We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Buying a little piece of Middle England; Manifesting my way to mortgage free.

1358359361363364411

Comments

  • In-laws arrived and walked straight to town yesterday! DP and I drove in and met them, we had a quick greet, catch up & chat and just happened to be stood outside DD workplace so we went in for a drink. We weren't allowed on her floor because it was closing but the manager let her come down to say hi 🙂. Fifteen minutes later she was at the table again in near tears. I took her outside and she started crying, some woman she works with had been really nasty to her shouting at her. DD doesn't do well with shouting 🙈. It turned out what really upset her though was the woman had gone to the manager calling DD all sorts of names from lazy uncooperative bad team player blah blah and DD had heard it all. DD said she'd said no to doing a job at that moment because she was already doing something else and she'd do it in a mo. The woman came screaming at her to get up there right now and do it. All I can say is it's a good job DD refused to point out which one was shouting at her because I would have been having words. DD is on around £7 an hour, is supposed to do the same job as the lady who's on NMW (£12 something) and yet the woman thinks she can boss DD around because of how young she is. She's continually making comments such as - you're young, you go up three flights of stairs to get X. You're young, you do this. Etc. YOU do the washing up because you're younger than me....pretty sure it's probably the same one that upset her last time. I don't actually blame DD for saying NO. She didn't appreciate this woman bad mouthing her though and I think that was what all the tears were. She said to me, If I have a problem with one of them I say it to them don't go straight to management...I said, valuable life lesson here dd, not everyone is like you and will act the same as you. 

    I had to spend an hour talking her out of quitting saying she will come across this in life and you've got to deal with it. You could have it worse in another job. Go to the manager say your piece. Etc. she didn't quit.

     The manager messaged when I was in her room and asked if she was okay, said it was fine she left early and that they've okay'd her booked holiday. I said to DD it sounds to me reading between the lines he knows this woman is the problem. 

    Anyway we'd left in laws in town they wanted to wander on their own. I said would you like to book around the cathedral/ castle/ gardens / other visitor places around here today or tomorrow and got my suggestion scoffed at with a NO 😳. Ah ok. Felt myself go red as if it was a silly suggestion and I shut up. They'd rather wander down the high street and look in m&s - to each their own. 
    They're coming over in around an hour and I don't know what they'll want to do. But DP said she'd probably rather go for a walk than tourist thing, not sure DP dad gets much say 🫣. Anyway if they want to walk plenty of places here ...but I will stay home. My plantar fascitis is playing up. As is the dodgy knee that likes to dislocate randomly. If they choose somewhere I know there is lots of rest points I will go though. Hope they don't mind if I choose to stay here but I am unable to keep up with them (they walk for miles and miles everyday 😳). 
    So overall we haven't seen them for that long really which is a bit of a shame but also understand they want to do their own thing. 
    Anyway best get up, they're coming to see the extension and I best go tidy last night's bits up 😊.
    Emergency Fund goal - £717.77/1500
    Weight loss goal 1 - 1/7 lb 
    Mortgage OP goal 2026 - £103.62/£4500 

    New Diary- https://forums.moneysavingexpert.com/discussion/6647063/investing-in-us-holidays-health-and-the-road-to-150k#latest
  • Watty1
    Watty1 Posts: 7,690 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Poor DD   I read a really disturbing post on our village noticeboard about how the young were being treated in some of the cafes and shops in the village.     It seems endemic.  So sad.  

    Enjoy the time you do spend " the rellies"
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • beanielou
    beanielou Posts: 97,757 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Horrible woman. Glad DD stood up to her. Glad DD is ultimately ok. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Jessy103
    Jessy103 Posts: 2,550 Forumite
    Ninth Anniversary 1,000 Posts Mortgage-free Glee! Name Dropper
    Poor DD, I think there's a common misconception that all young people are horrible, entitled brats and although there are a few like that, a majority are very polite and hard working. Sounds like this woman just has a chip on her shoulder and thinks the world is to blame for her problems so takes it out on everyone else! I hope DD sticks with it and holds her head high x
    Starting Mortgage Balance (June 2019) £72,000. Mortgage Free November 2025!
  • I would be very tempted to point out to the employers that age related remarks are a form of discrimination and that they are liable for remarks made by other employees, but in reality I would probably grit my teeth and point out the life lesson too. 
  • Oh and technically I have £642 in the EF now but I put it in the empty account connected to my current account. Almost enough to pay for all the plumbing work required ...I wonder when we will get to a point where the EF can remain the EF 🙈
    Emergency Fund goal - £717.77/1500
    Weight loss goal 1 - 1/7 lb 
    Mortgage OP goal 2026 - £103.62/£4500 

    New Diary- https://forums.moneysavingexpert.com/discussion/6647063/investing-in-us-holidays-health-and-the-road-to-150k#latest
  • KajiKita
    KajiKita Posts: 9,205 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    DP mother sounds like flipping hard work! I love the mushroom picture mushroom 🍄 😊👏

    Oh and the EF starts being the EF when the materials for the path …. Sorry, sorry the kitchen fix, stop being needed! 🙄😂😂

    KK
    As at 15.12.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 4 books of target 52 in 2026 as @ 11th January 
    Produce tracker: £18 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • greenbee
    greenbee Posts: 18,592 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    EF is being used to pay the plumber/electrician/carpenter/decorator/carpet fitter here... (some of it is budgeted for... EF will pay for whichever bills come in after the budget is gone!)
  • KajiKita said:
    DP mother sounds like flipping hard work! I love the mushroom picture mushroom 🍄 😊👏

    Oh and the EF starts being the EF when the materials for the path …. Sorry, sorry the kitchen fix, stop being needed! 🙄😂😂

    KK
    Ah no we have a path to do as well as a patio 😳🙈🤣
    Emergency Fund goal - £717.77/1500
    Weight loss goal 1 - 1/7 lb 
    Mortgage OP goal 2026 - £103.62/£4500 

    New Diary- https://forums.moneysavingexpert.com/discussion/6647063/investing-in-us-holidays-health-and-the-road-to-150k#latest
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.1K Banking & Borrowing
  • 254K Reduce Debt & Boost Income
  • 454.8K Spending & Discounts
  • 246.2K Work, Benefits & Business
  • 602.3K Mortgages, Homes & Bills
  • 177.9K Life & Family
  • 260.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.