The New Top Easy Access Savings Discussion Area

SJMALBA

It looks like there may be some inconsistencies with Cahoot's upgrades?

FWIW, my two Simple Saver upgrades both show the correct rate (4.89% monthly), but each has the original accounts' opening dates, so one expires in a couple of months, the other in May next year.

the_seer

Newcastle BS 6 Month Saver Issue 2 (4.4%) NLA

moi

friolento said:

tg99 said:

 

I also have one Sunny Day account showing with an interest rate of 0%. It was upgraded from a Simple Saver. All those which were previously Sunny Day savers show 5%.

Thanks for the heads up!  I only have one Cahoot Simple Saver I upgraded to a Sunny. It now shows 5% annual. However my Sunny Iss.4, which I upgraded to an Iss.5, shows 0%, and the opening 04/03/2025. I had £3000 sitting in there at 0% 😱

Bridlington1

For those who have it Ulster Loyalty Saver to fall from 4% to 3.75% for balances of over £5k from 13/10/25

janusd

Bridlington1 said:

For those who have it Ulster Loyalty Saver to fall from 4% to 3.75% for balances of over £5k from 13/10/25

for those of us who only have £1 in that account, the rate for £1 - £4,999 is dropping from 1.25% to 1.06% from the above date.

Interest Rates Changes

dosh37

moi said:

friolento said:

tg99 said:

 

I also have one Sunny Day account showing with an interest rate of 0%. It was upgraded from a Simple Saver. All those which were previously Sunny Day savers show 5%.

Thanks for the heads up!  I only have one Cahoot Simple Saver I upgraded to a Sunny. It now shows 5% annual. However my Sunny Iss.4, which I upgraded to a Iss.5, shows 0%, and the opening 04/03/2025. I had £3000 sitting in there at 0% 😱

I have two Sunnys  - both issue 5. Both indicate 5%. Neither have ever been upgraded from any other type of account or issue number.

It would appear that the system allows you to open multiple new accounts with the same issue number.

13zero8

Flippin eck.... Atom Instant Saver Reward dropping by a whopping 0.6% from 4.60% to 4.00%.

Bye bye Atom, it's been good.

janusd

13zero8 said:

Flippin eck.... Atom Instant Saver Reward dropping by a whopping 0.6% from 4.60% to 4.00%.
Bye bye Atom, it's been good.

from 22nd August for existing accounts - also their Instant Saver will drop from 2.90% to 2.75% AER on the same day for existing accounts... both rates have changed today for new accounts.

luckily my Atom Reward interest is paid out tomorrow, so I can empty the account afterwards.

janusd

Aldermore Easy Access Account (Issues 1 - 19) & Easy Access Account RS (Issue 1 - 4) (which is what their RS matures into) dropping from 3.55% to 3.15% AER on 22nd August.

ForumUser7

13zero8 said:

Flippin eck.... Atom Instant Saver Reward dropping by a whopping 0.6% from 4.60% to 4.00%.

Bye bye Atom, it's been good.

Does this mean that people can withdraw before the rate change without the rate dropping to the 'you made a withdrawal' rate?