+++ Whoops! Here comes the cheese! +++

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  • redofromstart
    redofromstart Posts: 4,133 Forumite
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    edited 14 January at 7:16PM
    @CCW007 I was reading back through your diary and got to '4 bed with third acre and 7 years into 5 year plan' and laughed as we are 17 years into our 5 year plan
  • redofromstart
    redofromstart Posts: 4,133 Forumite
    First Anniversary Photogenic Name Dropper First Post
    @RosaBernicia that is one of my favourite quotes and so very true
    @KajiKita yes me too, and so demotivating. Actually with no mortgage and no desire for overseas holidays or (many) expensive jumpers, we need a lot less than those calculators suggest. 
  • northAthenian
    northAthenian Posts: 59 Forumite
    First Anniversary First Post Name Dropper Combo Breaker
    subscribed to this shiny new cheese laden diary  :)
    ( fellow Pratchett fan, it was show I first stumble don you diary years back )

    #10 in the 365 x 1p challenge 2024 - assigning amounts randomly on a daily basis


    i apologise now, i can't type.
    Or, my keyboard skills cant keep up with my brain.


  • greenbee
    greenbee Posts: 16,094 Forumite
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    @RosaBernicia that is one of my favourite quotes and so very true
    @KajiKita yes me too, and so demotivating. Actually with no mortgage and no desire for overseas holidays or (many) expensive jumpers, we need a lot less than those calculators suggest. 
    I think the jumper budget should have independent validation. 
  • redofromstart
    redofromstart Posts: 4,133 Forumite
    First Anniversary Photogenic Name Dropper First Post
    Hello @northAthenian I was saving 'currying favour' for my next diary which was a Granny Weatherwax/nanny Ogg quote but it was sadly lacking in the cheese department
  • Seasidegal58
    Seasidegal58 Posts: 5,677 Forumite
    First Anniversary Name Dropper First Post Photogenic
    edited 14 January at 8:32PM
    Healing vibes to the toe and I hope the culprit is staying out of the way!

    I like that you have your own Enough.  I have tried to use the 'Financial Independence Retire Early' type sites for MSE motivation but failed as I find most of them very annoying - they seem to base everything on having enormous savings to live off the interest, and major self awareness failings about how much simpler this is if you start your career in the US tech boom being paid insane money at 23  (as well as irony failure on claiming to be living a simple and virtuous life while funded by thoroughly unethical investments).  I was delighted to find that the financial advisor I met for help with a pension transfer suggested figuring out what I wanted and working from there - since my answer is along the lines of that quote on 'if you have a garden and a library you have everything you need' apparently my figures look very different to a lot of his clients!  :)
    Wise words @RosaBernicia
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • redofromstart
    redofromstart Posts: 4,133 Forumite
    First Anniversary Photogenic Name Dropper First Post
    edited 14 January at 8:43PM
    greenbee said:
    I think the jumper budget should have independent validation. 
    I think my fluffy trousers friend would count on the 'one, two, many, lots' basis tbh.
  • Seasidegal58
    Seasidegal58 Posts: 5,677 Forumite
    First Anniversary Name Dropper First Post Photogenic
    greenbee said:
    @RosaBernicia that is one of my favourite quotes and so very true
    @KajiKita yes me too, and so demotivating. Actually with no mortgage and no desire for overseas holidays or (many) expensive jumpers, we need a lot less than those calculators suggest. 
    I think the jumper budget should have independent validation. 
    Yep!  And the cashmere fingerless gloves!😁
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • redofromstart
    redofromstart Posts: 4,133 Forumite
    First Anniversary Photogenic Name Dropper First Post
    @Seasidegal58 that would be 'many, lots'!

    TD now have an eBay outlet where they sell non cashmere at c £7.50 a pair, less pretty but longer lasting. 
  • RosaBernicia
    RosaBernicia Posts: 4,874 Forumite
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    TD now have an eBay outlet where they sell non cashmere at c £7.50 a pair, less pretty but longer lasting. 
    [trying really, really hard to pretend she didn't see this... ]

    Debt free May 2016... DFW#2 in progress
    Campervan paid off summer '21... MFW progress tbc
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