The New Top Easy Access Savings Discussion Area

pecunianonolet

SnowMan said:

janusd said:

Family BS Online Saver (Issue 10) (NLA) dropping from 4.55% to 4.35% from 12th October.

And the Family BS Online Saver (Issue 11) (NLA) dropping from 4.52% AER to 4.35% AER from 12th October (source email received today)

Will issue 9 stay at 4.6%. Not had any comms on any issue 9 (yet) from Fam BS

Sherbertfizz

pecunianonolet said:

SnowMan said:

janusd said:

Family BS Online Saver (Issue 10) (NLA) dropping from 4.55% to 4.35% from 12th October.

And the Family BS Online Saver (Issue 11) (NLA) dropping from 4.52% AER to 4.35% AER from 12th October (source email received today)

Will issue 9 stay at 4.6%. Not had any comms on any issue 9 (yet) from Fam BS

My issue 9 reduced to 4.35% on 24 Sept

janusd

pecunianonolet said:

SnowMan said:

janusd said:

Family BS Online Saver (Issue 10) (NLA) dropping from 4.55% to 4.35% from 12th October.

And the Family BS Online Saver (Issue 11) (NLA) dropping from 4.52% AER to 4.35% AER from 12th October (source email received today)

Will issue 9 stay at 4.6%. Not had any comms on any issue 9 (yet) from Fam BS

sadly Issue 9 has already dropped to 4.35% (on 24th September) - I spent days shifting the balance from Issue 9 to Issue 10 this week only to get that email this morning ROFL.

I got an email about Issue 9 from them on 8th September.

This email is to let you know that your savings interest rate(s) will be decreasing. 

The table below shows the savings account(s) you hold with us where the interest rate(s) will be decreasing, the details of the new interest rate(s) and when they take effect. If you hold more than one of the same type and issue of an account, the new interest rate will apply to all of those accounts.

If you would like to review your finances or see details of our other savings account changes, please visit our website familybuildingsociety.co.uk/savings 

Account	Minimum Balance	Current Rate Gross (%)	Current Rate Gross AER^ (%)	New Rate Gross (%)	New Rate Gross AER^ (%)	New Rate Effective From	Interest Frequency
Online Saver (9)	£100	4.60	4.60	4.35	4.35	24 September 2025	Annual

pecunianonolet

Thanks both, must have missed that email. I only hold the minim balance with them but like my Excel tracker to be correct 

SnowMan

pecunianonolet said:

SnowMan said:

janusd said:

Family BS Online Saver (Issue 10) (NLA) dropping from 4.55% to 4.35% from 12th October.

And the Family BS Online Saver (Issue 11) (NLA) dropping from 4.52% AER to 4.35% AER from 12th October (source email received today)

Will issue 9 stay at 4.6%. Not had any comms on any issue 9 (yet) from Fam BS

The current interest rates for Family BS withdrawn savings accounts can be found here

https://www.familybuildingsociety.co.uk/savings/previous-interest-rates-and-withdrawn-accounts

which confirms that the issue 9 dropped to 4.35% AER from 24th September 2025. 

Note that document doesn't show reductions that are scheduled to take place in the future such as the issue 10 and 11 reductions from 12th October

proudgecko

Does anyone know how long deposits take to show in Skipton accounts
i transferred a large chunk of money from HSBC to Skipton yesterday morning and it’s still not showing
is that to be expected as today is Saturday and it’ll appear Monday, or should I be a bit concerned ?

proudgecko

Regarding my last question - it’s not a new account, and I have paid in to it before without problem s

Bridlington1

proudgecko said:

Regarding my last question - it’s not a new account, and I have paid in to it before without problem s

I seem to recall a few people had this with their regular saver at the turn of last month and the payment showed on the Monday, it was hit and miss though with regards to who was affected.

What time of the morning did you try paying in?

proudgecko

It was about 9am
I’ve found the money , it was re-credited to my hsbc account 
I can’t call to find out why as I’m away from home and I don’t know my telephone banking details 

1spiral

proudgecko said:

It was about 9am
I’ve found the money , it was re-credited to my hsbc account 
I can’t call to find out why as I’m away from home and I don’t know my telephone banking details 

I had exactly this problem a couple of years ago with Skipton. The issue was the account had a lower than I expected max balance. Their Bonus saver for example has a 50K limit so if your transfer was going to exceed this, they return the funds to the source account.