Road To Financial Recovery

FootyFanDan

Thank you both, I do feel I kinda cheated a little bit by robbing the other pots to do it but I think I always knew that I would do that once the total of the pots reached £1,000. The plan now is to make sure I use the same methods to get the pots refilled.

daisy_1571

you might re-split it again, you might keep it labelled ef and as the full £1000. In the end it doesn't really matter, point is you have it and its there to do with as you please.

If you want to start using it to bring in more money perhaps use it as seed money for a high percentage regular saver, several allow withdrawals over the year?

DancingInTheRain

Well done on hitting the £1k, Transfer Tuesday is really working for you!

FootyFanDan

https://forums.moneysavingexpert.com/discussion/comment/82062641#Comment_82062641

Yeah it really is, I think there’s always been the opportunity in our budget to do this. However previously this money would just sit in account with no job n then slowly get drip fed out of the account and spent. The fact I’m reviewing it every week is a good chance to evaluate, some weeks it’s a bit and others it’s a decent amount. I’m stunned at how quick that £1k is there tbh 😂

FootyFanDan

https://forums.moneysavingexpert.com/discussion/comment/82061878#Comment_82061878

Oo this is a good idea I might look at that. I’m just happy I can see progress. I think if I set myself a savings target for the next thing and work towards that hopefully I can keep going.

FootyFanDan

Well Monday…Mondayed, but on the plus side it is done and dusted!. The weekend was a pretty quiet weekend with not very much done but also not much spends. The food spends came in under budget for the first time in what seems forever. We are both trying to be a bit more healthy, so we will see how that goes. Also filled up the car today, so this should last a while.

BlueJ94

Now its the best day of the week.. transfer Tuesdays 😂

FootyFanDan

https://forums.moneysavingexpert.com/discussion/comment/82068553#Comment_82068553

Happy Transfer Tuesday 😂.

This one will probably be a smaller one but looking forward to later when I can do the transfer

BlueJ94

https://forums.moneysavingexpert.com/discussion/comment/82068770#Comment_82068770

I love reading your Transfer Tuesdays! Maybe ill start that, ill do some maths later and work out what's what

FootyFanDan

Hope everyone has had a good day, it has felt a little cooler today. I also managed to get an early night yesterday, but this resulted in waking at 3am and then dropping back in and out of sleep so not sure how good it did. Work's really ramping back up again, so trying to keep it under control. Today was early finish to see daughter in her Matilda play. The end of term stuff is mental there is just so much they are doing but keen to be as involved as possible with this being her last term at primary school.

Transfer Tuesday

Only a small payment today but something is better than nowt

Next savings target is to have some funds for the car service and MOT, Xmas and a few house things. Whilst also keeping up with ISA savings.

Car Savings - £25.00 - Balance £25.00

Investment - £25.00 - This now sits at £269.00 so slowly funding this :)

I am hoping to fund the LISA for myself and Partner the full amount to take advantage of the bonuses and then after that keep topping up the investment