The New Top Easy Access Savings Discussion Area

schiff

pokemaster said:

Principality BS Online Bonus Triple Access (Issue 8) -  4.45%

has appeared on MoneyFacts, probably available after 9am

The beauty of this account is that the interest rate probably won't be cut if base is reduced tomorrow. And so it will be amongst the top performers when others do. 

Bridlington1

@soulsaver

Chip Instant Access Account 5.1% (includes 2.1% bonus for 3 months) ~~~ Tracks the BOE base rate though so could fall fairly soon.

soulsaver

Bridlington1 said:

@soulsaver

Chip Instant Access Account 5.1% (includes 2.1% bonus for 3 months) ~~~ Tracks the BOE base rate though so could fall fairly soon.

Huh.
Allocating the top slot for app only, 3 month only, for completely new customer only and maybe only until later today...? FGS
DYOR

tg99

@Bridlington1 thanks for the sunny day alert, upgraded four of mine.

tg99

I have various Kent savings accounts on the ‘old’ platform where I believe the cut off for withdrawals was 330pm and they generally took a few hours to arrive. Have just opened the 4.41% account on the ‘new’ platform - am I right in thinking on the new platform payments in and out are truly instant 24/7? And has the old platform changed to be the same or still operates with the cut off times and non instant arrival into destination account? Thks 

BigBlueSky

Bridlington1 said:

@soulsaver

Chip Instant Access Account 5.1% (includes 2.1% bonus for 3 months) ~~~ Tracks the BOE base rate though so could fall fairly soon.

Has anyone managed to get one of these promotions when they have previously been a customer?

Malchester

tg99 said:

I have various Kent savings accounts on the ‘old’ platform where I believe the cut off for withdrawals was 330pm and they generally took a few hours to arrive. Have just opened the 4.41% account on the ‘new’ platform - am I right in thinking on the new platform payments in and out are truly instant 24/7? And has the old platform changed to be the same or still operates with the cut off times and non instant arrival into destination account? Thks 

Yes, on the new platform deposits and withdrawals are truly instant. I am very impressed compared with the old platform.

StayinAlive

On the Cahoot Sunny Day Saver, does the (£3000) limit for payment of interest include accrued interest or do you have to keep taking it out every month (assuming you're monthly interest)?

flaneurs_lobster

StayinAlive said:

On the Cahoot Sunny Day Saver, does the (£3000) limit for payment of interest include accrued interest or do you have to keep taking it out every month (assuming you're monthly interest)?

£3k limit is what it says, any balance above will not attract interest. Skim it off to somewhere else (another CSDS would be ideal).

Bridlington1

@soulsaver

Skipton Bonus Saver 4.50% £1 min; £50k max inc. 1.7% fixed 1st yr bonus  NLA

Skipton Member Bonus Saver at 5% also NLA.