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+++ Whoops! Here comes the cheese! +++
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Mr Fluffy Trousers was born not breathing, and was resuscitated by (cat intolerant) mr redo. He hasn't got two brain cells to rub together and not a scrap of bad in his system (the cat, not mr redo).My mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo3 -
Awwwwww.....😻Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”1 -
I thought all ginger cats shared one brain cell between the global population anyway?3
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Happy shiny new diaryI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
redofromstart said:He hasn't got two brain cells to rub together and not a scrap of bad in his system (the cat, not mr redo).2
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Healing vibes to the toe and I hope the culprit is staying out of the way!I like that you have your own Enough. I have tried to use the 'Financial Independence Retire Early' type sites for MSE motivation but failed as I find most of them very annoying - they seem to base everything on having enormous savings to live off the interest, and major self awareness failings about how much simpler this is if you start your career in the US tech boom being paid insane money at 23 (as well as irony failure on claiming to be living a simple and virtuous life while funded by thoroughly unethical investments). I was delighted to find that the financial advisor I met for help with a pension transfer suggested figuring out what I wanted and working from there - since my answer is along the lines of that quote on 'if you have a garden and a library you have everything you need' apparently my figures look very different to a lot of his clients!Debt free May 2016... DFW#2 in progress
Campervan paid off summer '21... MFW progress tbc7 -
Hi Redo! Popping by to say hello 👋 and I've subscribed for the journey if that's okay 😁 DFW321 ❤️Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34
Total- £1583.67
Goal pay off 1% of current mortgage in 1 year. £1650
EF- £342.41/500
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RosaBernicia said:I have tried to use the 'Financial Independence Retire Early' type sites for MSE motivation but failed as I find most of them very annoying - they seem to base everything on having enormous savings to live off the interest, and major self awareness failings about how much simpler this is if you start your career in the US tech boom being paid insane money at 23 (as well as irony failure on claiming to be living a simple and virtuous life while funded by thoroughly unethical investments). I was delighted to find that the financial advisor I met for help with a pension transfer suggested figuring out what I wanted and working from there - since my answer is along the lines of that quote on 'if you have a garden and a library you have everything you need' apparently my figures look very different to a lot of his clients!
KKAs at 15.09.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £230,969
- OPs to mortgage = £12,270 Interest saved £5,816 to date
Fixed rate 3.85% ends October 2030
Read 54 books of target 52 in 2025, as @ 28th September
Produce tracker: £389 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
@greenbee my Tim Nice But Dim friend was absolutely at the back of the queue when they handed out the braincell. He is very lovely but very dim.
My mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo2 -
My mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo0
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