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First Direct £175 switch offer. 26/03/24

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  • WillPS
    WillPS Posts: 5,142 Forumite
    Part of the Furniture 1,000 Posts Newshound! Name Dropper
    So just to clarify, I had a first direct bank account until about 2016, so I'm not eligible right?
    Correct, however as a datapoint I had an account in around 2018 and was paid another bonus when I rejoined last year. YMMV.
  • Marcoos
    Marcoos Posts: 201 Forumite
    100 Posts First Anniversary Name Dropper
    Probably a daft question, so apologies in advance.

    How does the Topcashback tracking work? As sign up on the First Direct site prompts you to install the app and sign up there.
  • WillPS
    WillPS Posts: 5,142 Forumite
    Part of the Furniture 1,000 Posts Newshound! Name Dropper
    Marcoos said:
    Probably a daft question, so apologies in advance.

    How does the Topcashback tracking work? As sign up on the First Direct site prompts you to install the app and sign up there.
    TCB link takes you to a page where you pop your email in. That triggers a 'transaction' to be sent to TCB when you eventually sign up via the app (using that email).
  • Nasqueron
    Nasqueron Posts: 10,673 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Marcoos said:
    Probably a daft question, so apologies in advance.

    How does the Topcashback tracking work? As sign up on the First Direct site prompts you to install the app and sign up there.
    I've found it's best to do it in a largely "clean" browser - I do most stuff on Firefox with about 4-5 addons to block tracking, adverts, facebook internal tracking etc and have found TCB is a bit hit and miss, I normally search for what I want then login to my account on Chrome and order through there, sometimes I am a bit paranoid and add stuff to the cart ready, then go back to TCB and click the link again back to the site with items in the basket then proceed to order. You can also raise disputes if you don't get cashback registered - just use your order details, though it's not quite as easy with a bank switch. I got a Tesco credit card fine through them with a £25 bonus and car insurance with £45 back both paid without fuss

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

  • jadex
    jadex Posts: 797 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Nasqueron said:
    Marcoos said:
    Probably a daft question, so apologies in advance.

    How does the Topcashback tracking work? As sign up on the First Direct site prompts you to install the app and sign up there.
    I've found it's best to do it in a largely "clean" browser - I do most stuff on Firefox with about 4-5 addons to block tracking, adverts, facebook internal tracking etc and have found TCB is a bit hit and miss, I normally search for what I want then login to my account on Chrome and order through there, sometimes I am a bit paranoid and add stuff to the cart ready, then go back to TCB and click the link again back to the site with items in the basket then proceed to order. You can also raise disputes if you don't get cashback registered - just use your order details, though it's not quite as easy with a bank switch. I got a Tesco credit card fine through them with a £25 bonus and car insurance with £45 back both paid without fuss
    or just go through incognito/private window
  • Marcoos
    Marcoos Posts: 201 Forumite
    100 Posts First Anniversary Name Dropper
    Nasqueron said:
    Marcoos said:
    Probably a daft question, so apologies in advance.

    How does the Topcashback tracking work? As sign up on the First Direct site prompts you to install the app and sign up there.
    I've found it's best to do it in a largely "clean" browser - I do most stuff on Firefox with about 4-5 addons to block tracking, adverts, facebook internal tracking etc and have found TCB is a bit hit and miss, I normally search for what I want then login to my account on Chrome and order through there, sometimes I am a bit paranoid and add stuff to the cart ready, then go back to TCB and click the link again back to the site with items in the basket then proceed to order. You can also raise disputes if you don't get cashback registered - just use your order details, though it's not quite as easy with a bank switch. I got a Tesco credit card fine through them with a £25 bonus and car insurance with £45 back both paid without fuss
    Cheers! I don't normally have problems with TCB and tracking on my laptop. I do much the same, sign in to the site I want to purchase from, accept cookies etc. Just curious how the tracking would work and link up from the FD site and the app. Normally TCB discourage the use of apps for retailers.
  • Nasqueron
    Nasqueron Posts: 10,673 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    jadex said:
    Nasqueron said:
    Marcoos said:
    Probably a daft question, so apologies in advance.

    How does the Topcashback tracking work? As sign up on the First Direct site prompts you to install the app and sign up there.
    I've found it's best to do it in a largely "clean" browser - I do most stuff on Firefox with about 4-5 addons to block tracking, adverts, facebook internal tracking etc and have found TCB is a bit hit and miss, I normally search for what I want then login to my account on Chrome and order through there, sometimes I am a bit paranoid and add stuff to the cart ready, then go back to TCB and click the link again back to the site with items in the basket then proceed to order. You can also raise disputes if you don't get cashback registered - just use your order details, though it's not quite as easy with a bank switch. I got a Tesco credit card fine through them with a £25 bonus and car insurance with £45 back both paid without fuss
    or just go through incognito/private window
    Unfortunately many people wrongly believe this is some sort of special protection, in reality all it does is erase history on your machine - things like the websites you are accessing, your ISP / your network can still see IP address and browsing history, your location etc. Hence addons are better 

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

  • SickGroove
    SickGroove Posts: 319 Forumite
    Third Anniversary 100 Posts Name Dropper
    danco said:
    A nice thing about this offer is that you have to transfer two direct debits or STANDING ORDERS. And presumably if you are switching from a burner account one standing order can be into your regular account.
    Can you just set up two standing orders each for £1 and send them to yourself in two other current accounts that you hold?
  • Bridlington1
    Bridlington1 Posts: 3,740 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    danco said:
    A nice thing about this offer is that you have to transfer two direct debits or STANDING ORDERS. And presumably if you are switching from a burner account one standing order can be into your regular account.
    Can you just set up two standing orders each for £1 and send them to yourself in two other current accounts that you hold?
    Yes you can, in the same way that DDs can be to other savings accounts that you hold.
  • jemj83
    jemj83 Posts: 6 Forumite
    First Anniversary First Post
    Advice pls. I have set up 2 standing orders (which are due to be debited on 2nd April) on my chase, which I want to switch to first direct. Does anyone know if I need to wait for these to be debited before switching, or can apply for switch today? Thanks in advance
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