The New Top Easy Access Savings Discussion Area

jaypers

Charter have upped their Easy Access offering slightly and launched Issue 58 paying 4.5% Monthly/4.59% AER (Annual)

Bridlington1

jaypers said:

Charter have upped their Easy Access offering slightly and launched Issue 58 paying 4.5% Monthly/4.59% AER (Annual)

@soulsaver

In addition to above:
Chip Instant Easy Access Saver  now 4.76% 

Kent RBS Iss78 4.59% £1k min (slight increase replaces Iss 77 at 4.55%)

Chase 6 mth svr back up to 4.75% (up from 4.5%)

tg99

I triggered the monthly £3 fee when I set up direct debits and paid over £500 into the Santander edge current account (only did this for a current account switch offer). I also have the Edge 6% savings account that I want to keep but don’t want to pay the fee on the current account. Am I right in thinking that even if I cancel the direct debits the fee will continue to be taken and therefore I will need to downgrade the account to a standard Santander current account with no fee and at the same time open a new Edge current account in order to keep the 6% saver? Thks.

10_66

Charter Easy Access 58
I've just opened the above account, confirmation that account is open and ready to use came through straightaway but, unusually with Charter, the account isn't appearing yet.  I'm having issues with Chrome lately, so don't know if this is the likely cause, but I can't imagine I'd have received the confirmation if Chrome was causing an issue with the application going through.  Can anyone confirm if this has happened with their applications, please?

Bridlington1

tg99 said:

I triggered the monthly £3 fee when I set up direct debits and paid over £500 into the Santander edge current account (only did this for a current account switch offer). I also have the Edge 6% savings account that I want to keep but don’t want to pay the fee on the current account. Am I right in thinking that even if I cancel the direct debits the fee will continue to be taken and therefore I will need to downgrade the account to a standard Santander current account with no fee and at the same time open a new Edge current account in order to keep the 6% saver? Thks.

That's correct.

As an optional extra though depending on when you opened the Edge Saver I'd be inclined to ``refresh" the account to extend the term a bit in case it goes NLA. They pulled the 7% version about 10-11 months after it was launched, but I refreshed mine about 9 months after it was launched so am still clinging onto 7% as a result.

Archerychick

jaypers said:

Charter have upped their Easy Access offering slightly and launched Issue 58 paying 4.5% Monthly/4.59% AER (Annual)

Thanks for the heads up. I had issue 56 opened which wasn't funded but with the 4.59% it's going to have the Gatehouse funds moved into it I think. Does anyone know if there is a way to "refresh" issue 56 into 58 or do you have to set up a new account and then close the old issue 56?

jaypers

10_66 said:

Charter Easy Access 58
I've just opened the above account, confirmation that account is open and ready to use came through straightaway but, unusually with Charter, the account isn't appearing yet.  I'm having issues with Chrome lately, so don't know if this is the likely cause, but I can't imagine I'd have received the confirmation if Chrome was causing an issue with the application going through.  Can anyone confirm if this has happened with their applications, please?

Usually appears after about 30mins or so. Have you checked again?

jaypers

Archerychick said:

jaypers said:

Charter have upped their Easy Access offering slightly and launched Issue 58 paying 4.5% Monthly/4.59% AER (Annual)

Thanks for the heads up. I had issue 56 opened which wasn't funded but with the 4.59% it's going to have the Gatehouse funds moved into it I think. Does anyone know if there is a way to "refresh" issue 56 into 58 or do you have to set up a new account and then close the old issue 56?

You have to set up a new account. Just open the new one and transfer all funds from the old Issue 56 via an internal transfer. This is pretty much immediate and the interest owed will also be calculated and moved across straight away too, plus the old account will close. My only caveat to this is that this is on working days so I’m not sure whether it will let you put a weekend date in for an internal transfer…..never tried. 

10_66

jaypers said:

10_66 said:

Charter Easy Access 58
I've just opened the above account, confirmation that account is open and ready to use came through straightaway but, unusually with Charter, the account isn't appearing yet.  I'm having issues with Chrome lately, so don't know if this is the likely cause, but I can't imagine I'd have received the confirmation if Chrome was causing an issue with the application going through.  Can anyone confirm if this has happened with their applications, please?

Usually appears after about 30mins or so. Have you checked again?

Yes, I've logged back in two or three times since "opening" it.  I didn't have the usual email confirmation either, only the PDF document that was given on the confirmation account had been opened webpage.

jaypers

10_66 said:

jaypers said:

10_66 said:

Charter Easy Access 58
I've just opened the above account, confirmation that account is open and ready to use came through straightaway but, unusually with Charter, the account isn't appearing yet.  I'm having issues with Chrome lately, so don't know if this is the likely cause, but I can't imagine I'd have received the confirmation if Chrome was causing an issue with the application going through.  Can anyone confirm if this has happened with their applications, please?

Usually appears after about 30mins or so. Have you checked again?

Yes, I've logged back in two or three times since "opening" it.  I didn't have the usual email confirmation either, only the PDF document that was given on the confirmation account had been opened webpage.

Did you get this page as confirmation during the opening process? I’ve cropped it for privacy but there would be a reference number that can be used to pay money in before you know the account number (I always wait). If you didn’t, I would do it again.