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+++ Whoops! Here comes the cheese! +++
Comments
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Sending "ring phone, RING!" vibes your way. Horrible when you are waiting for stuff to enable moving on with things.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her4 -
I could spend today looking at the phone willing it to ring but I am very bored of that now.
today the local council are bringing me extra bins and recycling stuff, then I have a week to fill them. Far cheaper than a skip and a lot easier than constant tip runs.
Need to go out and buy some bin bags and some actual food might be a good idea.Last night I made an excellent variation on theCarrot and cashew biriani that I used to make (good food recipe). I made it with half chickpeas/half rice/onion/grated carrots/peas and 15 cashew nuts and a squeeze of lemon juice at the end. It was very nice, a lot of chewing but tasty. The chickpeas was a suggestion in the comments but it worked really well.My mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo15 -
Hurrah, I finally have an appointment to register the death at the weekend. Once I have those multiple copies then I will be able to move the financial stuff forward. The funeral can now be confirmed too.
Such a relief to get to this stage.
My mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo19 -
Oh Redo - I am glad to hear that. Do you have someone to go with you to the appointment?🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her4 -
That’s good news.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
Phew - that must be such a relief for you! - It will feel good to be able to progress all the things that have been on hold!4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)Original End Date - Sept 2041 New projection - Dec 2039 (reduced by 21 months)3
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Glad you've received the positive news redo and start to move things forward. 👍Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”4 -
I always think this period between the death and the funeral / committal etc. is the hardest. Glad to hear that the process is finally moving.KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 1 books of target 52 in 2026 as @ 1st January
Produce tracker: £8 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
Pleased to hear you’ve got a date and can then move forward with formalising arrangements. Progress.4
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Thanks everyone - yes I have several volunteers to go with me.
Yesterdays excitement was a dash to the vets with the kitten, who had managed to get a splinter high up in her gumline which was infected. She had to stay for a few hours and have an anaesthetic so that they could clear it out for her. Lump by her nose (hard to tell on a black cat) but when she was giving me head bumps I could smell that something wasn't right so I got her straight in. More money gone but I am glad I took her and agreed to the anaesthetic because it was clearly going to get steadily worse for her, poor baby.My mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo11
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