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friolento

CAHOOT

Amongst a bunch of dormant accounts, I have 2 Sunny Days, one opened September 2024 and one opened April 2025. Both on 5%. I could upgrade the September one, to hopefully run for 12 months from today. But the April one does not show in my list of accounts that can be upgraded. Strange. I suppose I can't win them all......

I notice that the "Account opened" displayed stays as the original opening date, and the upgrade date is not visible. I hope they have properly recorded the upgrade date under the covers. 

wiseonesomeofthetime

I have upgraded mine and also opened a new Simple Saver.

Only one email received, that conforming the opening of the Simple Saver.

I hope Cahoot do not retract on the upgrades overnight now!

allegro120

friolento said:

CAHOOT

Amongst a bunch of dormant accounts, I have 2 Sunny Days, one opened September 2024 and one opened April 2025. Both on 5%. I could upgrade the September one, to hopefully run for 12 months from today. But the April one does not show in my list of accounts that can be upgraded. Strange. I suppose I can't win them all......

I notice that the "Account opened" displayed stays as the original opening date, and the upgrade date is not visible. I hope they have properly recorded the upgrade date under the covers. 

Could it be because the April one is already issue 5?

Ch1ll1Phlakes

BestSeagull said:

Bridlington1 said:

With regards to Cahoot. Apologies if this feature has been there a while and I've just failed to notice it but I seem to have the option to upgrade an existing account as well as the option to apply for a new account.

This could be a useful one potentially for those wishing to ``refresh" the Sunny Day Saver as well as those who have maturing accounts they'd like to replace without having to set up new payees.

Additionally I've just had a bit of a play around with it and it's let me upgrade two old easy access accounts I hadn't got round to closing to sunny day savers so I've ended up with three sunny day saver issue 5s at 5%.

Well, this has cheered me right up after just being refused again for a second Principality 6 month RS 3! 
What a find. Thank you! 

Just a heads up Principality will only let you have one of each Issue of their regular saver.

Quote: This can be a joint account, but you can’t have more than one of this issue number of the Regular Saver Bond in your name. 

allegro120

Ch1ll1Phlakes said:

BestSeagull said:

Bridlington1 said:

With regards to Cahoot. Apologies if this feature has been there a while and I've just failed to notice it but I seem to have the option to upgrade an existing account as well as the option to apply for a new account.

This could be a useful one potentially for those wishing to ``refresh" the Sunny Day Saver as well as those who have maturing accounts they'd like to replace without having to set up new payees.

Additionally I've just had a bit of a play around with it and it's let me upgrade two old easy access accounts I hadn't got round to closing to sunny day savers so I've ended up with three sunny day saver issue 5s at 5%.

Well, this has cheered me right up after just being refused again for a second Principality 6 month RS 3! 
What a find. Thank you! 

Just a heads up Principality will only let you have one of each Issue of their regular saver.

Quote: This can be a joint account, but you can’t have more than one of this issue number of the Regular Saver Bond in your name. 

Principality lets me have 4 regular saver accounts of the same issue.

BestSeagull

Ch1ll1Phlakes said:

BestSeagull said:

Bridlington1 said:

With regards to Cahoot. Apologies if this feature has been there a while and I've just failed to notice it but I seem to have the option to upgrade an existing account as well as the option to apply for a new account.

This could be a useful one potentially for those wishing to ``refresh" the Sunny Day Saver as well as those who have maturing accounts they'd like to replace without having to set up new payees.

Additionally I've just had a bit of a play around with it and it's let me upgrade two old easy access accounts I hadn't got round to closing to sunny day savers so I've ended up with three sunny day saver issue 5s at 5%.

Well, this has cheered me right up after just being refused again for a second Principality 6 month RS 3! 
What a find. Thank you! 

Just a heads up Principality will only let you have one of each Issue of their regular saver.

Quote: This can be a joint account, but you can’t have more than one of this issue number of the Regular Saver Bond in your name. 

Yes, I know that's the case officially but several members here have been lucky enough not to be refused when choosing it as a maturity option. I, on the other hand, have been busted both times I've tried! 

hoppy2

Has anybody else tried to upgrade the simple saver, when I tried the interest rate dropped to 0%

ThePirates

Ch1ll1Phlakes said:

BestSeagull said:

Bridlington1 said:

With regards to Cahoot. Apologies if this feature has been there a while and I've just failed to notice it but I seem to have the option to upgrade an existing account as well as the option to apply for a new account.

This could be a useful one potentially for those wishing to ``refresh" the Sunny Day Saver as well as those who have maturing accounts they'd like to replace without having to set up new payees.

Additionally I've just had a bit of a play around with it and it's let me upgrade two old easy access accounts I hadn't got round to closing to sunny day savers so I've ended up with three sunny day saver issue 5s at 5%.

Well, this has cheered me right up after just being refused again for a second Principality 6 month RS 3! 
What a find. Thank you! 

Just a heads up Principality will only let you have one of each Issue of their regular saver.

Quote: This can be a joint account, but you can’t have more than one of this issue number of the Regular Saver Bond in your name. 

I've got 3!

ThePirates

hoppy2 said:

Has anybody else tried to upgrade the simple saver, when I tried the interest rate dropped to 0%

Sometimes does that until you make a deposit.

allegro120

hoppy2 said:

Has anybody else tried to upgrade the simple saver, when I tried the interest rate dropped to 0%

Did you accidentally upgrade it to fixed savings by any chance?