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Watty's Awakening
Comments
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I have had this current bridge in my mouth for 20 years. I don't want to jinx it but it seems fine still.savingholmes said:Glad you found a dentist you trust. Hope you find the right solution for you. You've made me worry about the three bridges in my mouth now though!!MFW 2025 No. 7 £1130/£1200
MFiT-T7 No. 6 £2873.51/£30,0002 -
Glad you had such a lovely time at the show! I think membership is so worth it to things you know you are going to use again and again!MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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The poster sounds amazing.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
That all sounds really lovely and positive.
Just a wee thought, just in case ex has a mad moment and goes snooping, make sure your key box code isn't anything he could guess. I'm sure it won't happen but as a pal, want to make sure you're as secure as can be!2 -
I'll second that.
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Good idea.PennysIntoPounds said:That all sounds really lovely and positive.
Just a wee thought, just in case ex has a mad moment and goes snooping, make sure your key box code isn't anything he could guess. I'm sure it won't happen but as a pal, want to make sure you're as secure as can be!
At least you have a key in yours! Mine is empty.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
We have a key safe, on the back wall of the garage behind the wheely bins, and there is two of us here. We last used it on Saturday when I forgot that I had taken the conservatory door key with me! 🤷♀️😂
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,048 Interest saved £5,675 to date
Fixed rate 3.85% ends October 2030
Read 42 books of target 52 in 2025, as @ 9th August
Produce tracker: £276 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
So happy you enjoyed your show and that membership sounds like the perfect treat for you
has Wattydog recovered from the excess fun yet
sounds like you finally getting projects over the line - that poster sounds great !I am also decluttering like mad - and this Swedish book has not even arrived yetDON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest2 -
That had never occurred to me so thank you. Absolutely excellent thought from you. I will change the number!PennysIntoPounds said:That all sounds really lovely and positive.
Just a wee thought, just in case ex has a mad moment and goes snooping, make sure your key box code isn't anything he could guess. I'm sure it won't happen but as a pal, want to make sure you're as secure as can be!Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!6 -
Only just! He managed a short swim yesterday in the pond opposite the house. Tbh I don't like him swimming in there but he loves it and will jump in anyway regardless of what I say so I now shrug and accept it. He hasn't been ill yet. It was meant to be a walk but as soon as he is off lead he heads to the pond/lake!
has Wattydog recovered from the excess fun yetMade it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!5
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