Danske £200 Switch Offer 18/4/24-3/6/24 (NI Only)

danny13579

Aidanmc said:

Any word back from Danske re account opening?

edit, just had an email saying account approved, nothing about acc details/switching

I have heard nothing back from them.

flaneurs_lobster

subjecttocontract said:

I was married on St Patrick's Day that must mean I'm virtually Irish. 😀😀

Would certainly qualify you for the Irish Rugby team.

Blade200

So I received email this evening to say I’ve been approved for current account and that they will be in touch either by email or post with further details!! This is so tedious!! I checked how to register for online banking and it says I have to fill out a form and then they will send user pins etc out in the post which will take 7-10 days!! The £200 offer is gonna be over by time everything is setup!! So far behind all the other banks it’s unreal I actually wish I hadn’t of started this tbh 

danny13579

Blade200 said:

So I received email this evening to say I’ve been approved for current account and that they will be in touch either by email or post with further details!! This is so tedious!! I checked how to register for online banking and it says I have to fill out a form and then they will send user pins etc out in the post which will take 7-10 days!! The £200 offer is gonna be over by time everything is setup!! So far behind all the other banks it’s unreal I actually wish I hadn’t of started this tbh 

Danske are notoriously inefficient and old fashioned.

The 60 days to deposit your £1,000 and start your switch starts once your account has been opened so once you have the account number you're ok regards the bonus, despite the barriers they will throw at you.

I've still heard nothing back from them regarding my application! So much for 2 business days. 

AFC_King

I have been thinking about this switch offer and I'm thinking there may be a little loophole so customers in Great Britain can get the £200 switch too. It says that if you're an existing DB customer, you don't need Northern Ireland residency to get the offer. So therefore if you open one of their eSaver accounts (that doesn't say you need NI residency) with £1, then that would then make you an existing customer and you can benefit from the £200 if you're resident in Great Britain.

Can someone confirm if I have this correct?

Bridlington1

AFC_King said:

I have been thinking about this switch offer and I'm thinking there may be a little loophole so customers in Great Britain can get the £200 switch too. It says that if you're an existing DB customer, you don't need Northern Ireland residency to get the offer. So therefore if you open one of their eSaver accounts (that doesn't say you need NI residency) with £1, then that would then make you an existing customer and you can benefit from the £200 if you're resident in Great Britain.

Can someone confirm if I have this correct?

Unfortunately not. If you try to apply for the eSaver this appears:

gsmh

I wonder why there is a NI residency requirement for a UK bank in these days of online banking. Ulster Bank and the Bank of Ireland don't require the applicant to live in Northern Ireland. Surely any bank would relish more customers? There are several British-based banks operating in NI and that doesn't seem to be a problem and residents of NI are not refused a bank account application with any British (as in Great Britain) bank. It appears discriminatory to me, if I'm honest.

TheBanker

gsmh said:

I wonder why there is a NI residency requirement for a UK bank in these days of online banking. Ulster Bank and the Bank of Ireland don't require the applicant to live in Northern Ireland. Surely any bank would relish more customers? There are several British-based banks operating in NI and that doesn't seem to be a problem and residents of NI are not refused a bank account application with any British (as in Great Britain) bank. It appears discriminatory to me, if I'm honest.

Maybe there are certain things that can only be done in a branch. Every time there's a thread about branch closures, people mention irregular transactions like closing a joint savings account or whatever. Plus occasional ID checks.

If they have transactions like this, then I imagine that residents of England, Scotland and Wales would be slightly annoyed at being told to get a flight or ferry to Belfast... 

WillPS

gsmh said:

I wonder why there is a NI residency requirement for a UK bank in these days of online banking. Ulster Bank and the Bank of Ireland don't require the applicant to live in Northern Ireland. Surely any bank would relish more customers? There are several British-based banks operating in NI and that doesn't seem to be a problem and residents of NI are not refused a bank account application with any British (as in Great Britain) bank. It appears discriminatory to me, if I'm honest.

I think it was widely thought that Danske would eventually use their Northern Irish acquisition to launch across the UK, but 20 years later it hasn't happened.

The only attempt was that toe in the water in the mid-10s when Danske briefly allowed GB applications, but then stopped. I presume there was some issue, be it profitability or remote ID checking - both were apparently issues in the brief time applications from GB were accepted.

There are plenty of examples of building societies which only accept applications from new customers in a defined geographic area for some/all accounts. I'm sure there must be some example in banking but I can't bring any to mind.

Aidanmc

Cant believe how inefficient this lot are!

One week since application, and just an email to say account approved