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Santander Easy Access Saver - What to do with it?

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  • intalex
    intalex Posts: 985 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    Their app seems down?
  • Works perfectly fine on my android phone.
  • intalex
    intalex Posts: 985 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    Wouldn't launch for a bit on my iPhone, and then started loading ok with an "overnight maintenance" message, so just emptied my easy access saver from online banking and then requested its closure through the chat feature on the app.
  • Zopa_Trooper
    Zopa_Trooper Posts: 293 Forumite
    100 Posts Second Anniversary
    Just closed mine, pretty effortless. Says I'll get the interest owed within 5 days.
  • Sea_Shell
    Sea_Shell Posts: 10,016 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    Balance moved away - via app
    Account closed by chat - via web
    Interest should be credited to my 123L within 5 days

    Be interesting to see how close I am to my guesstimate of £240 interest  ;)

    How's it going, AKA, Nutwatch? - 12 month spends to date = 2.60% of current retirement "pot" (as at end May 2025)
  • sausage_time
    sausage_time Posts: 1,458 Ambassador
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    I anticipated the app/web would be loaded today, so I set up the transfer yesterday planned for today.  It has arrived in my account this morning.   Decided to leave £1 in the account in case there are any more offers.
    I’m a Forum Ambassador and I support the Forum Team on the Credit CardsSavings & investments, and Budgeting & Bank Accounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.
    All views are my own and not the official line of MoneySavingExpert.
  • BooJewels
    BooJewels Posts: 3,006 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I moved some of my balance manually this morning and didn't notice any lag in the app - moved it to my Cahoot account, which is effectively an internal transfer - moved it out using the Santander phone app and had Cahoot open on the PC and it appeared in Cahoot instantly - in that as soon as I looked from the phone it was there, didn't even need to refresh the page.  I'm keeping mine open as it feeds my current account.

    I did however notice that in the new app (which I'm not otherwise keen on) that it would allow me to change the reference when making a payment to an existing mandate/payee.  My sister and I were only discussing on Saturday how that was an irritation.
  • Scrounger
    Scrounger Posts: 1,093 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I'm still showing 5.20% this morning (using the app)?  :)

    Scrounger
  • 4justice2
    4justice2 Posts: 680 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    App still showing old rate of 5.2%, but online banking website showing new rate of 4.12%.  
  • BooJewels
    BooJewels Posts: 3,006 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I noticed that and presume that the rate applies until midnight and they'll calculate interest on your balance today at the old rate and the new rate from tomorrow.
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