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  • My mature Magnolia Heaven Scent tree is starting to have patches of bright pink on a few of the buds in response to this burst of sunshine,

    I had a beautiful one of these two houses ago I wish I'd dug it up and brought it with me in a pot. I might have a look to see how much one costs now and put it on an ever growing list of wants for the garden 🌸

    Emergency Fund -£1000

    Grocery Spends -Oct £408/500. Nov £137.07/500

    Debts- CC 316, CC 3058.17, Kitchen loan 3857  

  • doingitanyway
    doingitanyway Posts: 10,925
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Forumite
    Love that you are embracing new things
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 1400/1000
    Buffer fund 100/100
    Debt Free (again) 25/07/2025
  • jwil
    jwil Posts: 24,051
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite
    Glad crochet and swimming went well.  Your garden and all the plants sound lovely!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • dawnybabes
    dawnybabes Posts: 3,682
    Part of the Furniture 1,000 Posts Name Dropper
    Forumite
    My mature Magnolia Heaven Scent tree is starting to have patches of bright pink on a few of the buds in response to this burst of sunshine,

    I had a beautiful one of these two houses ago I wish I'd dug it up and brought it with me in a pot. I might have a look to see how much one costs now and put it on an ever growing list of wants for the garden 🌸
    My mums magnolia was her gift last Mother’s Day ! Flowers that keep on giving 🤣🤣🤣
    Sealed pot challenge 822

    Jan - £176.66 :j
  • KajiKita
    KajiKita Posts: 10,968
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    Forumite
    < adds another plant to list of things my garden needs and wonders where on earth to put one … 🤔> 

    KK
    As at 16.10.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
    - OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
    c. 17 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 79 books of target 52 in 2026 as @ 1st November. 
    Produce tracker: £348 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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