We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
+++ Whoops! Here comes the cheese! +++
Comments
-
Happy birthday to you!
Debt Free: 6th November 2025!! 🥳
Mortgage (MFD 04/2053) (Jan 25) £238,983.71. Overpayment set to £200 per month. Current: £232,212.93
2026 goals:
26 books (4)
26lbs lost (2)
£26k sinking funds & savings (£5.8k)
£2600 mortgage o/p (£600)
20,600 exercise and meditation minutes (3k)
2.6l water a day
2026 Top Cashback accrued: £6.46
Nectar: £118.08
Boots: £1.99
DFW Diary: Spendy Wendy to Saver Savvy — MoneySavingExpert Forum5 -
Hope you had plenty of treats on your birthday Redo xx5
-
Hope you had a lovely day.
love 🐞Declutter 415/2026
£62.30 saved by growing and eating my own 2026
books read 5 in 2026
£195 🥳 funpot
change pot £13.855 -
Belated Happy Birthday from me, I hope you had a good day."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4
-
Thank you all.My mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo5 -
Happy belated birthday redo. I caught up on your diary a few days too late! I hope you are doing okay?
Emergency Fund goal - £1000/2000
Mortgage OP goal 2026 - £800/£4500
Read 24 books this year 6/24
No Spend March- 11/315 -
Happy belated birthday redo and I hope you found some moments of joy on that 'first'
Hopefully pet and kids cuddles happenedDON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest6 -
Late to the party @redofromstart but happy birthday. Love Humdinger xx5
-
Thank you. It's been a difficult few days frankly, but I appreciate everyone's support.
todays sun shine tempted me out into the garden. 2 of the 6 raised beds have been installed in the veg plot. Hard work but most enjoyable.
My mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo9 -
Really late to the birthday party, i can imagine it was a difficult day but it a first ticked off. They do become easier in time.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!6
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.9K Banking & Borrowing
- 254.3K Reduce Debt & Boost Income
- 455.2K Spending & Discounts
- 246.9K Work, Benefits & Business
- 603.5K Mortgages, Homes & Bills
- 178.3K Life & Family
- 261K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards