The New Top Easy Access Savings Discussion Area

Bridlington1

Just a reminder the Barclays Rainy Day Saver falls from 4.61% to 4.36% today.

wiseonesomeofthetime

Gatehouse Easy Access falls to 3.90% wef 3 September 2025.

Source: Email

The RS version will no doubt follow shortly

chris_the_bee

wiseonesomeofthetime said:

Gatehouse Easy Access falls to 3.90% wef 3 September 2025.

Source: Email

The RS version will no doubt follow shortly

It already has, quote:-

We want to notify you that the expected profit rate on your Gatehouse Bank Easy Access Maturity is changing as follows on 29 August 2025:

Current rate	New lower rate
4.15% Gross	3.90% Gross

pecunianonolet

Does anyone know a way to access Cahoot via app alongside Santander on an Android phone? 

qsk

pecunianonolet said:

Does anyone know a way to access Cahoot via app alongside Santander on an Android phone? 

Install a second copy into Secure Folder.

Bridlington1

With regards to Cahoot. Apologies if this feature has been there a while and I've just failed to notice it but I seem to have the option to upgrade an existing account as well as the option to apply for a new account.

This could be a useful one potentially for those wishing to ``refresh" the Sunny Day Saver as well as those who have maturing accounts they'd like to replace without having to set up new payees.

Additionally I've just had a bit of a play around with it and it's let me upgrade two old easy access accounts I hadn't got round to closing to sunny day savers so I've ended up with three sunny day saver issue 5s at 5%.

janusdesign

Bridlington1 said:

With regards to Cahoot. Apologies if this feature has been there a while and I've just failed to notice it but I seem to have the option to upgrade an existing account as well as the option to apply for a new account.

This could be a useful one potentially for those wishing to ``refresh" the Sunny Day Saver as well as those who have maturing accounts they'd like to replace without having to set up new payees.

Additionally I've just had a bit of a play around with it and it's let me upgrade two old easy access accounts I hadn't got round to closing to sunny day savers so I've ended up with three sunny day saver issue 5s at 5%.

for me, the "Open A New Account" link just goes to their Products page in a new tab; and their "Upgrade" link goes to a landing page... now possibly, this is because I don't have any upgradable accounts (but i'm pretty sure those links have always been that)... and on those newly opened pages, i'm not logged in - hence why application details have to be entered again,

however, I have an old Simple Saver maturing on Thursday, so I would be interested to hear more about the method used to upgrade the old accounts - I wouldn't mind having another Sunny Day Saver @ 5%.

Bridlington1

janusdesign said:

Bridlington1 said:

With regards to Cahoot. Apologies if this feature has been there a while and I've just failed to notice it but I seem to have the option to upgrade an existing account as well as the option to apply for a new account.

This could be a useful one potentially for those wishing to ``refresh" the Sunny Day Saver as well as those who have maturing accounts they'd like to replace without having to set up new payees.

Additionally I've just had a bit of a play around with it and it's let me upgrade two old easy access accounts I hadn't got round to closing to sunny day savers so I've ended up with three sunny day saver issue 5s at 5%.

for me, the "Open A New Account" link just goes to their Products page in a new tab; and their "Upgrade" link goes to a landing page... now possibly, this is because I don't have any upgradable accounts (but i'm pretty sure those links have always been that)... and on those newly opened pages, i'm not logged in - hence why application details have to be entered again,

however, I have an old Simple Saver maturing on Thursday, so I would be interested to hear more about the method used to upgrade the old accounts - I wouldn't mind having another Sunny Day Saver @ 5%.

If I go to the Sunny Day Saver Page from there I get this button towards the bottom of my screen:

The pages for their individual products appear to've changed too. The Sunny Day Saver Page has these options:


Previously it only had the Apply now button, as late as 28th July according to the wayback machine:

https://web.archive.org/web/20250728123518/https://www.cahoot.com/products-and-services/cahoot-sunny-day-saver

RosieRooBear

Bridlington1 said:

With regards to Cahoot. Apologies if this feature has been there a while and I've just failed to notice it but I seem to have the option to upgrade an existing account as well as the option to apply for a new account.

This could be a useful one potentially for those wishing to ``refresh" the Sunny Day Saver as well as those who have maturing accounts they'd like to replace without having to set up new payees.

Additionally I've just had a bit of a play around with it and it's let me upgrade two old easy access accounts I hadn't got round to closing to sunny day savers so I've ended up with three sunny day saver issue 5s at 5%.

Thank you @Bridlington1, great information, now have three sunny day savers at 5% too 😊

janusdesign

Bridlington1 said:

janusdesign said:

Bridlington1 said:

With regards to Cahoot. Apologies if this feature has been there a while and I've just failed to notice it but I seem to have the option to upgrade an existing account as well as the option to apply for a new account.

This could be a useful one potentially for those wishing to ``refresh" the Sunny Day Saver as well as those who have maturing accounts they'd like to replace without having to set up new payees.

Additionally I've just had a bit of a play around with it and it's let me upgrade two old easy access accounts I hadn't got round to closing to sunny day savers so I've ended up with three sunny day saver issue 5s at 5%.

for me, the "Open A New Account" link just goes to their Products page in a new tab; and their "Upgrade" link goes to a landing page... now possibly, this is because I don't have any upgradable accounts (but i'm pretty sure those links have always been that)... and on those newly opened pages, i'm not logged in - hence why application details have to be entered again,

however, I have an old Simple Saver maturing on Thursday, so I would be interested to hear more about the method used to upgrade the old accounts - I wouldn't mind having another Sunny Day Saver @ 5%.

If I go to the Sunny Day Saver Page from there I get this button towards the bottom of my screen:

The pages for their individual products appear to've changed too. The Sunny Day Saver Page has these options:


Previously it only had the Apply now button, as late as 28th July according to the wayback machine:

https://web.archive.org/web/20250728123518/https://www.cahoot.com/products-and-services/cahoot-sunny-day-saver

you little beauty - I see those links now! 

no point trying it today (though I think it would work) - i'll wait until the Simple Saver (Issue 4) matures on Thursday, starts paying 1% and then see if I can upgrade it to another Sunny Saver - will let you know what happens.