The New Top Easy Access Savings Discussion Area

Speculator

Interest rate on my Cahoot is going down apparently. Just received email to check my e documents. 

happybagger

Fair play for giving 3 months notice, well in excess of their stated terms of 60 days.

Hattie627

Speculator said:

Interest rate on my Cahoot is going down apparently. Just received email to check my e documents. 

Going down to 4.40% (from 4.55%) but not until 2 December. Cahoot Simple Saver Issue 10

mon3ysav3r

janusd said:

Cahoot Simple Saver (Issue 10) @ 4.55% (NLA) dropping to 4.40% on 2nd December.

Yes just had the same message, real shame but suppose it is could be worse (and probably will be in months to come). This makes the Issue 10 AER the same as the Issue 11.

The Issue 9 is dropping from 4.41% to 4.26% on the same day.

Bridlington1

@soulsaver

Charter Savings Bank Iss 63 4.31% NLA, replaced by Issue 64 at 4.26%

United Trust Bank UTB Easy Access Account 4.3% (£5k min)

pazza2000

mon3ysav3r said:

janusd said:

Cahoot Simple Saver (Issue 10) @ 4.55% (NLA) dropping to 4.40% on 2nd December.

Yes just had the same message, real shame but suppose it is could be worse (and probably will be in months to come). This makes the Issue 10 AER the same as the Issue 11.

The Issue 9 is dropping from 4.41% to 4.26% on the same day.

So if on Issue 10, Cahoot is still the best place to instant access save now and likely come 2nd December onwards??

lyic

Looks Kent Reliance Easy Access Issue 3 4.27% NLA

Replaced by Issue 4, paying 4.13%

Issue 3 is only available for 2 days...

jaypers

pazza2000 said:

mon3ysav3r said:

janusd said:

Cahoot Simple Saver (Issue 10) @ 4.55% (NLA) dropping to 4.40% on 2nd December.

Yes just had the same message, real shame but suppose it is could be worse (and probably will be in months to come). This makes the Issue 10 AER the same as the Issue 11.

The Issue 9 is dropping from 4.41% to 4.26% on the same day.

So if on Issue 10, Cahoot is still the best place to instant access save now and likely come 2nd December onwards??

Yep! Don’t see any downside with Cahoot, aside from slight delays initially getting set up as a new customer……

3 months notice for rate drops.
True instant access, in and out.
No penalties/restrictions.

KevinG

jaypers said:

pazza2000 said:

mon3ysav3r said:

janusd said:

Cahoot Simple Saver (Issue 10) @ 4.55% (NLA) dropping to 4.40% on 2nd December.

Yes just had the same message, real shame but suppose it is could be worse (and probably will be in months to come). This makes the Issue 10 AER the same as the Issue 11.

The Issue 9 is dropping from 4.41% to 4.26% on the same day.

So if on Issue 10, Cahoot is still the best place to instant access save now and likely come 2nd December onwards??

Yep! Don’t see any downside with Cahoot, aside from slight delays initially getting set up as a new customer……

3 months notice for rate drops.
True instant access, in and out.
No penalties/restrictions.

Also, I have decided that Santander is very, very unlikely to go under so while I need a home for over £85,000 I am taking advantage of the interest rate (ISAs already max-ed out).

MichaelAP

jaypers said:

pazza2000 said:

mon3ysav3r said:

janusd said:

Cahoot Simple Saver (Issue 10) @ 4.55% (NLA) dropping to 4.40% on 2nd December.

Yes just had the same message, real shame but suppose it is could be worse (and probably will be in months to come). This makes the Issue 10 AER the same as the Issue 11.

The Issue 9 is dropping from 4.41% to 4.26% on the same day.

So if on Issue 10, Cahoot is still the best place to instant access save now and likely come 2nd December onwards??

Yep! Don’t see any downside with Cahoot, aside from slight delays initially getting set up as a new customer……

3 months notice for rate drops.
True instant access, in and out.
No penalties/restrictions.

Slight delay….. Yes…. I applied on the 26 Aug 2025. I received the email with sort code & account number so I can add funds.
However, here I sit still waiting for the two letters with a temp password & security number that will allow me access.
Phone call to them on Monday.