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+++ Whoops! Here comes the cheese! +++
Comments
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Happy birthday to you!
Debt Free: 6th November 2025!! 🥳
Mortgage (MFD 06/2045) (Jan 25) £238,983.71. Current: £225,000. Remortgage due July 2031. 19 years remaining.
Emergency funds and sinking funds (£5,100)
Credit Union Savings (£300)
Pension - paying in 19% (emp contribution included)
DFW Diary: Spendy Wendy to Saver Savvy — MoneySavingExpert Forum5 -
Hope you had plenty of treats on your birthday Redo xx5
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Hope you had a lovely day.
love 🐞Declutter 3400/ 2026
books read 19 in 2026
£53 🥳 funpot
🐞change pot £0.11st 3lbs 13/10/26 -10st 13lbs 10/11/26🤨
Last month’s steps average was 5061 😫.5 -
Belated Happy Birthday from me, I hope you had a good day."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4
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Thank you all.My mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo5 -
Happy belated birthday redo. I caught up on your diary a few days too late! I hope you are doing okay?
Emergency Fund -£1000
Grocery Spends -Oct £408/500. Nov £211.32/500
Debts- CC 316, CC 3058.17, Kitchen loan 38575 -
Happy belated birthday redo and I hope you found some moments of joy on that 'first'
Hopefully pet and kids cuddles happenedDON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest6 -
Late to the party @redofromstart but happy birthday. Love Humdinger xx5
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Thank you. It's been a difficult few days frankly, but I appreciate everyone's support.
todays sun shine tempted me out into the garden. 2 of the 6 raised beds have been installed in the veg plot. Hard work but most enjoyable.
My mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo9 -
Really late to the birthday party, i can imagine it was a difficult day but it a first ticked off. They do become easier in time.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!6
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