Co Op Switch offer (seen 15th January 2024)

Bazzalona13295

Nasqueron said:

Stargunner said:

Just some advice if anyone is switching from Chase. i received an email from Chase today advising that my switch to the Co-op could not be completed due to me having a savings account open with Chase. They advised me to close the savings account and then resubmit the switch, which I have now done. 

I suspect it'll be the same with Barclays and the rainy day saver, though technically I no longer qualify as I down graded from Barclays Blue, albeit they left the saver running still. I will move my balance out and close the account after a DD goes on the 8th, 4 days before the switch to cover for this

I'd best do the same, switch process begins today.

Nasqueron

Bazzalona13295 said:

Nasqueron said:

Stargunner said:

Just some advice if anyone is switching from Chase. i received an email from Chase today advising that my switch to the Co-op could not be completed due to me having a savings account open with Chase. They advised me to close the savings account and then resubmit the switch, which I have now done. 

I suspect it'll be the same with Barclays and the rainy day saver, though technically I no longer qualify as I down graded from Barclays Blue, albeit they left the saver running still. I will move my balance out and close the account after a DD goes on the 8th, 4 days before the switch to cover for this

I'd best do the same, switch process begins today.

Just FYI you have to close the account via the messaging in the app, it's pretty straightforward but requires human intervention as the bot can't do it. I had to provide a reason why (should be "none of your business" but I'm not that rude!) and then they processed it after confirming some contact details - though why they need those I don't know as I am already inside the app behind a biometric login

MABLE

The switch has now started today. Direct debits in place and once switch completed will then meet the rest of the criteria.

Bazzalona13295

Nasqueron said:

Bazzalona13295 said:

Nasqueron said:

Stargunner said:

Just some advice if anyone is switching from Chase. i received an email from Chase today advising that my switch to the Co-op could not be completed due to me having a savings account open with Chase. They advised me to close the savings account and then resubmit the switch, which I have now done. 

I suspect it'll be the same with Barclays and the rainy day saver, though technically I no longer qualify as I down graded from Barclays Blue, albeit they left the saver running still. I will move my balance out and close the account after a DD goes on the 8th, 4 days before the switch to cover for this

I'd best do the same, switch process begins today.

Just FYI you have to close the account via the messaging in the app, it's pretty straightforward but requires human intervention as the bot can't do it. I had to provide a reason why (should be "none of your business" but I'm not that rude!) and then they processed it after confirming some contact details - though why they need those I don't know as I am already inside the app behind a biometric login

Thankyou, I ended up popping in a branch, had to pass by so thought why not. Hopefully those extra accounts are now closed, seems to take a while for them to disappear from the app.

Wesker

Can I ask the people that have already paid in the £1000, did you leave it in for a while or withdraw it again straight away.
Also would it ok to pay in and withdraw a smaller amount several times to make up to £1000
Thanks

Bridlington1

Wesker said:

Can I ask the people that have already paid in the £1000, did you leave it in for a while or withdraw it again straight away.
Also would it ok to pay in and withdraw a smaller amount several times to make up to £1000
Thanks

You can withdraw the £1k as soon as it lands in your account and it doesn't need to be paid in in one go, you can do say 2 lots of £500 or even 1000 lots of £1 or whatever if you so wished.

friolento

Wesker said:

Can I ask the people that have already paid in the £1000, did you leave it in for a while or withdraw it again straight away.
Also would it ok to pay in and withdraw a smaller amount several times to make up to £1000
Thanks

I used my £1,000 for my 5 debit card payments. All done on the same day.

No problem if you don’t deposit the £1,000 in one go - just so long as your deposits add up to £1k at least, you have met the deposit condition 

FishInGlass

I'm also transferring from Barclays to the Co-op. Does anyone know if you have to manually close down a rainy day saver account with a nil balance? Mine has been empty since the 1st December 2023.

Nasqueron

FishInGlass said:

I'm also transferring from Barclays to the Co-op. Does anyone know if you have to manually close down a rainy day saver account with a nil balance? Mine has been empty since the 1st December 2023.

It cannot remain open without the Barclays Blue account - there is a post about 1 page before you posted where someone had a Chase switch blocked because it had a linked saver. It would be safer to close it just in case

Bazzalona13295

FishInGlass said:

I'm also transferring from Barclays to the Co-op. Does anyone know if you have to manually close down a rainy day saver account with a nil balance? Mine has been empty since the 1st December 2023.

I've closed mine today. Still showing on the app but its gone from the online page.

Edit - though as its Barclays you may need to check, double check then check again just in case its mysteriously stayed open. Not convinced mine has been done correctly despite dealing with them through the app and in branch.