you proceed?
  • BestSeagull
    BestSeagull Posts: 264 Forumite
    Third Anniversary 100 Posts Photogenic Name Dropper
    edited 1 October 2025 at 3:48PM
    soulsaver said:
    janusd said:
    soulsaver said:
    Ulster Bank  Limited Edition Saver Account
    4.50% /4.41% interest paid monthly, no withdrawal restrictions.
    Ulster Bank  Limited Edition Saver Account 4.50%; £5k Min For Rate; (01/10)
    including a 2.75% fixed bonus for a year.

    @soulsaver - I had a long online chat with the Applications manager at Ulster and they confirmed that it is a requirement to have a current account with Ulster in order to open this savings account - as it was originally for their Loyalty Saver too.
    Our processing team has confirmed that it is mandatory to have a current account in order to apply for the Limited Edition Saver Account.

    they said they will be updating the website to reflect this - I mentioned it being listed on Moneyfacts and that they may be getting a lot of enquiries about this account!

    Ulster Bank  Limited Edition Saver Account 4.50%; £5k Min For Rate; (01/10)

    Noted, thanks @janusd What prompted the chat, the application process wouldn't let you proceed?
    As soon as you click that you don't already have an Ulster current account it tells you that you can't proceed without one, even though the other information says you don't even need to be an existing customer.

    I wasn't able to complete the current account application on the website, it just didn't go anywhere after the first couple of clicks. I was able apply on the app but have not yet received a confirmation email.
  • topyam
    topyam Posts: 365 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Ulster Bank

    So do we need to apply for a CA first online, and then wait for those details to come through, before filling out the form for the savings account?
  • mon3ysav3r
    mon3ysav3r Posts: 168 Forumite
    100 Posts Name Dropper Photogenic
    topyam said:
    Ulster Bank

    So do we need to apply for a CA first online, and then wait for those details to come through, before filling out the form for the savings account?
    Yes, it is not possible to fill out the online form for the SA without a CA
  • topyam
    topyam Posts: 365 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    soulsaver said:
    janusd said:
    soulsaver said:
    Ulster Bank  Limited Edition Saver Account
    4.50% /4.41% interest paid monthly, no withdrawal restrictions.
    Ulster Bank  Limited Edition Saver Account 4.50%; £5k Min For Rate; (01/10)
    including a 2.75% fixed bonus for a year.

    @soulsaver - I had a long online chat with the Applications manager at Ulster and they confirmed that it is a requirement to have a current account with Ulster in order to open this savings account - as it was originally for their Loyalty Saver too.
    Our processing team has confirmed that it is mandatory to have a current account in order to apply for the Limited Edition Saver Account.

    they said they will be updating the website to reflect this - I mentioned it being listed on Moneyfacts and that they may be getting a lot of enquiries about this account!

    Ulster Bank  Limited Edition Saver Account 4.50%; £5k Min For Rate; (01/10)

    Noted, thanks @janusd What prompted the chat, the application process wouldn't let you proceed?

    No, you don't need to be an existing customer to open a Limited Edition Saver account. But it’s best to compare all your options when looking for a high interest savings account.


    This is what they say on their page.

  • Futuristic
    Futuristic Posts: 1,238 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 1 October 2025 at 5:00PM
    Annoying how they never offer these through Natwest, good offer though! 

    I've tried to sign up without a current account and it's being processed, says to check back within 2 business days. 
  • BestSeagull
    BestSeagull Posts: 264 Forumite
    Third Anniversary 100 Posts Photogenic Name Dropper
    edited 1 October 2025 at 5:22PM
    topyam said:
    soulsaver said:
    janusd said:
    soulsaver said:
    Ulster Bank  Limited Edition Saver Account
    4.50% /4.41% interest paid monthly, no withdrawal restrictions.
    Ulster Bank  Limited Edition Saver Account 4.50%; £5k Min For Rate; (01/10)
    including a 2.75% fixed bonus for a year.

    @soulsaver - I had a long online chat with the Applications manager at Ulster and they confirmed that it is a requirement to have a current account with Ulster in order to open this savings account - as it was originally for their Loyalty Saver too.
    Our processing team has confirmed that it is mandatory to have a current account in order to apply for the Limited Edition Saver Account.

    they said they will be updating the website to reflect this - I mentioned it being listed on Moneyfacts and that they may be getting a lot of enquiries about this account!

    Ulster Bank  Limited Edition Saver Account 4.50%; £5k Min For Rate; (01/10)

    Noted, thanks @janusd What prompted the chat, the application process wouldn't let you proceed?

    No, you don't need to be an existing customer to open a Limited Edition Saver account. But it’s best to compare all your options when looking for a high interest savings account.


    This is what they say on their page.

    Those of us who have spoken to Ulster have been told that this is incorrect and they are planning to change the information on the website. They all have said that a current account is required. 
  • topyam said:
    soulsaver said:
    janusd said:
    soulsaver said:
    Ulster Bank  Limited Edition Saver Account
    4.50% /4.41% interest paid monthly, no withdrawal restrictions.
    Ulster Bank  Limited Edition Saver Account 4.50%; £5k Min For Rate; (01/10)
    including a 2.75% fixed bonus for a year.

    @soulsaver - I had a long online chat with the Applications manager at Ulster and they confirmed that it is a requirement to have a current account with Ulster in order to open this savings account - as it was originally for their Loyalty Saver too.
    Our processing team has confirmed that it is mandatory to have a current account in order to apply for the Limited Edition Saver Account.

    they said they will be updating the website to reflect this - I mentioned it being listed on Moneyfacts and that they may be getting a lot of enquiries about this account!

    Ulster Bank  Limited Edition Saver Account 4.50%; £5k Min For Rate; (01/10)

    Noted, thanks @janusd What prompted the chat, the application process wouldn't let you proceed?

    No, you don't need to be an existing customer to open a Limited Edition Saver account. But it’s best to compare all your options when looking for a high interest savings account.


    This is what they say on their page.

    Those of us who have spoken to Ulster have been told that this is incorrect and they are planning to change the information on the website. They all have said that a current account is required. 
    You don't need to be an existing customer, but you will have to open a new current account.
  • topyam said:
    soulsaver said:
    janusd said:
    soulsaver said:
    Ulster Bank  Limited Edition Saver Account
    4.50% /4.41% interest paid monthly, no withdrawal restrictions.
    Ulster Bank  Limited Edition Saver Account 4.50%; £5k Min For Rate; (01/10)
    including a 2.75% fixed bonus for a year.

    @soulsaver - I had a long online chat with the Applications manager at Ulster and they confirmed that it is a requirement to have a current account with Ulster in order to open this savings account - as it was originally for their Loyalty Saver too.
    Our processing team has confirmed that it is mandatory to have a current account in order to apply for the Limited Edition Saver Account.

    they said they will be updating the website to reflect this - I mentioned it being listed on Moneyfacts and that they may be getting a lot of enquiries about this account!

    Ulster Bank  Limited Edition Saver Account 4.50%; £5k Min For Rate; (01/10)

    Noted, thanks @janusd What prompted the chat, the application process wouldn't let you proceed?

    No, you don't need to be an existing customer to open a Limited Edition Saver account. But it’s best to compare all your options when looking for a high interest savings account.


    This is what they say on their page.

    Those of us who have spoken to Ulster have been told that this is incorrect and they are planning to change the information on the website. They all have said that a current account is required. 
    You don't need to be an existing customer, but you will have to open a new current account.
    I'd argue that opening the current account before opening the savings account makes you an existing customer so you do have to be an existing customer before opening the savings account. 
  • topyam said:
    soulsaver said:
    janusd said:
    soulsaver said:
    Ulster Bank  Limited Edition Saver Account
    4.50% /4.41% interest paid monthly, no withdrawal restrictions.
    Ulster Bank  Limited Edition Saver Account 4.50%; £5k Min For Rate; (01/10)
    including a 2.75% fixed bonus for a year.

    @soulsaver - I had a long online chat with the Applications manager at Ulster and they confirmed that it is a requirement to have a current account with Ulster in order to open this savings account - as it was originally for their Loyalty Saver too.
    Our processing team has confirmed that it is mandatory to have a current account in order to apply for the Limited Edition Saver Account.

    they said they will be updating the website to reflect this - I mentioned it being listed on Moneyfacts and that they may be getting a lot of enquiries about this account!

    Ulster Bank  Limited Edition Saver Account 4.50%; £5k Min For Rate; (01/10)

    Noted, thanks @janusd What prompted the chat, the application process wouldn't let you proceed?

    No, you don't need to be an existing customer to open a Limited Edition Saver account. But it’s best to compare all your options when looking for a high interest savings account.


    This is what they say on their page.

    Those of us who have spoken to Ulster have been told that this is incorrect and they are planning to change the information on the website. They all have said that a current account is required. 
    You don't need to be an existing customer, but you will have to open a new current account.
    I'd argue that opening the current account before opening the savings account makes you an existing customer so you do have to be an existing customer before opening the savings account. 
    As there was no date specified for being an existing customer ( as there sometimes are for exclusive savings products) I would maintain.. you don't need to be an existing customer.
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