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+++ Whoops! Here comes the cheese! +++
Comments
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Just think how nice it will be to have the ensuite finished - you've sorted your bedroom out, so with that done you'll be able to have a sanctuary that you can keep clear regardless of any other work going on in the house. And you can polish the bathroom when it's finished
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Great news. Well done on getting stuff done 🙂I get knocked down but I get up again (Chumbawamba, Tubthumping)5
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It’s been a tough process, on many levels, but it sounds like it will bring you a huge quality of life uplift 😊
KKAs at 15.02.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £220,873
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 20 books of target 52 in 2026 as @ 7th March.
Produce tracker: £51 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
Well done on getting it done."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3
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Wow - that's quite a feat! I'm sure the dragon won't begrudge you a trinket or two 🐦🔥4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)Original End Date - Sept 2041 New projection - Dec 2039 (reduced by 21 months)4
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Well done to you.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 20 months left.4 -
Well done., It is/was a big stepMade it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!4 -
Proud of you. Dragon can also use it if needed so all finehttps://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael4 -
PennysIntoPounds said:Proud of you. Dragon can also use it if needed so all fine
Like this you mean?9 -
What a wonderful picture @greenbee
That's definitely a dragon that's happy it allowed some coins to be removed from the shiny hoardhttps://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael5
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