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Watty's Awakening

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  • beanielou
    beanielou Posts: 101,746
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
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    Hope all goes well.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

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  • savingholmes
    savingholmes Posts: 29,235
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    Nice win. 

    Hope the dental trip isn't too bad. 
    Achieve FIRE/Mortgage Neutrality
    1) MFW Nov 21 £202K now £165K Equity 38.88% 6/9/26
    2) £1.5K Net savings after CCs 29/8/26 (but owed £130) so £1.6K
    3) 47/82K @29/8/26 = 57.31% AVC Goal by mid 2028
  • KajiKita
    KajiKita Posts: 11,019
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    Good luck with the dentist today. Will be thinking of you. 

    KK
    As at 16.10.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
    - OPs to mortgage = £20,603 Estd. interest saved = £10,635 to date
    c. 18 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 80 books of target 52 in 2026 as @ 7th November. 
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    Watch your thoughts, they become your words.
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  • Slinky
    Slinky Posts: 12,085
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    edited 4 July 2024 at 6:01PM
    Sorry to hear about your tooth Watty, but it certainly sounds as though another opinion would be worthwhile to help you decide one way or the other. Well done on not pushing ahead just because you had an appointment booked.

    When he said that the work could last decades, I had to say I was a bit doubtful at that point. It's so easy for an infection to set in at a weak spot in the body and you'd have to think a filled root always has potential to cause trouble.

    I hope that the pain eases soon and you get to the root (bad pun, groan) of the problem.
    Make £2026 in 2026
    Prolific £231.51, Octopoints £4.60, Tesco Clubcard challenges £38.80, Airtime £10 TCB £225.19, Everup £77.04, Roadkill £1.77,  Zopa CB £30, Misc £10.11,
    Total £629.02  31%

    Make £2025 in 2025  Total £2241.23/£2025 110.7%
    Prolific £1062.50, Octopoints £6.64, TCB £492.05, Tesco Clubcard challenges £89.90, Misc Sales £321, Airtime £70, Shopmium £53.06, Everup £106.08, Zopa CB £30, Misc survey £10

    Make £2024 in 2024 Total £1410 70%
    Make £2023 in 2023 Total: £2606.33 128.8%


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