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NatWest/RBS/Ulster £200 Switching Offer 15/2/2024-2/4/2024

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  • Aidanmc
    Aidanmc Posts: 1,310 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    rider22 said:
    After getting texts stating my account was open and debt card will arrive within 5 working days, I get a letter in the post I need to sign and return before account can be opened.
    is that for ulster bank?
    Sorry  should have stated, yes it's Ulster

    I also got that letter from Ulster, buy my account is already open and showing on online banking.
    It does say on the letter though ' if you have already successfully provided your documrnts to us online, you dont need to sign an return thi application form'
  • Aidanmc
    Aidanmc Posts: 1,310 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    GTR_King said:
    Can I pay the £1250 in now? Or wait till day after my switch 28th Feb?

    I'm going to wait until after the switch completes as that what the terms suggests
  • GTR_King
    GTR_King Posts: 1,985 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Thank you will wait till 28th then sort the money out
  • 22225
    22225 Posts: 214 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Hello please can someone advise. I'm going to go for the one where you dont need to have direct debits or a minimum amount every month etc.
    My question is, do I have to have the app to qualify? Because my phone wont let me download any more apps. It's an old phone and doesnt have much storage.
    I was going to switch away from first direct. Do u think that is a good idea?? Or should I try and set up a burner bank account. It's not my main account anyway, I only have first direct because of the previous cash incentive. Thank you. 
  • 22225
    22225 Posts: 214 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Sorry I've read the ts and cs and it does say I have to open the app to get the incentive.
    Do u think it would be a mistake to get rid of first direct?
  • Hi @22225 one of the conditions for qualifying for the incentive is to log into the app within 60 days of the switch. So yes, you will need to have the app to qualify.

    If you go for this then it's up to you which account to switch. For me, I am conscious that if I switch an account that I've only recently opened, that bank might not be so keen to have me back in future.
  • masonic
    masonic Posts: 27,210 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 24 February 2024 at 10:14AM
    22225 said:
    My question is, do I have to have the app to qualify? Because my phone wont let me download any more apps. It's an old phone and doesnt have much storage.
    Go through and clear some space. Many apps have large caches that can be cleared with no side effects. Get rid of any unused apps. Delete downloaded content and photos you no longer want to keep, archive anything else to cloud storage. You only need the app temporarily to fulfil the log in criteria. It can then be removed.
  • harz99
    harz99 Posts: 3,731 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Home Insurance Hacker!
    masonic said:
    22225 said:
    My question is, do I have to have the app to qualify? Because my phone wont let me download any more apps. It's an old phone and doesnt have much storage.
    Go through and clear some space. Many apps have large caches that can be cleared with no side effects. Get rid of any unused apps. Delete downloaded content and photos you no longer want to keep, archive anything else to cloud storage. You only need the app temporarily to fulfil the log in criteria. It can then be removed.
    Agreed, and you don't need the app until after the switch has completed, so no need to worry just yet...

  • 22225
    22225 Posts: 214 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Thanks all. Much appreciated.
  • Received my Ulster debit card today, I like it better then the other two.
    Let's Be Careful Out There
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