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  • debtfreewannabe321
    debtfreewannabe321 Posts: 9,444 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    My mature Magnolia Heaven Scent tree is starting to have patches of bright pink on a few of the buds in response to this burst of sunshine,

    I had a beautiful one of these two houses ago I wish I'd dug it up and brought it with me in a pot. I might have a look to see how much one costs now and put it on an ever growing list of wants for the garden 🌸
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • doingitanyway
    doingitanyway Posts: 10,008 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Love that you are embracing new things
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • jwil
    jwil Posts: 22,015 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad crochet and swimming went well.  Your garden and all the plants sound lovely!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • dawnybabes
    dawnybabes Posts: 3,371 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    My mature Magnolia Heaven Scent tree is starting to have patches of bright pink on a few of the buds in response to this burst of sunshine,

    I had a beautiful one of these two houses ago I wish I'd dug it up and brought it with me in a pot. I might have a look to see how much one costs now and put it on an ever growing list of wants for the garden 🌸
    My mums magnolia was her gift last Mother’s Day ! Flowers that keep on giving 🤣🤣🤣
    Sealed pot challenge 822

    Jan - £176.66 :j
  • KajiKita
    KajiKita Posts: 7,788 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    < adds another plant to list of things my garden needs and wonders where on earth to put one … 🤔> 

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,048  Interest saved £5,675 to date
    Fixed rate 3.85% ends October 2030

    Read 42 books of target 52 in 2025, as @ 9th August
    Produce tracker: £276 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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