The New Top Easy Access Savings Discussion Area

DodgerPot

KevinG said:

jaypers said:

pazza2000 said:

mon3ysav3r said:

janusd said:

Cahoot Simple Saver (Issue 10) @ 4.55% (NLA) dropping to 4.40% on 2nd December.

Yes just had the same message, real shame but suppose it is could be worse (and probably will be in months to come). This makes the Issue 10 AER the same as the Issue 11.

The Issue 9 is dropping from 4.41% to 4.26% on the same day.

So if on Issue 10, Cahoot is still the best place to instant access save now and likely come 2nd December onwards??

Yep! Don’t see any downside with Cahoot, aside from slight delays initially getting set up as a new customer……

3 months notice for rate drops.
True instant access, in and out.
No penalties/restrictions.

Also, I have decided that Santander is very, very unlikely to go under so while I need a home for over £85,000 I am taking advantage of the interest rate (ISAs already max-ed out).

Exactly my thoughts and how I’m taking advantage of the rate I moved my 85k plus out of Chase. Then I’ll see if Chase offer me a bonus once my current bonus ends and my account with them near emptied. 

porcorosso

Just applied for a Cahoot Simple Saver 4.4% account. How long does it take for them to come back and open up the account? 

Also am I allowed to also open up a cahoot Sunny Day Saver? Its possible to have the simple and the sunny? or not allowed? 

I'm planning to move all my money from Atom (Which dropped down to 3.99% recently) to this. 

Bridlington1

porcorosso said:

Just applied for a Cahoot Simple Saver 4.4% account. How long does it take for them to come back and open up the account? 

Also am I allowed to also open up a cahoot Sunny Day Saver? Its possible to have the simple and the sunny? or not allowed? 

I'm planning to move all my money from Atom (Which dropped down to 3.99% recently) to this. 

As an existing customer the account was opened instantly, as a new customer I can't recall off the top of my head but I think I was fully set up within a week (including receiving a code in the post).

You can hold both accounts simultaneously.

schiff

Doesn't Cahoot have an app? When I search in Apple Store I get Santander and nothing in the ones following.

DodgerPot

schiff said:

Doesn't Cahoot have an app? When I search in Apple Store I get Santander and nothing in the ones following.

No app for Cahoot only online banking and telephone banking. 

They are part of Santander bank. 

Apparently some can access their cahoot via the Santander App but I’m not sure how that works and haven’t tried to myself. 

darren72

schiff said:

Doesn't Cahoot have an app? When I search in Apple Store I get Santander and nothing in the ones following.

Just the regular Santander app - Login as normal with your Cahoot credentials.

flaneurs_lobster

darren72 said:

schiff said:

Doesn't Cahoot have an app? When I search in Apple Store I get Santander and nothing in the ones following.

Just the regular Santander app - Login as normal with your Cahoot credentials.

Does need you to register, if you have both Santander & Cahoot accounts you wish to access via the app then it's as well to use two different devices. 

janusd

Family BS are reducing their Online Saver (Issue 9) (NLA) from 4.60% to 4.35% on 24th September.

There is a message on the site that "many" of their variable rates will be changing on the 24th September - but i've only received an email about Issue 9 so far... i've enquired about Issue 10 (currently 4.55%) and awaiting a reply, but would expect that to reduce too - sadly.

janusd

@soulsaver Chip Instant Access Account 4.80% - New customers earn a boosted 4.80% AER (variable tracker) for 3 months. Then 2.74% AER (variable tracker).

jaypers

janusd said:

@soulsaver Chip Instant Access Account 4.80% - New customers earn a boosted 4.80% AER (variable tracker) for 3 months. Then 2.74% AER (variable tracker).

Moved my money out of Chip ages ago.About time they started trying to attract existing customers back. Give me 4.8% and they can look after my cash again.