The New Top Easy Access Savings Discussion Area

BestSeagull

Ch1ll1Phlakes said:

BestSeagull said:

Bridlington1 said:

With regards to Cahoot. Apologies if this feature has been there a while and I've just failed to notice it but I seem to have the option to upgrade an existing account as well as the option to apply for a new account.

This could be a useful one potentially for those wishing to ``refresh" the Sunny Day Saver as well as those who have maturing accounts they'd like to replace without having to set up new payees.

Additionally I've just had a bit of a play around with it and it's let me upgrade two old easy access accounts I hadn't got round to closing to sunny day savers so I've ended up with three sunny day saver issue 5s at 5%.

Well, this has cheered me right up after just being refused again for a second Principality 6 month RS 3! 
What a find. Thank you! 

Just a heads up Principality will only let you have one of each Issue of their regular saver.

Quote: This can be a joint account, but you can’t have more than one of this issue number of the Regular Saver Bond in your name. 

Yes, I know that's the case officially but several members here have been lucky enough not to be refused when choosing it as a maturity option. I, on the other hand, have been busted both times I've tried! 

hoppy2

Has anybody else tried to upgrade the simple saver, when I tried the interest rate dropped to 0%

ThePirates

Ch1ll1Phlakes said:

BestSeagull said:

Bridlington1 said:

With regards to Cahoot. Apologies if this feature has been there a while and I've just failed to notice it but I seem to have the option to upgrade an existing account as well as the option to apply for a new account.

This could be a useful one potentially for those wishing to ``refresh" the Sunny Day Saver as well as those who have maturing accounts they'd like to replace without having to set up new payees.

Additionally I've just had a bit of a play around with it and it's let me upgrade two old easy access accounts I hadn't got round to closing to sunny day savers so I've ended up with three sunny day saver issue 5s at 5%.

Well, this has cheered me right up after just being refused again for a second Principality 6 month RS 3! 
What a find. Thank you! 

Just a heads up Principality will only let you have one of each Issue of their regular saver.

Quote: This can be a joint account, but you can’t have more than one of this issue number of the Regular Saver Bond in your name. 

I've got 3!

ThePirates

hoppy2 said:

Has anybody else tried to upgrade the simple saver, when I tried the interest rate dropped to 0%

Sometimes does that until you make a deposit.

allegro120

hoppy2 said:

Has anybody else tried to upgrade the simple saver, when I tried the interest rate dropped to 0%

Did you accidentally upgrade it to fixed savings by any chance?

pokemaster

Principality BS Online Bonus Triple Access (Issue 8) -  4.45%

has appeared on MoneyFacts, probably available after 9am

soulsaver

pokemaster said:

Principality BS Online Bonus Triple Access (Issue 8) -  4.45%

has appeared on MoneyFacts, probably available after 9am

Which means you've got a chance to apply for Iss7 at 4.55% if you're quick...?
Principality BS Online Bonus Triple Access (Issue 7) 4.55% 

pokemaster

https://online.principality.co.uk/Originations/LaunchPage.aspx?ProductCode=9063&ProductType=eSaver&CIJ=true#!

To apply for Issue 8 now

BreakingGlass

soulsaver said:

pokemaster said:

Principality BS Online Bonus Triple Access (Issue 8) -  4.45%

has appeared on MoneyFacts, probably available after 9am

Which means you've got a chance to apply for Iss7 at 4.55% if you're quick...?
Principality BS Online Bonus Triple Access (Issue 7) 4.55% 

Thanks. Just used your link to open Issue 7 successfully and funded with £1. 

slinger2

hoppy2 said:

Has anybody else tried to upgrade the simple saver, when I tried the interest rate dropped to 0%

I initially had that too but says 4.89% this morning (monthly interest). It might have been because I had more that £3k in the account first thing yesterday, although it was less than that when I upgraded it.