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Road To Financial Recovery
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Haha I used to be the same but im going to rejoin swimming!
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Debt owed;Abound - £2256.89/£8,854.76
DFW Challenges!
365 Day 1p Challenge 2026 #9 £104.30
Pay off all your debts by Christmas 2026! #14 £1918/£8854.76
Make £2026 in 2026! £602.40/£2026
Savings goal £162.79/£10001 -
That had to be the calmest Monday I've experienced for a long time. I am also on leave tomorrow so it will be Wednesday before I know it. The weekend was relatively calm, we did some decluttering and a few walks.
Today I have topped up the car petrol which will now last until payday, and also did food shopping which came in well under budget. The only other planned spends this week are going to be the cinema. I am now on the countdown to pay day.
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I shall await your update for Transfer Tuesday!
I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Abound - £2256.89/£8,854.76
DFW Challenges!
365 Day 1p Challenge 2026 #9 £104.30
Pay off all your debts by Christmas 2026! #14 £1918/£8854.76
Make £2026 in 2026! £602.40/£2026
Savings goal £162.79/£10001 -
@BlueJ94 haha, you shall have your update shortly. 😊
I'm hoping to try take advantage of a day off, all out of office on and no sneaky check ins. I’ve got docs this afternoon but before then I want to try sneak in a brew and a tip run so it at least feels productive. I am a little unsure how docs will go as I’m generally I feel healthy but I’m adamant there’s something underlying I’m constantly tired/exhausted, low energy and rubbish moods plus I seem to have a little lump on my rib area so we shall see.
Yesterday was a bit of an admin day, I’ve went through all my upcoming projects and literally put one task as what will move that on. I’m home tasks we need a table but before that we need to declutter to make space for it 😂 so that’s my task today. I’m hoping to go for a little walk this afternoon with a diversion for a cheeky pint maybe haha.
I hope everyone enjoys their Tuesday.4 -
hope everything is ok but I'd go for stress, eating the kind of food we all eat these days, too much caffeine and/or sugar, not enough sleep.
Lol, all easy to say, difficult to rectify without a lot of hard work
Dxx
22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈2⭐ 26 🥈 Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you'll be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If youre not already using a thing you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'2 -
Time to do transfer Tuesday 😊. Not really much transfer today but will at least do some to keep up the momentum
Investment - £25 transferred, now shows £300.00 in this account.
Docs was pretty standard stuff tbh, blood pressure/heart rates and bloods taken so we will see if they bring anything back. Although I do suspect @daisy_1571 you are absolutely right, alot of this is driven by work, I do need to find a way through this though. I'm hoping I can strike some form of balance, I don't mind working hard but recently I have felt I have given just a bit too much to work.
I did get the tip run in, and the walk, ended up at local pub for a pint so it was a nice afternoon.
EDIT - I suspect long term a job change is what is going to be required, but I am keen to avoid this for the time being if I can
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I know you understood, just to clarify in case it came across as flippant, these things all have physical manifestations and are easy to spot but can be quite difficult in view of unless you win the pools nobody can just give up work for a lovely 6 month break. Dxx
22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈2⭐ 26 🥈 Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you'll be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If youre not already using a thing you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'2 -
Nope not flippant at all :) - I do think that there are certain things I could do better at, vocalising and chatting with those close to me is one of them. I do have options work wise but I have to be careful as well. My current plan is to do my best to keep going with a proper plan in place and see how it goes.
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One step closer to Friday 😆. I got call yesterday to book in repeat bloods and looking at results it looks like result linked to kidney function is higher than it should be, most common thing seems to be dehydration. I am going with the if it was owt serious I'd have been straight back, but naturally of course there is also worry so we shall see.
Today's plan is to go to the quiet office and try snatch some admin time, although I do feel this week has been pretty productive and slowly I am making steps which is positive. Its getting harder to do my job as we are pretty chaotic so I could spends weeks planning works and then it inevitably gets switched out for 'more important client'…code for the ones who spend the most. I am trying to go with the flow with it but by god it is frustrating.
It is officially early pay day today but I am trying to get out of that habit and waiting til it hits official payday. We do still currently have £151 in our account so will move that over when wages hit and that will go across our savings, but then some of it will pay for our cinema treat at the weekend….I have been eagerly awaiting the new Spiderman…I know 🤣.
Hope everyone has a fab day.
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glad to hear that you are factoring in a treat. We sometimes need a reminder of what we are working for
June 2026, Mortgage free, Emergency fund fully funded & £200/200 cash maximum pb holding .:jWeight 12st challenge 11st 2lb
Gift to children challenge £40k in 2 years. Short term gift challenge 7 presents and $1300 can by September.
Determined to stop defining myself by my mistakes. Progress not perfection. I’m not perfect but I’m good enough.
https://forums.moneysavingexpert.com/discussion/6673398/hopefully-cruising-with-focus-towards-retirement#latest3
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