The New Top Easy Access Savings Discussion Area

janusd

Moneyfacts is showing a new account (I believe) Vanquis Bank Triple Access Saver (Issue 2) @ 4.35%, but I think it's wrong (or pre-rate drop) because the Vanquis site is showing it at 4.08%

frosch411

13zero8 said:

Flippin eck.... Atom Instant Saver Reward dropping by a whopping 0.6% from 4.60% to 4.00%.

Bye bye Atom, it's been good.

Yeah, just seen this in the app (cos I saw a post on the No chat thread about this and checked in the app as I hadn't received notice about this yet).
This is really a big drop..not sure I want to stay at this rate..shame really 😖

Pompeydave1967

Yeah a big drop even for Atom . I’ve jumped on their 1 yr fix @ 4.42% yesterday as this seems pretty competitive but that reward rate drop is disappointing .

allegro120

frosch411 said:

13zero8 said:

Flippin eck.... Atom Instant Saver Reward dropping by a whopping 0.6% from 4.60% to 4.00%.

Bye bye Atom, it's been good.

Yeah, just seen this in the app (cos I saw a post on the No chat thread about this and checked in the app as I hadn't received notice about this yet).
This is really a big drop..not sure I want to stay at this rate..shame really 😖

Even 4.6% is too low.  Snoop pays 4.6% without complicated conditions. Atom’s 4.75% was competitive, I’ve used it for a short time, but now it is useless. I’ll keep the account though just in case it becomes useful at some point in future.

Bridlington1

allegro120 said:

frosch411 said:

13zero8 said:

Flippin eck.... Atom Instant Saver Reward dropping by a whopping 0.6% from 4.60% to 4.00%.

Bye bye Atom, it's been good.

Yeah, just seen this in the app (cos I saw a post on the No chat thread about this and checked in the app as I hadn't received notice about this yet).
This is really a big drop..not sure I want to stay at this rate..shame really 😖

Even 4.6% is too low.  Snoop pays 4.6% without complicated conditions. Atom’s 4.75% was competitive, I’ve used it for a short time, but now it is useless. I’ll keep the account though just in case it becomes useful at some point in future.

I'm holding onto Atom, albeit with nothing in it, in case they decide to do a Zopa and suddenly offer me a beta current account with cashback and regular saver to tempt me back. We can only live in hope I suppose.

mebu60

janusdesign said:

Aldermore Easy Access Account (Issues 1 - 19) & Easy Access Account RS (Issue 1 - 4) (which is what their RS matures into) dropping from 3.55% to 3.15% AER on 22nd August.

Double Access (1-4) falls from 4.0% to 3.65% and ISA Single Access (1-2) 4.4% down to 3.95%, also all from 22:08. 

porcorosso

So whats the best deal now to move all my money from Atom too?

allegro120

porcorosso said:

So whats the best deal now to move all my money from Atom too?

It depends on what day of the month your interest is paid. If it’s between now and 22nd you may as well wait until that day if you’re happy with 4.6%.

Pompeydave1967

Just to rub it in Atom have now emailed me twice about the reward rate dropping ! Ok ok atom I get it I’ll shift my money lol

MichaelAP

Bridlington1 said:

allegro120 said:

frosch411 said:

13zero8 said:

Flippin eck.... Atom Instant Saver Reward dropping by a whopping 0.6% from 4.60% to 4.00%.

Bye bye Atom, it's been good.

Yeah, just seen this in the app (cos I saw a post on the No chat thread about this and checked in the app as I hadn't received notice about this yet).
This is really a big drop..not sure I want to stay at this rate..shame really 😖

Even 4.6% is too low.  Snoop pays 4.6% without complicated conditions. Atom’s 4.75% was competitive, I’ve used it for a short time, but now it is useless. I’ll keep the account though just in case it becomes useful at some point in future.

I'm holding onto Atom, albeit with nothing in it, in case they decide to do a Zopa and suddenly offer me a beta current account with cashback and regular saver to tempt me back. We can only live in hope I suppose.

What gets me is on the 30 July their rate was 4.75%AER
On the 31 July it went down to 4.60AER
Now 22 days later it drops again another 0.6% to 4.0%AER
that’s a total drop of 0.75%AER in 23 days.