The New Top Easy Access Savings Discussion Area

chris_the_bee

wiseonesomeofthetime said:

Gatehouse Easy Access falls to 3.90% wef 3 September 2025.

Source: Email

The RS version will no doubt follow shortly

It already has, quote:-

We want to notify you that the expected profit rate on your Gatehouse Bank Easy Access Maturity is changing as follows on 29 August 2025:

Current rate	New lower rate
4.15% Gross	3.90% Gross

pecunianonolet

Does anyone know a way to access Cahoot via app alongside Santander on an Android phone? 

qsk

pecunianonolet said:

Does anyone know a way to access Cahoot via app alongside Santander on an Android phone? 

Install a second copy into Secure Folder.

Bridlington1

With regards to Cahoot. Apologies if this feature has been there a while and I've just failed to notice it but I seem to have the option to upgrade an existing account as well as the option to apply for a new account.

This could be a useful one potentially for those wishing to ``refresh" the Sunny Day Saver as well as those who have maturing accounts they'd like to replace without having to set up new payees.

Additionally I've just had a bit of a play around with it and it's let me upgrade two old easy access accounts I hadn't got round to closing to sunny day savers so I've ended up with three sunny day saver issue 5s at 5%.

janusd

Bridlington1 said:

With regards to Cahoot. Apologies if this feature has been there a while and I've just failed to notice it but I seem to have the option to upgrade an existing account as well as the option to apply for a new account.

This could be a useful one potentially for those wishing to ``refresh" the Sunny Day Saver as well as those who have maturing accounts they'd like to replace without having to set up new payees.

Additionally I've just had a bit of a play around with it and it's let me upgrade two old easy access accounts I hadn't got round to closing to sunny day savers so I've ended up with three sunny day saver issue 5s at 5%.

for me, the "Open A New Account" link just goes to their Products page in a new tab; and their "Upgrade" link goes to a landing page... now possibly, this is because I don't have any upgradable accounts (but i'm pretty sure those links have always been that)... and on those newly opened pages, i'm not logged in - hence why application details have to be entered again,

however, I have an old Simple Saver maturing on Thursday, so I would be interested to hear more about the method used to upgrade the old accounts - I wouldn't mind having another Sunny Day Saver @ 5%.

Bridlington1

janusdesign said:

Bridlington1 said:

With regards to Cahoot. Apologies if this feature has been there a while and I've just failed to notice it but I seem to have the option to upgrade an existing account as well as the option to apply for a new account.

This could be a useful one potentially for those wishing to ``refresh" the Sunny Day Saver as well as those who have maturing accounts they'd like to replace without having to set up new payees.

Additionally I've just had a bit of a play around with it and it's let me upgrade two old easy access accounts I hadn't got round to closing to sunny day savers so I've ended up with three sunny day saver issue 5s at 5%.

for me, the "Open A New Account" link just goes to their Products page in a new tab; and their "Upgrade" link goes to a landing page... now possibly, this is because I don't have any upgradable accounts (but i'm pretty sure those links have always been that)... and on those newly opened pages, i'm not logged in - hence why application details have to be entered again,

however, I have an old Simple Saver maturing on Thursday, so I would be interested to hear more about the method used to upgrade the old accounts - I wouldn't mind having another Sunny Day Saver @ 5%.

If I go to the Sunny Day Saver Page from there I get this button towards the bottom of my screen:

The pages for their individual products appear to've changed too. The Sunny Day Saver Page has these options:


Previously it only had the Apply now button, as late as 28th July according to the wayback machine:

https://web.archive.org/web/20250728123518/https://www.cahoot.com/products-and-services/cahoot-sunny-day-saver

RosieRooBear

Bridlington1 said:

With regards to Cahoot. Apologies if this feature has been there a while and I've just failed to notice it but I seem to have the option to upgrade an existing account as well as the option to apply for a new account.

This could be a useful one potentially for those wishing to ``refresh" the Sunny Day Saver as well as those who have maturing accounts they'd like to replace without having to set up new payees.

Additionally I've just had a bit of a play around with it and it's let me upgrade two old easy access accounts I hadn't got round to closing to sunny day savers so I've ended up with three sunny day saver issue 5s at 5%.

Thank you @Bridlington1, great information, now have three sunny day savers at 5% too 😊

janusd

Bridlington1 said:

janusdesign said:

Bridlington1 said:

With regards to Cahoot. Apologies if this feature has been there a while and I've just failed to notice it but I seem to have the option to upgrade an existing account as well as the option to apply for a new account.

This could be a useful one potentially for those wishing to ``refresh" the Sunny Day Saver as well as those who have maturing accounts they'd like to replace without having to set up new payees.

Additionally I've just had a bit of a play around with it and it's let me upgrade two old easy access accounts I hadn't got round to closing to sunny day savers so I've ended up with three sunny day saver issue 5s at 5%.

for me, the "Open A New Account" link just goes to their Products page in a new tab; and their "Upgrade" link goes to a landing page... now possibly, this is because I don't have any upgradable accounts (but i'm pretty sure those links have always been that)... and on those newly opened pages, i'm not logged in - hence why application details have to be entered again,

however, I have an old Simple Saver maturing on Thursday, so I would be interested to hear more about the method used to upgrade the old accounts - I wouldn't mind having another Sunny Day Saver @ 5%.

If I go to the Sunny Day Saver Page from there I get this button towards the bottom of my screen:

The pages for their individual products appear to've changed too. The Sunny Day Saver Page has these options:


Previously it only had the Apply now button, as late as 28th July according to the wayback machine:

https://web.archive.org/web/20250728123518/https://www.cahoot.com/products-and-services/cahoot-sunny-day-saver

you little beauty - I see those links now! 

no point trying it today (though I think it would work) - i'll wait until the Simple Saver (Issue 4) matures on Thursday, starts paying 1% and then see if I can upgrade it to another Sunny Saver - will let you know what happens.

janusd

RosieRooBear said:

Bridlington1 said:

With regards to Cahoot. Apologies if this feature has been there a while and I've just failed to notice it but I seem to have the option to upgrade an existing account as well as the option to apply for a new account.

This could be a useful one potentially for those wishing to ``refresh" the Sunny Day Saver as well as those who have maturing accounts they'd like to replace without having to set up new payees.

Additionally I've just had a bit of a play around with it and it's let me upgrade two old easy access accounts I hadn't got round to closing to sunny day savers so I've ended up with three sunny day saver issue 5s at 5%.

Thank you @Bridlington1, great information, now have three sunny day savers at 5% too 😊

out of interest, do the account numbers stay the same (with just a change of account name/type) or is a "new" Sunny Day Saver opened with a new account number?

Bridlington1

janusdesign said:

RosieRooBear said:

Bridlington1 said:

With regards to Cahoot. Apologies if this feature has been there a while and I've just failed to notice it but I seem to have the option to upgrade an existing account as well as the option to apply for a new account.

This could be a useful one potentially for those wishing to ``refresh" the Sunny Day Saver as well as those who have maturing accounts they'd like to replace without having to set up new payees.

Additionally I've just had a bit of a play around with it and it's let me upgrade two old easy access accounts I hadn't got round to closing to sunny day savers so I've ended up with three sunny day saver issue 5s at 5%.

Thank you @Bridlington1, great information, now have three sunny day savers at 5% too 😊

out of interest, do the account numbers stay the same (with just a change of account name/type) or is a "new" Sunny Day Saver opened with a new account number?

Account numbers stay the same, it's just the account type and interest rate that changes.

If you go to upgrade it should ask you to select which account you want to upgrade. I had the option to upgrade any account that isn't the same account and issue as the one I'm upgrading to.