The New Top Easy Access Savings Discussion Area

BigBlueSky

Bridlington1 said:

@soulsaver

Chip Instant Access Account 5.1% (includes 2.1% bonus for 3 months) ~~~ Tracks the BOE base rate though so could fall fairly soon.

Has anyone managed to get one of these promotions when they have previously been a customer?

Malchester

tg99 said:

I have various Kent savings accounts on the ‘old’ platform where I believe the cut off for withdrawals was 330pm and they generally took a few hours to arrive. Have just opened the 4.41% account on the ‘new’ platform - am I right in thinking on the new platform payments in and out are truly instant 24/7? And has the old platform changed to be the same or still operates with the cut off times and non instant arrival into destination account? Thks 

Yes, on the new platform deposits and withdrawals are truly instant. I am very impressed compared with the old platform.

StayinAlive

On the Cahoot Sunny Day Saver, does the (£3000) limit for payment of interest include accrued interest or do you have to keep taking it out every month (assuming you're monthly interest)?

flaneurs_lobster

StayinAlive said:

On the Cahoot Sunny Day Saver, does the (£3000) limit for payment of interest include accrued interest or do you have to keep taking it out every month (assuming you're monthly interest)?

£3k limit is what it says, any balance above will not attract interest. Skim it off to somewhere else (another CSDS would be ideal).

Bridlington1

@soulsaver

Skipton Bonus Saver 4.50% £1 min; £50k max inc. 1.7% fixed 1st yr bonus  NLA

Skipton Member Bonus Saver at 5% also NLA.

hoppy2

After all my upgrading with sunny day savers I can confirm they're all showing 5%(even my 3 expired ones) and now all have an account opening date of 2nd April 2025 for 12 months 

friolento

hoppy2 said:

After all my upgrading with sunny day savers I can confirm they're all showing 5%(even my 3 expire ones) and all  have an account opening date of 2nd April 2025 for 12 months 

Did you open them all on April 2 2025? 

Bridlington1

Bridlington1 said:

@soulsaver

Skipton Bonus Saver 4.50% £1 min; £50k max inc. 1.7% fixed 1st yr bonus  NLA

Skipton Member Bonus Saver at 5% also NLA.

For now it seems both accounts can still be opened via the following links:

Bonus Saver:
https://secure.skipton.co.uk/portal/NewAccount/29856

Member Bonus Saver:
https://secure.skipton.co.uk/portal/OpenAccount/29788

I'd imagine these links shall go dead very soon but I've just managed to ``refresh" the Member Bonus Saver this way and open a Bonus Saver. I'll fund these in early September to push the maturity date on as late as possible.

EDIT: Above links now appear to be dead.

cadguy77

Bridlington1 said:

Bridlington1 said:

@soulsaver

Skipton Bonus Saver 4.50% £1 min; £50k max inc. 1.7% fixed 1st yr bonus  NLA

Skipton Member Bonus Saver at 5% also NLA.

For now it seems both accounts can still be opened via the following links:

Bonus Saver:
https://secure.skipton.co.uk/portal/NewAccount/29856

Member Bonus Saver:
https://secure.skipton.co.uk/portal/OpenAccount/29788

I'd imagine these links shall go dead very soon but I've just managed to ``refresh" the Member Bonus Saver this way and open a Bonus Saver. I'll fund these in early September to push the maturity date on as late as possible.

Can you clarify your 'refresh' method? I hit a brick wall having already opened and funded a MBS issue 2 back in June

Bridlington1

cadguy77 said:

Bridlington1 said:

Bridlington1 said:

@soulsaver

Skipton Bonus Saver 4.50% £1 min; £50k max inc. 1.7% fixed 1st yr bonus  NLA

Skipton Member Bonus Saver at 5% also NLA.

For now it seems both accounts can still be opened via the following links:

Bonus Saver:
https://secure.skipton.co.uk/portal/NewAccount/29856

Member Bonus Saver:
https://secure.skipton.co.uk/portal/OpenAccount/29788

I'd imagine these links shall go dead very soon but I've just managed to ``refresh" the Member Bonus Saver this way and open a Bonus Saver. I'll fund these in early September to push the maturity date on as late as possible.

Can you clarify your 'refresh' method? I hit a brick wall having already opened and funded a MBS issue 2 back in June

Close your existing issue 2 and then immediately open a new one. I would imagine it's a bit risky refreshing now though given that the link could stop working at any minute.