The New Top Easy Access Savings Discussion Area

fun4everyone

janusdesign said:

fun4everyone said:

Cahoot simple saver, is there anyway to apply when logged in so it knows who you are and fills out some details for you?  I login and click through apply,  but it doesnt know who I am and asks for date of birth address etc. I try the "upgrade" option even though im not upgrading and same happens. 

no - everyone needs to make a new application and type everything in again - just so long as your address and email details are correct, it should match your existing login and be opened immediately.

Thanks, there are different ways of writing my address that are all correct but have resulted in split accounts before on Santander many years ago. Their systems did sort it out themselves overnight a day later.  I'll copy exactly how its written on my cahoot into the application to be sure.

It should let you apply when logged in imo.

ircE

True EA accounts are easy access savings accounts which can be opened, and the headline interest rate earned, with a minimum balance of no more than £10. These accounts allow unlimited withdrawals. The table excludes fee-charging accounts, accounts limited to smaller balances, and accounts only available through savings marketplaces. Instant True EA accounts are those True EA accounts that advertise immediate deposit and transfer times 24/7. Highlighted entries show changes since last time: blue for new entries and red for rate falls.

Not much to remark this time except Kent Reliance makes its debut on the scorecard. Calm before the storm ahead of an expected base rate reduction next week.

chris_the_bee

ircE said:

True EA accounts are easy access savings accounts which can be opened, and the headline interest rate earned, with a minimum balance of no more than £10. These accounts allow unlimited withdrawals. The table excludes fee-charging accounts, accounts limited to smaller balances, and accounts only available through savings marketplaces. Instant True EA accounts are those True EA accounts that advertise immediate deposit and transfer times 24/7. Highlighted entries show changes since last time: blue for new entries and red for rate falls.

Not much to remark this time except Kent Reliance makes its debut on the scorecard. Calm before the storm ahead of an expected base rate reduction next week.

Kent Reliance EA account Issue 1 is an Instant True EA. Withdraw and deposit 24/7/365. Very impressed and much improved vs the original Kent platform. Also sends text confirmation of deposit & withdrawal within minutes of transaction.

Bridlington1

Just a reminder the Barclays Rainy Day Saver falls from 4.61% to 4.36% today.

wiseonesomeofthetime

Gatehouse Easy Access falls to 3.90% wef 3 September 2025.

Source: Email

The RS version will no doubt follow shortly

chris_the_bee

wiseonesomeofthetime said:

Gatehouse Easy Access falls to 3.90% wef 3 September 2025.

Source: Email

The RS version will no doubt follow shortly

It already has, quote:-

We want to notify you that the expected profit rate on your Gatehouse Bank Easy Access Maturity is changing as follows on 29 August 2025:

Current rate	New lower rate
4.15% Gross	3.90% Gross

pecunianonolet

Does anyone know a way to access Cahoot via app alongside Santander on an Android phone? 

qsk

pecunianonolet said:

Does anyone know a way to access Cahoot via app alongside Santander on an Android phone? 

Install a second copy into Secure Folder.

Bridlington1

With regards to Cahoot. Apologies if this feature has been there a while and I've just failed to notice it but I seem to have the option to upgrade an existing account as well as the option to apply for a new account.

This could be a useful one potentially for those wishing to ``refresh" the Sunny Day Saver as well as those who have maturing accounts they'd like to replace without having to set up new payees.

Additionally I've just had a bit of a play around with it and it's let me upgrade two old easy access accounts I hadn't got round to closing to sunny day savers so I've ended up with three sunny day saver issue 5s at 5%.

janusd

Bridlington1 said:

With regards to Cahoot. Apologies if this feature has been there a while and I've just failed to notice it but I seem to have the option to upgrade an existing account as well as the option to apply for a new account.

This could be a useful one potentially for those wishing to ``refresh" the Sunny Day Saver as well as those who have maturing accounts they'd like to replace without having to set up new payees.

Additionally I've just had a bit of a play around with it and it's let me upgrade two old easy access accounts I hadn't got round to closing to sunny day savers so I've ended up with three sunny day saver issue 5s at 5%.

for me, the "Open A New Account" link just goes to their Products page in a new tab; and their "Upgrade" link goes to a landing page... now possibly, this is because I don't have any upgradable accounts (but i'm pretty sure those links have always been that)... and on those newly opened pages, i'm not logged in - hence why application details have to be entered again,

however, I have an old Simple Saver maturing on Thursday, so I would be interested to hear more about the method used to upgrade the old accounts - I wouldn't mind having another Sunny Day Saver @ 5%.