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+++ Whoops! Here comes the cheese! +++
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Happy birthday to you!
Mortgage (MFD 04/2053) (Jan 25) £238,983.71. Overpayment set to £200 per month. Current: £236,171.58
2025 goals:
20 / 25 books
10 / 25lbs lost
£1000 / £1000 EF
DFW Diary: Spendy Wendy to Saver Savvy — MoneySavingExpert Forum5 -
Hope you had plenty of treats on your birthday Redo xx5
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Hope you had a lovely day.
love 🐞
Grow your own: £14.665 -
Belated Happy Birthday from me, I hope you had a good day."If you can dream it, you can do it". Walt Disney4
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Thank you all.My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo5 -
Happy belated birthday redo. I caught up on your diary a few days too late! I hope you are doing okay?
MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
Total- £1162.23
Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)
EF- first goal £300
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Happy belated birthday redo and I hope you found some moments of joy on that 'first'
Hopefully pet and kids cuddles happenedDON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest6 -
Late to the party @redofromstart but happy birthday. Love Humdinger xx5
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Thank you. It's been a difficult few days frankly, but I appreciate everyone's support.
todays sun shine tempted me out into the garden. 2 of the 6 raised beds have been installed in the veg plot. Hard work but most enjoyable.
My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo9 -
Really late to the birthday party, i can imagine it was a difficult day but it a first ticked off. They do become easier in time.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!6
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