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NatWest/RBS/Ulster £200 Switching Offer 15/2/2024-2/4/2024
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Bazzalona13295 said:brainiack said:Is there a free account to open and switch? The terms and conditions say only fee charged accounts are eligible.
Edit - mine will be a 'Select' account which as far as I can see is eligible.
How do you register for online banking, I've had a few texts since applying for the account. One of which is the 'customer number' but don't seem to be able to continue far into the app to sign up. Is the debit card needed for this in due course or an activation code?
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Does opening a second chase current account and switching that away lead to any issues with existing chase current account and the chase savings account? I thought I recalled a while back some ppl saying if switch away from Chase can’t then open another current account?0
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CRISPIANNE3 said:I applied and everything seemed to be going well and the account was reserved for. me. They then said they would need to carry out final checks and then declined my application. Not sure why as was accepted for the Co op bank and Barclays and nothing on my credit report to spook them. Also I have a Natwest credit card and is no issues there. Also I do not remember being asked for my occupation or income and details of my previous address as only moved here about 1 year ago.
Never had a problem with Barclays or the Co op so not sure what this is all about. Never mind I have my £150 from the co op to look forward to.0 -
HHUK said:Brewer21 said:Did Ulster Bank ask for proof id/verification like uploading proof or facial recognition etc? Usually I get accepted straight off when applying for accounts but some ask for extra security steps, can't be arsed if they do or is it just in certain circumstances. I don't have a passport or photo driving licence.
No further ID was required when opening the current account yesterday.
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*EDIT - Email received at 10:15 today confirming switch has been started. Text now received confirming switch date 23/02/2024, but still no mention of the incentive.
Most bank incentives never get another mention whilst in the processing stage from experience. It's only when you've qualified for it then it either appears on the account and sometimes you get a text/email. If you didn't qualify for it they usually say nothing, it's then up to you to query it or just say ah well I tried and move on.0 -
tg99 said:Does opening a second chase current account and switching that away lead to any issues with existing chase current account and the chase savings account? I thought I recalled a while back some ppl saying if switch away from Chase can’t then open another current account?1
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tg99 said:Does opening a second chase current account and switching that away lead to any issues with existing chase current account and the chase savings account? I thought I recalled a while back some ppl saying if switch away from Chase can’t then open another current account?The only issue with Chase switching is if you close your last account and then try to open a new one. You need to open a new acount first and then switch. As long as you always have at least one account open after any switches complete you will be fine.1
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HHUK said:Brewer21 said:Did Ulster Bank ask for proof id/verification like uploading proof or facial recognition etc? Usually I get accepted straight off when applying for accounts but some ask for extra security steps, can't be arsed if they do or is it just in certain circumstances. I don't have a passport or photo driving licence.
No further ID was required when opening the current account yesterday.I applied for Natwest, then had second thoughts because I was switching from a Chase account I would like to use for Lloyds (DDs). I got an account number reserved, but haven't yet competed the HooYu ID check. I contacted them in a chat, to ask about changing / cancelling, but they couldnt find it yet, said to come babk in 2 days. They did say if I cancelled (when i get to that point), I could then reapply and still get the incentive.My Question is - can they have started the switch if i haven't done the ID check yet?Many thanks
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superdayold said:HHUK said:Brewer21 said:Did Ulster Bank ask for proof id/verification like uploading proof or facial recognition etc? Usually I get accepted straight off when applying for accounts but some ask for extra security steps, can't be arsed if they do or is it just in certain circumstances. I don't have a passport or photo driving licence.
No further ID was required when opening the current account yesterday.I applied for Natwest, then had second thoughts because I was switching from a Chase account I would like to use for Lloyds (DDs). I got an account number reserved, but haven't yet competed the HooYu ID check. I contacted them in a chat, to ask about changing / cancelling, but they couldnt find it yet, said to come babk in 2 days. They did say if I cancelled (when i get to that point), I could then reapply and still get the incentive.My Question is - can they have started the switch if i haven't done the ID check yet?Many thanksThey could (it has been known for banks to open accounts before checks are done) but they probably won't in the case of Natwest Group (who don't typically do that as far as I'm aware).If they've asked for checks they'll wait on those checks IME. Get the Lloyds switch underway then complete the ID checks, then cancel the switch to Natwest and create a new one. Worst case, Natwest try to switch an account already being switched away and Chase will reject with a reason of 'already being switched away' or similar.1 -
All done in about 3 minutes via the Natwest app, opened a secondary account and it pre populated all my details then I just had to provide details of the account I was switching from and job done
A couple of other questions I've now thought of...
1)Does it matter if I transfer the £1,250 from my other Natwest account into the new account? (Can't see anything obvious in the terms advising it has to come from a different bank)
2)I have one of the linked £150 month digital regular savers to my existing account, would I now be allowed a second digital regular saver for the new account or is that just one per customer?0 -
Never been with Ulster before but I have with NatWest. Currently have an RBS account though.
I can't remember when I had the NatWest incentive, it's got to be around around 4 years ago, maybe less. I've certainly not had one with RBS more recently, I switched to them but no incentive, I didn't qualify.
So my thinking and hoping I can get one via Ulster Bank, no harm in trying. Thing is the application has been done on-line and completed with no notification of them needing id verification, it just says we'll contact you within the next 2 days whilst we do our checks, that's it no account number etc just a reference number.
Is that how it goes with Ulster for most?0
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