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  • Just applied for a Cahoot Simple Saver 4.4% account. How long does it take for them to come back and open up the account? 

    Also am I allowed to also open up a cahoot Sunny Day Saver? Its possible to have the simple and the sunny? or not allowed? 

    I'm planning to move all my money from Atom (Which dropped down to 3.99% recently) to this. 


  • Just applied for a Cahoot Simple Saver 4.4% account. How long does it take for them to come back and open up the account? 

    Also am I allowed to also open up a cahoot Sunny Day Saver? Its possible to have the simple and the sunny? or not allowed? 

    I'm planning to move all my money from Atom (Which dropped down to 3.99% recently) to this. 


    As an existing customer the account was opened instantly, as a new customer I can't recall off the top of my head but I think I was fully set up within a week (including receiving a code in the post).

    You can hold both accounts simultaneously.
  • schiff
    schiff Posts: 20,319 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Doesn't Cahoot have an app? When I search in Apple Store I get Santander and nothing in the ones following.
  • schiff said:
    Doesn't Cahoot have an app? When I search in Apple Store I get Santander and nothing in the ones following.
    No app for Cahoot only online banking and telephone banking. 
    They are part of Santander bank. 
    Apparently some can access their cahoot via the Santander App but I’m not sure how that works and haven’t tried to myself. 
  • darren72
    darren72 Posts: 1,310 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    schiff said:
    Doesn't Cahoot have an app? When I search in Apple Store I get Santander and nothing in the ones following.
    Just the regular Santander app - Login as normal with your Cahoot credentials.
  • darren72 said:
    schiff said:
    Doesn't Cahoot have an app? When I search in Apple Store I get Santander and nothing in the ones following.
    Just the regular Santander app - Login as normal with your Cahoot credentials.
    Does need you to register, if you have both Santander & Cahoot accounts you wish to access via the app then it's as well to use two different devices. 
  • janusd
    janusd Posts: 1,389 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 8 September 2025 at 4:45PM
    @soulsaver Chip Instant Access Account 4.80% - New customers earn a boosted 4.80% AER (variable tracker) for 3 months. Then 2.74% AER (variable tracker).
  • @soulsaver

    Appreciate it shan't get a ranking but Snoop Easy Access Savings Account (Issue 2) has increased slightly from 4.3% to 4.35%
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