The New Top Easy Access Savings Discussion Area

dc_scotland

SKIPTON

Skipton have released a new Bonus Saver account as well as a new Cash ISA Base Rate Tracker, both paying 4.16%.

dosh37

Some info re. Cahoot Simple Saver on the MSE website appears to be out of date:-

I think it's now 4.2%

janusd

dosh37 said:

Some info re. Cahoot Simple Saver on the MSE website appears to be out of date:-

I think it's now 4.2%

@soulsaver - as above, Cahoot Simple Saver (Issue 11) @ 4.40% now NLA, replaced by Issue 12 @ 4.20%

dosh37

My original intention was to open a Cahoot SS today.

Looks like my best option now is Chetwood 3 months fixed @ 4.47%

Bridlington1

@soulsaver

Chase Boosted Rate Svr trkr have reduced the bonus on the account from 2.25% to 2% to new customers, taking the overall rate from 4.75% to 4.5% for new customers

Secure Trust Bank Access Account (Issue 23) 4.20% NLA, replaced by Issue 23 at 3.65%

Born2Save_3

Bridlington1 said:

@soulsaver
Santander Edge Saver 6.0 % £4k MAX inc 2.0% 12mth bonus set to go NLA.

Replaced by Issue 4 at the same rate but with a bonus of 2.5% for 12 months.

Any possibility to have both ?  I haven't tried applying or is it automatically blocked/recognised ?

Bridlington1

Born2Save_3 said:

Bridlington1 said:

@soulsaver
Santander Edge Saver 6.0 % £4k MAX inc 2.0% 12mth bonus set to go NLA.

Replaced by Issue 4 at the same rate but with a bonus of 2.5% for 12 months.

Any possibility to have both ?  I haven't tried applying or is it automatically blocked/recognised ?

Sadly it's recognised.

You can now get an extra Edge Saver as they've launched their Edge Explorer current account and you can have one Edge Saver in sole names for each Edge account and Edge Explorer account you hold, however the Edge Explorer account comes with a £17/mth fee and there isn't a way to dodge the fee on the Explorer account that I can see.

Born2Save_3

Bridlington1 said:

Born2Save_3 said:

Bridlington1 said:

@soulsaver
Santander Edge Saver 6.0 % £4k MAX inc 2.0% 12mth bonus set to go NLA.

Replaced by Issue 4 at the same rate but with a bonus of 2.5% for 12 months.

Any possibility to have both ?  I haven't tried applying or is it automatically blocked/recognised ?

Sadly it's recognised.

You can now get an extra Edge Saver as they've launched their Edge Explorer current account and you can have one Edge Saver in sole names for each Edge account and Edge Explorer account you hold, however the Edge Explorer account comes with a £17/mth fee and there isn't a way to dodge the fee on the Explorer account that I can see.

Thanks.  That's too much.  The interest on £4K is around £20 so not much profit.  I don't know what the benefits are.  Probably most things I wouldn't use or need.

I was pleased to see that Santander Edge basic waives the £25 fee on CHAPS payments.  Never made one of those, only received.  Might try to see what happens.  Probably find there is some hidden intermediary charge or a fee chargeable to the sender for receipt into the beneficiaries account.  Similar to all the hurdles for foreign transfers.

janusd

Family BS Online Saver (Issue 10) (NLA) dropping from 4.55% to 4.35% from 12th October.

SnowMan

janusd said:

Family BS Online Saver (Issue 10) (NLA) dropping from 4.55% to 4.35% from 12th October.

And the Family BS Online Saver (Issue 11) (NLA) dropping from 4.52% AER to 4.35% AER from 12th October (source email received today)