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Co Op Switch offer (seen 15th January 2024)

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Comments

  • cymruchris
    cymruchris Posts: 5,562 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    edited 30 January 2024 at 9:06PM
    I've popped along here as I applied in the early hours of the 19th (technically the evening of the 18th). Got the 'Thank you for your application' at the time of pressing submit, and then later on the afternoon of the 19th I got the 'Thank you for applying - we're still processing your application and we'll do our best to let you know our decision in the next few days' - and haven't heard anything since. It's now been 11 days since application - is there anyone else still waiting from an application on the 19th? I was thinking it was due to the influx of applications which resulted in the offer being pulled so quickly - so before I try and get hold of them for an update - is this a common position at the moment to have waited this long with no definitive response?
  • I've popped along here as I applied in the early hours of the 19th (technically the evening of the 18th). Got the 'Thank you for your application' at the time of pressing submit, and then later on the afternoon of the 19th I got the 'Thank you for applying - we're still processing your application and we'll do our best to let you know our decision in the next few days' - and haven't heard anything since. It's now been 11 days since application - is there anyone else still waiting from an application on the 19th? I was thinking it was due to the influx of applications which resulted in the offer being pulled so quickly - so before I try and get hold of them for an update - is this a common position at the moment to have waited this long with no definitive response?
    Had something similar when my wife applied, received email and letter dated 17th 

    "We're delighted to tell you that subject to a few formalities, we've approved your application.

    Once we have everything we need, you'll receive the paperwork and information for your new account within a few days."


    Nothing received since then.


  • gt94sss2
    gt94sss2 Posts: 6,129 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 31 January 2024 at 12:02AM
    I've popped along here as I applied in the early hours of the 19th (technically the evening of the 18th). Got the 'Thank you for your application' at the time of pressing submit, and then later on the afternoon of the 19th I got the 'Thank you for applying - we're still processing your application and we'll do our best to let you know our decision in the next few days' - and haven't heard anything since. It's now been 11 days since application - is there anyone else still waiting from an application on the 19th? I was thinking it was due to the influx of applications which resulted in the offer being pulled so quickly - so before I try and get hold of them for an update - is this a common position at the moment to have waited this long with no definitive response?
    I also applied on the 18th, got the two emails you describe on the 19th.. and nothing but radio silence since.

    The application reference on both emails was also different for some reason..
  • RetSol
    RetSol Posts: 553 Forumite
    Fifth Anniversary 500 Posts Photogenic Name Dropper
    I've popped along here as I applied in the early hours of the 19th (technically the evening of the 18th). Got the 'Thank you for your application' at the time of pressing submit, and then later on the afternoon of the 19th I got the 'Thank you for applying - we're still processing your application and we'll do our best to let you know our decision in the next few days' - and haven't heard anything since. It's now been 11 days since application - is there anyone else still waiting from an application on the 19th? I was thinking it was due to the influx of applications which resulted in the offer being pulled so quickly - so before I try and get hold of them for an update - is this a common position at the moment to have waited this long with no definitive response?
    I applied at the +/- 11th hour on the 19th. I applied for a switch also at that time. 

    So far, I have received an email and a letter acknowledging my application but nothing more.

    Not panicking yet!

    Que sera, sera. 
  • DPR87
    DPR87 Posts: 68 Forumite
    Fourth Anniversary 10 Posts Name Dropper
    I applied on 17th to switch from Barclays 
    Got the email saying approved etc the next day
    Then nothing.
    Switch date 12th Feb

    Then last Friday I got a letter in the post from the fraud team asking me to contact them. Rang and confirmed it was me opening the account. They advised I'll start receiving the card and PIN etc now.

    Got the email yday with account details and bank card today.

    Hope this settles some of the worried folk who haven't heard anything.
  • Nasqueron
    Nasqueron Posts: 10,796 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    I applied 17th, same switch date as DPR87 - 12th
    18th - email saying subject to formalities it was approved
    22nd - email with sort code and account number
    24th - welcome confirmation email with PIN and card sent
    got the saver opened (confirmed 28th)
    Received card on I think Friday / Saturday? and PIN on Mon iirc

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

  • fabsaver
    fabsaver Posts: 1,306 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I can't remember my visa secure password and have added the debit card to Googlepay and used that to make some small deposits to Chip.
    Did that qualify as debit card transactions? I tried the same approach because I couldn't remember my visa secure password either.

    The Chip transactions cleared yesterday and I'd already met all the other switching terms, so in theory the bonus should be paid today. However no sign of it yet.


  • For the ones who have already been paid.....

    As the site states the debit card transactions/£1k are to be done FOLLOWING the switch, I was looking at maybe early to mid March if/when I got my £100.

    So did you do the various 'qualifiers' before the switch was finalised as the payment seems very quick.
  • anna42hmr
    anna42hmr Posts: 2,890 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    For the ones who have already been paid.....

    As the site states the debit card transactions/£1k are to be done FOLLOWING the switch, I was looking at maybe early to mid March if/when I got my £100.

    So did you do the various 'qualifiers' before the switch was finalised as the payment seems very quick.
    that is a good point it does seem quick, so wondering if also including what was done in the run up to the switch as well.   My switch is due to 12th but have used the debit card 3 times to date (first to check was working ok when received and then other two when i was out and about and making a few card payments any way) so would be interesting to know if need to do 2 more card payments or a further 5?)
    MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..
  • Nasqueron
    Nasqueron Posts: 10,796 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    anna42hmr said:
    For the ones who have already been paid.....

    As the site states the debit card transactions/£1k are to be done FOLLOWING the switch, I was looking at maybe early to mid March if/when I got my £100.

    So did you do the various 'qualifiers' before the switch was finalised as the payment seems very quick.
    that is a good point it does seem quick, so wondering if also including what was done in the run up to the switch as well.   My switch is due to 12th but have used the debit card 3 times to date (first to check was working ok when received and then other two when i was out and about and making a few card payments any way) so would be interesting to know if need to do 2 more card payments or a further 5?)
    By the letter of the offer, it must be 5 AFTER the switch completes, same as paying in £1000 and having 2 DD/SO but then again it also says you need to open the online stuff after in theory. If they don't pay on that technicality, I will be complaining and going to the FOS as their email literature says about registering online and how else could I be sure there is no fraud going on, however unlikely

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

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