The New Top Easy Access Savings Discussion Area

janusd

RosieRooBear said:

qsk said:

For Cahoot upgrade: it seems to only work on matured accounts. I upgraded two of unmatured one (one Simple and one earlier version Sunny): they initially show as 5% but fall back to their original rates soon after.

Have just checked all eight of mine (matured & two at 4.75% which weren’t due to expire yet, and all showing as 4.89% monthly interest. The ones currently not in use I funded with £1.

same here - all 5 of mine are showing 4.89% and as others have mentioned, the three SDS that got upgraded, all received unexpected interest this morning - so probably safe to assume maturity is in 12 months time for the four upgraded accounts.

qsk

RosieRooBear said:

qsk said:

For Cahoot upgrade: it seems to only work on matured accounts. I upgraded two of unmatured one (one Simple and one earlier version Sunny): they initially show as 5% but fall back to their original rates soon after.

Have just checked all eight of mine (matured & two at 4.75% which weren’t due to expire yet, and all showing as 4.89% monthly interest. The ones currently not in use I funded with £1.

It's weird: it shows 5% on App but 0% on Web (£10 balance) and the product name is "Cahoot Sunny Day".

10_66

pfpf said:

10_66 said:

pfpf said:

Cahoot:
i'm now even more annoyed. i have opened several accounts over the months but other than the 1st account none have ever appeared online. on checking why not i was told there was "differing information" (i assume compared to application one) each time i applied and had to fill in a paper form and send it off to confirm my "change of details".
i cannot work out what could have been "different".

i am guessing there is an unused group of accounts sat in a never actioned single login, just different to what i have access to.

I always have a similar experience, each time I apply for a new Cahoot account I have to through the same hoops to get it open.  I raised a complaint about it, and no one can explain why this happens, all of my information ls correct and unchanged.

were the "hoops" sending forms and ID via post or could you sort it via a telephone conversation?

Initially it was sending forms, but more latterly I call them and explain the issue and that usually works. Nuisance if I need to do this in the future as I don’t want to call them as it might make them look at my Sunny Day Savers 

wiseonesomeofthetime

qsk said:

RosieRooBear said:

qsk said:

For Cahoot upgrade: it seems to only work on matured accounts. I upgraded two of unmatured one (one Simple and one earlier version Sunny): they initially show as 5% but fall back to their original rates soon after.

Have just checked all eight of mine (matured & two at 4.75% which weren’t due to expire yet, and all showing as 4.89% monthly interest. The ones currently not in use I funded with £1.

It's weird: it shows 5% on App but 0% on Web (£10 balance) and the product name is "Cahoot Sunny Day".

I fear this "loophole" may be fixed soon and accounts closed or affected in some way 🤔

friolento

wiseonesomeofthetime said:

qsk said:

RosieRooBear said:

qsk said:

For Cahoot upgrade: it seems to only work on matured accounts. I upgraded two of unmatured one (one Simple and one earlier version Sunny): they initially show as 5% but fall back to their original rates soon after.

Have just checked all eight of mine (matured & two at 4.75% which weren’t due to expire yet, and all showing as 4.89% monthly interest. The ones currently not in use I funded with £1.

It's weird: it shows 5% on App but 0% on Web (£10 balance) and the product name is "Cahoot Sunny Day".

I fear this "loophole" may be fixed soon and accounts closed or affected in some way 🤔

Probably "helped" by some feeling they need to ring CS and ask questions about their multiple accounts........

schiff

pokemaster said:

Principality BS Online Bonus Triple Access (Issue 8) -  4.45%

has appeared on MoneyFacts, probably available after 9am

The beauty of this account is that the interest rate probably won't be cut if base is reduced tomorrow. And so it will be amongst the top performers when others do. 

Bridlington1

@soulsaver

Chip Instant Access Account 5.1% (includes 2.1% bonus for 3 months) ~~~ Tracks the BOE base rate though so could fall fairly soon.

soulsaver

Bridlington1 said:

@soulsaver

Chip Instant Access Account 5.1% (includes 2.1% bonus for 3 months) ~~~ Tracks the BOE base rate though so could fall fairly soon.

Huh.
Allocating the top slot for app only, 3 month only, for completely new customer only and maybe only until later today...? FGS
DYOR

tg99

@Bridlington1 thanks for the sunny day alert, upgraded four of mine.

tg99

I have various Kent savings accounts on the ‘old’ platform where I believe the cut off for withdrawals was 330pm and they generally took a few hours to arrive. Have just opened the 4.41% account on the ‘new’ platform - am I right in thinking on the new platform payments in and out are truly instant 24/7? And has the old platform changed to be the same or still operates with the cut off times and non instant arrival into destination account? Thks