Danske £200 Switch Offer 18/4/24-3/6/24 (NI Only)

Bridlington1

Good morning,

This is probably quite a niche one as you need to live in Northern Ireland to open an account with Danske as a new customer but Danske currently have a £200 switching offer for those who don't currently have a Danske current account. See:


https://danskebank.co.uk/personal/products/current-accounts/switch-200

https://danskebank.co.uk/-/media/danske-bank/uk/personal/files/switching-campaign-tandcs-apr-24.pdf?rev=41c4f7adeb12439b86b73d0be180a2b2&hash=DBE3E8F8CD9F785F5967C6E030F0FD65

EDIT:
Terms are now archived for future reference:
https://web.archive.org/web/20240425072548/https://danskebank.co.uk/-/media/danske-bank/uk/personal/files/switching-campaign-tandcs-apr-24.pdf?rev=41c4f7adeb12439b86b73d0be180a2b2&hash=DBE3E8F8CD9F785F5967C6E030F0FD65

WillPS

I note the application form allows applications from GB applicants if you're an existing Danske customer. Is there any way to become a Danske customer though? All the savings accounts I've checked have had the same stipulation.

Bridlington1

WillPS said:

I note the application form allows applications from GB applicants if you're an existing Danske customer. Is there any way to become a Danske customer though? All the savings accounts I've checked have had the same stipulation.

Not that I'm aware of. I seem to recall this wasn't always the case though so it could be one to keep an eye on in the future.

PRAISETHESUN

WillPS said:

I note the application form allows applications from GB applicants if you're an existing Danske customer. Is there any way to become a Danske customer though? All the savings accounts I've checked have had the same stipulation.

They used to allow applicants from all UK but eventually moved to serving NI only. I looked at this a few years ago for a way to get my foot in the door using an eligible savings account but couldn't find one. If you are eligible, their Reward account is a fairly good deal. It used to be really generous so has gradually been eaten away at, but it's still free money at the end of the day if you meet all the requirements.

Ed-1

Any definition of a "New Personal Current Account Customer"?

I have an existing Reward Account. Reckon if I close it and open a new one I'd be a new customer?

Bridlington1

Ed-1 said:

Any definition of a "New Personal Current Account Customer"?

I have an existing Reward Account. Reckon if I close it and open a new one I'd be a new customer?

That would be my interpretation of the rules, though this reminds me of the £125 Co-op refer-a-friend affair in that respect.

[Deleted User]

I don't see any reference to having active direct debits so it looks like a simple open account, switch account, put £1000 in and wait for the free money.

danny13579

As I live in NI I'll be giving this one a go   

PRAISETHESUN

danny13579 said:

As I live in NI I'll be giving this one a go   

Any feedback on the account opening/switching process would be appreciated. Good luck!

soulsaver

Ed-1 said:

Any definition of a "New Personal Current Account Customer"?

I have an existing Reward Account. Reckon if I close it and open a new one I'd be a new customer...

... who must live in NI.

soulsaver

I have existing Reward accounts too, so if you have work around address issue...?

I could just test their process efficacy, I have defunct 123 accounts amongst others.